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Sat/Sun 27th/28th April - What small DFW things will you do today?
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allydowd
Posts: 4,965 Forumite



When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important. :money:
Morning DFWs,
Today is my day off so I'm going to be doing all I can to have a great day and spend nothing! We're gonna walk to the beach and play boules, go kite flying and have a BBQ.
TODAY I WILL:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important. :money:
Morning DFWs,
Today is my day off so I'm going to be doing all I can to have a great day and spend nothing! We're gonna walk to the beach and play boules, go kite flying and have a BBQ.
TODAY I WILL:
- Go fishing with OH if the sun stays out. OH can fish and I will go foraging in the woods and by the seashore.
- Do Nectar AdPoints. (Link)
- Do Ipsos Surveys.
- Devise a method of repairing rubber washing up gloves.
- Find mobile charger for car; haven't seen it for months...it has to be in the house somewhere...
- Free Ikea Beach chair for free Family card holders! Just click and print. You can get a free Family card in store, instantly. (Link)
- Free cheap-quality earphones (Link)
- Coupon on page 12 of Waitrose in-store magazine for a free pack of Twinings Whole Leaf Silky Pyramid Teabags. Valid until 1st June. Usual cost £4.29.
- Free Coke Zero (Link)
- Free Nivea sample through Facebook (Link)
- Free Go Cat sample (Link)
- In today's Telegraph: Free 6-pack of strawberry plants from Homebase, worth £5 plus save £5 on £25 spend on plants. Collect strawberries today or tommorow.(Link)
- 2-for-1 entry to attractions in Scotland.
- 1p Tesco items (Link)
- Quidco ClickSnap grocery offers (Link)
- TopCashBack SnapAndSave grocery offers (Link)
- Greggs BOGOF sausage roll voucher when you sign up for their email. I haven't tried this myself, just been told about this. (Link)
- Benefits check-up (Link)
- Birthday Bingo, daily free game (Link) NEWLY ADDED TO THIS LIST
- Freecycle (Link)
- Free Postcode Lottery (Link)
- FreeStuff (Link)
- FreeUKStuff (Link)
- List of online newspapers. At bottom of the linked page. (Link)
- MSE Boost Your Income page. Gateway to lots of money-making links. (Link)
- MSE Deals and Vouchers (Link)
- MSE Wow Offers (Link)
- My Supermarket (Link)
- Nectar Points, AdPoints, Search Toolbar (Link)
- OnePoll (Link)
- Quidco (Link)
- Reclaim PPI at no cost to yourself (Link)
- Survey sites that pay for your opinions (Link)
- Swagbucks (Link)
- Swapit (Link)
- Tesco Price Promise (Link)
- TopCashBack (Link)
Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
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Comments
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Good morning all,
Your day off at the beach sounds wonderful Ally, hope the sun comes out for you
I'm still in bed this morning having had a lovely lie-in and realised I have an afternoon all to myself, a rarity indeed with 3 children! What shall I do with myself?
Small things for today:
Some flylady
Washing & dry outside
Haircut at reduced price using voucher
Due clutter some paper - yuk, I hate this job!
Read papers online
Heating off- the house feels quite cold at the moment, could do with it warming up outside!
Shop at @ldi using my voucher
Enjoy the peace and quiet
Have a lovely day everyone x:money:0 -
Good morning my lovelies
ally - sounds like a fantastic day
sunshine - sounds like you have a good day to look forward to too
Hi :wave:to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.
Taking LO to football training soon and a quiet day planned, just need to organise someone coming to collect single bed from mums flat (she keeps falling out and I have to go down and pick her up so am getting her a double), todays little list:
Check Banks -
Check swapits -
Check www.freepostcodelottery.com -
Packed lunch for OH - Done
General Tidy up - Done
Washing - Done (hung to dry on line and then once I was in having a cuppa it starts to chuck it down so will have to dry indoors)
Surveys -
Catch up on emails -
Enter a few comps -
Read - Reading another book from stash
Meals from stores - Done
Update Food tracker - in progress
Arrange collection ofsingle bed by freecycler -
Investigate roofbars for car -
Watch DVD's we already own -
Finish another picture (for gifting) -
Make sure LO has all he needs for his residential trip on Weds -
Try a new recipe -
Have a great day, love to you all.
C xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Good morning everyone, I have been missing for a couple of days but I really need to get back to mse ways.
Ally - Thanks for starting the thread off this morning.
My list for today:- [STRIKE]Quick shower, Get the kids up and organised[/STRIKE]
- [STRIKE]Make a start on to do lists for next week[/STRIKE]
- [STRIKE]Quick tidy up in the house[/STRIKE]
- Do some of the ironing pile
- [STRIKE]Wait in for Mr A delivery [/STRIKE](booked an 8 hour slot at a saving of £2.50) - scan, check and put order away. I done the shopping via my supermarket last night and managed to save £16.97 and i'm getting £1.80 cashback (total saving on shopping £21.27)
- [STRIKE]Catch up with emails[/STRIKE]
- [STRIKE]Nectar adpoints, Swagbucks, Swapits, TCB, Postcode lottery, Birthday bingo[/STRIKE]
- [STRIKE]Make banana bread[/STRIKE]
- [STRIKE]Surveys - remember to check one poll and pure profile[/STRIKE]
- Update April budget and sort a budget for May
- [STRIKE]Check banks and move money around[/STRIKE]
- [STRIKE]All meals from stores -sandwiches for lunch and peppered steak and chips for dinner[/STRIKE]
- [STRIKE]Look into comps thread[/STRIKE]
- [STRIKE]Do mystery shop assignment that is in for today[/STRIKE]
- [STRIKE]Catch up with thread from Thursday and Friday - see if there is any ideas, as I really need to start saving/making money[/STRIKE]
- Look into the list of sites that I have put together from various places on this site
- Do some course work
- [STRIKE]Do freelance work that is in for today (about 3 hours work)[/STRIKE]
- Look for freelance jobs and submit applications
- Find 10 things for listing on ebay - sort photos and list, as it is free listing this weekend 4 things listed so far
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Hi everyone :wave: today is my first day of unemployment! I have 2 weeks off inbetween jobs (hopefully its not going to be more & my CRB comes through in that time!) Next week I am having a staycation and have planned activities throughout the week to make the most of it :T This weekend I will be doing decorating & cleaning to ensure next week is not spent doing chores! That should keep me out of spending trouble!
Things for today:
* usual check banking
* shift funds/pay bills etc post payday
* make meat for lamb kebabs later, also make chocolate chip cookies (both recipes out of The Takeaway Secret)
* clean large window in kitchen
* flylady a room...
* get website for blinds off of BFF and order - want to get this done today
* oh and fil are going to collect chest of drawers from an ebayer later
* going to bff's tonight for games and a bring and share
* go for a run at some point
* have ordered a free pair of earphones, thanks ally!
That'll do me
MMM that is quite a list!
Ziggy your poor ma that sounds terrible x
brilliantsunshine your list seems far too chorey for a day off! I say leave all the things to another time and sit down with a good film or book and have some me time! xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Hi everyone,
It's quiet here again! Thanks for starting us off Ally.
DNMS - I am jealous of your 2 weeks off, sounds like a solid plan! Enjoy!
Today I have/will:-- B/L/D from stores
- Log calories & exercise on free apps
- Dinner from meal plan - Pasta with greens, garlic & chili
- Checked postcode lottery
- Charging phone via pc
- Heating off
- Checked online banking
- Check for new mystery shopping opportunities
- Enter some comps
- Do some surveys
- Declutter & flylady
- Check FB to see if anyone wants to buy the guitars we're selling
- Ponder career options...& do some research
- Updated sig - just realised I still owe £600 on a 0% overdraft so although I have paid off my overdraft I haven't really IYSWIM? Lol. Still at least the chargeable one has gone now!
- Go to second job tonight, driving & not drinking tonight!
- Since it is a free listing weekend I have got 3 items ready for putting up on fleabay, must get back into this!
:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:Current Savings: £1176.24 _party_
23.52% Saved!0 -
Gosh, is it nearly 5pm already?? Been in the sewing room since 9am and been kept going by copious cups of tea from DH and DS3
Small things today:- Breakfast from stores
- Fed and watered the chickens
- Heating on minimum but may need a fire tonight
- Took meat out of freezer for dinner
- Lunch from stores
- Fire with scavenged wood this evening
- Dinner from stores tonight - Wiener Schnitzel made with cheapo pork steaks
- Drive to Didcot tomorrow to collect DGS using DH's car/diesel
- DS2 cooking roast dinner tomorrow
- Finish stitching customer corset tomorrow then just the eyelets and lacing to do on Monday evening
- Work out final bill for customer and text it to her
- Have an NSD tomorrow
Hopefully I'll get chance to catch up tomorrow evening.
Take care, stitchy xMaking magic with fabricLight travels faster than sound. This is why some people appear bright until you hear them speak.0 -
:wave: Morning guys. Wow it has been quiet on here the last few days! Hope everyone is off having a lovely spring time!
My things for the day:
* have hung a load of washing on horses & put on the line
* do another load of washing & hang up
* vacuum lounge, hallway & upstairs
* filling & sanding in the spare room ready for 1st coat of white paint
* all meals from stores - I think dd is buying a chicken to roast here
* get petrol & check tyre pressure, oil & water
* have a facial, mani & pedi later
* might have a bath when I drop dd off :money: (we don't have a bath but she does :T)
* go for a run
ok think that's more than enough to be getting on with! Have a lovely sunday y'all xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Hi everyone :hello:
Hope everyone is well.
Oh DNMS - check you with the new job! Congrats. Enjoy the 'unemployment'- I got £65 quidco cashback coming my way :T
- Got £37 MS cheque finally
- Still waiting on my £40 for marking papers
- Going out to charity do thing today - £10 for taster massage - money going towards a new swing park - cheap day out with pals and for a good cause :T
- Shopped at @ldi
- Baked potatoes in SC - defo do this again in future - were fab and easy peasy
- Ham & coke in SC this afternoon for tasty cheap Sunday dinner later
- Meal planning for the week ahead
Have a good day y'all0 -
Good morning, It was a productive day yesterday, so hoping that I can continue that today.
My list for today:- Update April's budget and sort a budget for next month
- [STRIKE]Quick shower, Get the kids up and organised[/STRIKE]
- Water all of the plants
- [STRIKE]Nectar adpoints, Swagbucks, Swapits, TCB,[/STRIKE] [STRIKE]Postcode lottery, Birthday bingo[/STRIKE]
- [STRIKE]Surveys - remember to check one poll and pure profile[/STRIKE]
- Do some course work
- [STRIKE]Visit MIL[/STRIKE]
- [STRIKE]B&L from stores, D @mil's[/STRIKE]
- Submit s&s information
- Sort paperwork for tomorrow
- [STRIKE]Organise clothes, lunches and bags for tomorrow[/STRIKE]
- [STRIKE]Do freelance work that is in for today[/STRIKE]
- [STRIKE]Look into income thread and make a list of sites to look into this week[/STRIKE]
- [STRIKE]Take car to K.W and get a new tyre[/STRIKE]
- [STRIKE]Order required work equipment from @mazon - using a voucher which will cover all of the cost so no spending for me[/STRIKE]:j
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Hello all,
I've been on the MIA list for a couple of days now.......work etc have been stupidly busy and I've had no time to myself :mad:
Determined - many congrats on the new job and enjoy your 'between job' status
Today I have/will
- Meals from stores
- Read paper online
- Have an NSD
- Worked out my budget (payday was on Friday)
- Need to recover my sealed pot - it was opened when I was broke, but needs to be re sealed
- Washing on low and possibly dry outside
- Watching bits n bobs on the sky box rather than going out
- Need to do some college work
- Have a shower and an early night
- Need to do a job search - I've not got a new job yet, but I've decided not to tell anyone when I go for interviews etc as it makes me look a bit stupid
- Need to make breakfast and lunch for tomorrow
That's my lot for today
Take care and love to you all
Candy xxxDebts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000
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