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May the NSD Force Be With You - May NSD Challenge

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  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Target reached today - yipee with NSD 17/17 :D

    Can I increase my target to 20 please freeby?
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • EverTheOptimist
    EverTheOptimist Posts: 2,695 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Evening everyone

    Well I managed a NSD yesterday as we didn't go anywhere.

    Spend day today, we wandered to the local garden centre and i treated us to cake and a drink.

    So I believe I have reached my target of 10/10 :j

    I will extend to 14 please.

    I'm only keeping track as I have had a few days when we haven't been anywhere so I know I have nabbed them.
    SPC 18 Target £200 /
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    :beer::beer::beer:A big welcome to Master ETO from his Aunty Nargle! (And congratulations, Mum, on your sudden weight loss!)

    Sazzie ( and any newbies out there) - this thread is home to all those who want to control their spending, whether it is to save up for something nice or pay off debts. Ennessdee Towers is our headquarters, and it is a bit like the Tardis - always room for one more chair by the fire, and one more coffee mug in the cupboard, and one more slice of cake in the cake tin. Which reminds me....it's your turn to put the kettle on.

    Now where did I put those newly-snaffled NSDs? Here they are, skiving out back behind the dustbins....right, you 'orrible lot, quick march into the hall left right left right halt! Turn! Step to it...hup two hup two... and into the Cauldron of Doom with you!

    Freeby - another 3 for the collection, which makes my total in double figures - a glorious 10 NSDs!!

    (Igor, I know you mean well, but Master ETO is not old enough for pork pie.....especially your pork pie.....)
    One life - your life - live it!
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    #6/15 finally nabbed and the 1st of my 3-in-a-row.....off to watch Eurovision now :rotfl:
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • purple.sarah
    purple.sarah Posts: 2,517 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It's so inspiring to see so many people hitting their targets today, well done! :T

    NSD 10, 6 in a row.
  • Matt2389
    Matt2389 Posts: 150 Forumite
    edited 19 May 2013 at 12:04AM
    Delete please
    Save £12K in 2013 £4000/9000
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning smiley-happy094.gif

    Hope everyone is having a fantastic weekend. smiley-gen163.gifAnother titchy update from me. C'mon you 'orrible lot we have a target to beat :rotfl:



    Beanielou – Woop Woop Beanie, :j Well done on hitting you target with NSD #14. smiley-gen002.gif That is brilliant. :T I have increased it to 18. You’ll smash that one away too. :T

    Charleybear - NSD #7 is fantastic. smiley-gen053.gif Really well done.:T I hope that being at work managed to nab you another one.:)

    Evertheoptimist – I am impressed to your dedication to the NSD cause. :j:j I am also very impressed with you smashing your target with NSD #10. smiley-score010.gif I have increased it to 14. I hope everyone is okay and you are enjoying you new mumminess.:)

    Fedup – Woo Hoo. You did it.:j:j Your target blasted awaywith NSD #17. t2028.gif Briliiant Job. :j:j I have increased it up to 20 NSDs. Good Luck.:T

    If – You are a star,:staradmin I love your cartoons and pictures.:) Well done on bagging NSD #9 too. party0040.gif

    Lottie3000 – Slow and steady always wins the race and you have another one in the bag.:T NSD #4 is great going.party0002.gif

    MissE - Very well done. :T NSD #6 and 3-in-a-row party0049.gif all done and dusted. Hope you enjoyed the t.v.:)

    Nargle – Ohhhhh a lovely fantastic three into the pot :T and that’s NSD #10 that is refusing to give up the fight and is trying to climb back out. :eek: Igor quick.......whatever your were planning to do with that pepperami then don’t what.gif ... mush that NSD down a bit. party0036.gif(Think I might have saved master ETO from a pepperami nightmare) :eek:

    Purplesarah – A fantastic NSD #10 and 6-in-a-row. party0006.gif Well done.:T I think the NSD bug may have claimed another victim. :T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Well, that's the front page up to date again and it is filling up with pretty flowers. Well done to everyone who is fighting the goo NSD fight :j:j

    You are all brilliant party0019.gif


    No NSD for me yesterday as I did my weekly stuff. But I am all ready to claim another week full of them (fingers crossed)


    Have a great Sunday everyone :D
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    There are

    52

    of us taking part in the May NSD Challenge

    and together we have collected

    296 NSDs

    :T:T:T:T:T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    pooh_welcome.gif

    Hiya all :hello:
    Could we please ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, Marmite, Cheryl and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.
    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

    NO SPEND CHALLENGE.


    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
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