Do CSA take into account NRP outgoings per month.. bills/loans etc?

zUnknown

Hi looking for some advice.

My wife and I separated a year ago and since then I have provided payments for the two kids. We agreed on a set ammount so it didnt have to go through CSA.

I eventually bought a new house last month after staying with family since the separation. Last month they took two mortgage payments for the first payment. I was already buying bunkbeds for the kids ect and realised I couldnt afford the monthy maintenance. I said to my ex that I would give her double this month.

Long story short... she fiddles the system and works near fulltime hours but her boss pays her 16hours then cash on side. She gets extra tax credits because of this and also has never informed inland rev of my payments each month. So she get more money that I earn. She gets her near all her £550 rent paid for her too so I know she could have waited a month for the maintenance.

Anyway.. the CSA has been trying to contact me yesterday and today. By the CSA calc I would have to pay approx £130 a month extra. My bills and living expenditure is already nearing the max and this extra money will make me struggle to pay for things.

What i'm trying to say is.. do CSA care about what the other parents bills/outgoings are? I dont want to have to sell the house I have just bought. Do they work on the calculator ans that only or do they check circumstances?

Thanks

Kayalana99

Ouch I might get flamed for this but maybe a direct threat to report her if she doesnt drop the case?

If you have the kids around more nights it does put the CSA down...

Also whilst the CSA are doing thier case you don't have to pay anything but it may result in back payments...

fannyanna

zUnknown wrote: »

Hi looking for some advice.

My wife and I separated a year ago and since then I have provided payments for the two kids. We agreed on a set ammount so it didnt have to go through CSA.

I eventually bought a new house last month after staying with family since the separation. Last month they took two mortgage payments for the first payment. I was already buying bunkbeds for the kids ect and realised I couldnt afford the monthy maintenance. I said to my ex that I would give her double this month.

Long story short... she fiddles the system and works near fulltime hours but her boss pays her 16hours then cash on side. She gets extra tax credits because of this and also has never informed inland rev of my payments each month. So she get more money that I earn. She gets her near all her £550 rent paid for her too so I know she could have waited a month for the maintenance.

Anyway.. the CSA has been trying to contact me yesterday and today. By the CSA calc I would have to pay approx £130 a month extra. My bills and living expenditure is already nearing the max and this extra money will make me struggle to pay for things.

What i'm trying to say is.. do CSA care about what the other parents bills/outgoings are? I dont want to have to sell the house I have just bought. Do they work on the calculator ans that only or do they check circumstances?

Thanks

The CSA will just take a set amount. If they're still using the system that calculates maintenace on your net income you'll pay 20% of that in maintenance.

They will not take into consideration any of your bills. If you have your children come to stay with you regularly they may reduce the liability amount (but it will not be significant).

The only advice I can give you is to look carefully at your expenditure and see if you can make cut backs else where.

shoe*diva79

2 children is 20% of your net pay liability. You will have a reduction if they stay regularly overnight with you.

On a separate note, if she is committing benefit fraud then report her. But think carefully, if she was doing it while you were together then you will be implicated.

guruchelles

Putting the benefit fraud to one side, if you've been paying £130 less a month than the CSA would have you pay then you should probably just suck it up and be grateful you've been allowed to get away with that for so long.

Cally_Smart

You get 1/7th off for each night they sleep at your place But they ask the pwc & she has to agree for it to count (got a feeling she might not be cooperative if it reduces her money !)
The CSA don't seem to care how many out goings you've got and can take up to 40% if they figure you have arrears ! It's happened to us.

zUnknown

guruchelles wrote: »

Putting the benefit fraud to one side, if you've been paying £130 less a month than the CSA would have you pay then you should probably just suck it up and be grateful you've been allowed to get away with that for so long.

I understand that but this was on the agreement that as she is fiddling the system to get more money now and free rent that she would give me a little leaway. Also 1 of the children is not biologically mine but I've raised her since she was little so I still wanted to be able to give maintenance for both although I will struggle with the higher payment and may need to think about selling the house if it gets worse.

I don't want to go down this route.. but can the CSA take money from me if one child is not biologically mine even though I got married to the ex and raised her since she was little??

zUnknown

Kayalana99 wrote: »

Ouch I might get flamed for this but maybe a direct threat to report her if she doesnt drop the case?

...

Yes I said this to her... but her and her boss are best friends and they are very clever at what goes on with wage slips etc.

Plus... if she did get found out I very much doubt she would be able to afford the new flat and new car and would result in the kids being homeless. That was a near enough quote from her.

I doubt the CSA take any of this into consideration though... the system sucks.

kevin137

They can only take for the one that is biologically yours. If there is any argument and she says the child is yours then you will need to take a DNA test to stop the payment for that child.

One child is 15%, and needs to raised as an issue NOW or they will assess at 20% and if you don't raise the issue now they can assume parentage for the the until 20...!!! That is a lot of money to be made to fork over...!

On a different note, try talking to her and stipulate that she is committing benefit fraud and that if continues this route and plays unfairly that you won't hesitate at being as nasty as she has in going to the "government" to correct the situation... And ask her how that would feel for her.

But you have to think carefully about it in terms of if you are prepared to follow through. And remember that if you did this while you where together, then you are no better and it is people like this that suck the life out of the system and have helped cause the situation that people on benefits are now in...!

Alpine

zUnknown wrote: »

but can the CSA take money from me if one child is not biologically mine

Did you formally adopt the child? If not, you are not legally responsible for her and the CSA cannot make you pay for her.


Your ex sounds like she wants her cake and eat it. She wants to defraud every hard working tax payer and take everything she can from you too. You should only concern yourself with your and your child's well-being. Do what you legally must do and then use your own moral judgement about anything else.

zUnknown

fannyanna wrote: »

The CSA will just take a set amount.

They will not take into consideration any of your bills. If you have your children come to stay with you regularly they may reduce the liability amount (but it will not be significant).

I have the kids stay once a week and have them over twice a week for the night after work but drop them off later that night as I'm up early for work.

Do the CSA include nights that they are not actually staying over in the calculations as I do spend money taking them out for dinner/pictures etc. This will all stop now.