30 months to no debt - an Optimistic Journey

please-let-me-be-lucky

Skint_but_Optimistic wrote: »

I don’t think us north eastern folk are particularly affected by it. Indeed, we seem to have had mizzle and mist for about a fortnight, when everyone else was wearing bikinis. I think its only news when its in the south to Sky… BBC are slightly more regionally friendly but Skys coverage seems to be Cambridgeshire and south. They occasionally report on happenings in Gloucestershire but seem to leave them to flood water and cider. Scotland is “north of the wall” and left to the white walkers… as for Wales… is that still attached?? Leeds is a mythical city surely. Manchester is ok, as a huge % of the population of sky newsroom support Man U. However the rest of the north is mostly a desolate wasteland with the odd dark satanic mill. Ireland is a foreign place. Populated by leprechauns and guinness swilling rugby men.
Sky news, muppets.

Lol, I hear ya!!

Hope ypu feel better soon Xx

Skint_but_Optimistic

eeh its ok. I didnt mean to cause any offence but it boils my wee and its so silly!!

The tenant is fine, shes not paid anything much yet however, will get the last of her bond next week, some housing benefit this week and then a top up payment week after next.


So I am hoping all that flows nicely. Need yet more work doing to the house... and im hanging on til I have had some rent.

Skint_but_Optimistic

I am such a twit. I had not added the card interest on for a couple of months and nor had i added spends onto the card so I am back to 24900


This is day 1, how long to sub 24? I give it.... to the 1st of May!
lets see if I can beat it !

HeadAboveWater

Skint_but_Optimistic wrote: »

Ireland is a foreign place. Populated by leprechauns and guinness swilling rugby men

Ummmm..... Sorry?!

Regardless, I'm sending you...

(northern, that is! )

brizzledfw

I agree with you about some of the news coverage we all get..and the GOT reference about Scotland made me laugh out loud!!

We get lots of coverage when the rivers burst their banks..not much otherwise!

Keep on truckiin'.. You will get there with some Ebaying and stuff..maybe even before 1 May

Skint_but_Optimistic

Month 22 day 15

Cheers all, and HAW I meant in the eyes of the newshounds of course not mine!!! I am quite open to there being more than my little acre!

My head still is suffering with residual pain from my Wednesday migraine and I am travelling on my own now next week as my colleague is having an operation at the end of the week and he needs to stay in the office to complete some work.

No ebay news to report and as yet no feted news of a free listing as that news is being told later and later. I have many, many items in my unsold folder, and I will perhaps manage to list the odd new one but I am away Sunday afternoon travelling to Reading and won’t worry unduly about that. Unfortunately due to illness I am now travelling alone as my colleague is having to have an emergency operation.


Work is persisting with getting in the way of life. A pleasant surprise is that a couple of old defaulted and nasty accounts have fallen off my credit file. I now need to reduce my credit card debt. I did try to apply for a 0% card but alas, I was unsuccessful. I will now need to wait 6 months before reapplying I suppose. Nothing has been paid off the totaliser today unfortunately but I am going to have to knuckle down and get on with it soon! I was hoping for a quick win with the loss of interest but I am sure I will get something soon. I just need to keep on with the scheme.

The weather remains mizzley. The mist is lifting from ground level to top of building level and then seems to settle back down again so we are still living with perpetual muddy feet! Silly dogs!



Moneywise, Not a lot to report. No sign of the housing benefit from the council but we think the earliest it will hit is tomorrow.

This month I will be 170 better off as I wont be paying out council tax. Its going straight to my most expensive debt and will help reduce interest too!

JustAboutThere

Just catching up. Congrats on being under 24K. Hope all is well.

patman99

Keep going SBO. I fear that with ebay's changes in May to only 20 free listings per seller may well see the end of all the free listing weekends.

If you have stuff that does not appear to be selling on ebay, try setting-up an account on Ebid. Ok, it costs £50 for a seller+ account, but as you then pay no listing fees or FVFs, you can soon get back that £50 in what you don't pay in FVFs etc.

Strangely, I have found that some stuff that just will not sell on ebay sells 2nd-time of listing on Ebid (don't ask why as it is a mystery to me as well).

HeadAboveWater

Skint_but_Optimistic wrote: »

]Cheers all, and HAW I meant in the eyes of the newshounds of course not mine!!! I am quite open to there being more than my little acre!

:rotfl: Just checking! :rotfl:

I've no progress on ebay either

Yay for the credit file smartening itself up a bit

please-let-me-be-lucky

Just popping by to wish you a Happy Easter. Hope all is well Xx