Saturday 13th and Sunday 14th April 2013 - what small things......

Candy0107

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :j

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

Good morning folks, thought I would start the thread today as I have been awake since about 5am.

Hugs to those that need them and hi to any newbies.

Hopefully everyone with hormonal/emotional problems and bugs are feeling a bit better today

Todayi have/will:

• Meals from stores
• Read papers online
• Checked online banking - no change but had to check
• Must do some college work - need to catch up as I would like to move on to the next level in September
• Watch bits n bobs on the sky box rather than going out
• Washing on low temp and possibly air dried (weather dependant)
• Aim for a LSD or possibly a NSD
• Need to check lottery ticket (I live in hope)
• May have an afternoon nap (oh the luxury)
• Need to have a quick shower

Think that is it for me today

Take care all
Candy xxx

katy_ann

Morning Candy, thanks for starting us off! Hope your ok
My list for today;

• Work overtime 9-4 @ double pay
• Load of washing and hang to dry
• B/L/D from stores
• LSD but hopfully a NSD!
• Continue to fight my case over Ebay item

Think thats me for today! Have a good weekend all x

EchoDelta

I accidentally spent £45 yesterday on getting rather leathered at a birthday party

First time in absolutely ages but still..... Definitely need a frugal weekend to make up for it!

-one poll
-pot any shrapnel remaining from last night
-have already bought ticket for aquarium online to meet friend today - was a bit cheaper than paying on the door and if I fill in a form there I can have free entry for the next year
-take drinks and snacks instead of buying while out
-avoid toll bridge
-drive economically
-do some over time once Small in bed - should be able to do at least 3 hours over the weekend

Good luck everybody

timetorebuild_2

Hi everyone and happy weekend! Lurker taking the plunge to change. Huge amounts of debt, but were dealing with them!! :j together!!

Heres my list for the weekend:

* Write down monthly budget as have had some changes
* Continue finding things for bootsale/ebay
* Meals from stores
* List 5 items on ebay
* Work out meal plan/whats already in the stores ready for shop next week.
* Write to my union as apparently I am not a member but they still take the money from wages every month.
* Have some time in the sun with DD

Thats my list for now, lets see what else I can get up to! :rotfl:

Have a good weekend!

- Well theres no sun here now just the rain but we went and got some cheap fruit and veg from the market, picked DD up a couple of little birthday presents to put away (spent £2.59 on some Disney items - love a bargain), and have started the budget, I cant believe how much comes out of my account every month, its ridiculous, must look at reducing the total!!

*** I have received an email re: leaflet distributing for some extra money which I had enquired about a while back - tried calling the number given but no answer - fingers crossed they get back to me. Extra pennies in the spare time - dont mind if I do! Has anyone experienced working as a leaflet distributor? Any tips?

allydowd

Morning DFW-Ninjas and welcome timetorebuild and EchoDelta,

We use a lot of preserved garlic in our cooking but are finding it increasingly difficult to buy it cheaply and our cultivated garlic is still growing. So yesterday OH and I went for a foraging walk in the woods behind our house and came back with a carrier bag full of wild garlic which is in season just now before the flowers fully appear. (There must have been a whole acre of them; the wood could spare a bagful!) Then we spent the afternoon cooking with it and preserving it.We infused some oil with chili and garlic, pickled some garlic, blanched some leaves and froze them to use as an alternative to spinach and made garlic rice for dinner. If you want to forage wild garlic make sure you don't confuse it with lily of the valley which is poisonous, though the smell of the wild garlic is unmistakeable! (Link to see the difference)

TODAY I WILL:

1. Do Nectar AdPoints. (Link) Made 101 points so far this week.
2. Do Ipsos Surveys.
3. Read paper online. (Link)

FREEBIES:

1. Free Evening Primrose seeds. (Link)
2. Free 2ml sample of men's moisturiser through Facebook. (Link)

OFFERS:

1. Boots when-it's-gone sale (Link)
2. Cheap baby moisturiser? (Link)
3. London-Birmingham by train 50p (Link)
4. Half-price offers at Lidl this weekend (Link)

MONEY MAKING AND SAVING SITES:

• Quidco (Link)
• TopCashBack (Link)
• OnePoll (Link)
• Tesco Price Promise (Link)
• FreeUKStuff (Link)
• FreeStuff (Link)
• MSE Wow Offers (Link)
• MSE Deals and Vouchers (Link)
• Nectar Points, AdPoints, Search Toolbar (Link)
• Swagbucks (Link)
• Reclaim PPI at no cost to yourself (Link)
• MSE Boost Your Income page. Gateway to lots of money-making links. (Link)
• Survey sites that pay for your opinions (Link)
• Benefits check-up (Link)
• Swapit (Link)
• Freecycle (Link)
• Free Postcode Lottery (Link)
• List of online newspapers. At bottom of the linked page. (Link)
• My Supermarket (Link)

zenshi

Fingers crossed for a lovely weekend so that I can get my trailer tent out and up, check it over, photo and list for sale!! Should bring in a few pennies I hope

Make use of free listing on eBay too and general everyday jobs.

Day out today tho at the theatre to see Starlight Express, tickets were Xmas pressie and dinner out using 30% coupon

stitching_witch

Good morning everyone and thanks to Candy for starting us off today. Busy weekend ahead and not much of it will be very DFW but here's the list anyway...
So far:

• Breakfast from stores
• Fed and watered the chickens
• Checked banking :eek:
• Checked for surveys
• Made Chocolate Guinness cake for our weekend visitors to demolish

Still to do:

• Collect DS2 and his GF from town - saving THEM bus fare
• Get a few bits in Mr S whilst in town
• Pay customer money into business account
• Carry on with customer order
• Possibly do some quilting - I want this finished so I can snuggle up in the evenings without lighting a fire
• DH to make bread
• Lunch and dinner from stores

And loads of housework to do too! I suppose I ought to get on with it instead of reading all the interesting stuff on the forums

Have a great weekend,
Stitchy x

elfina_2

Thankyou Ally, your posts are really helpful.

Off now to Mr T's armed with list, vouchers and calculator. I save a fortune shopping this way!

josiebabie

Morning all!

Thanks for starting us off Candy.

This is me today, not very MSE day and lots of running around!
- Checked banking
- Withdraw £20 to give back to OH
- Meet friend in town for cuppa prior to DB2 (as above!) and his missus arriving
- Do a bit of shopping for me, want to find a warm but smart coat in the sales (hopefully as it's summer???) that will last me a couple of years
- Pay in £2239 PPI cheque
- Find DD a princess kit, ie tiara and earrings or summat, £1land will do!
- Deliver DD to party at 2pm, hope to leave her there while I go to Mr T's with list
- Present for above was £3 in TK Maxx, card 50p from tesco, wrapping I bought last year in the sale after christmas!
- Go from party to visit another friend at 4pm, can't stay too long due to frozen shopping!
- Stay in this evening and consider packing some things perhaps?

Jx

ziggy2407

Good Morning my lovelies

candy - Thanks for starting us off today
ALLY - Thank you for all you do to make this thread the best on MSE

Hi :wave:to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Not a great deal planned for today, just another quiet day for me9am up to date on washing/ironing/cleaning):

Check Banks - Done
Check swapits - Done
Check www.freepostcodelottery.com -
Packed lunch for OH - Done
General Tidy up - Done
Re-advertise items for sale -
Surveys -
Catch up on emails -
Enter a few comps -
Read - Reading book from stash (I WILL finish it today!!!)

Have a great day, love to you all.

C xx

The_Boss

Fingers crossed for a no spend weekend here...
Going for an 8 mile walk later to break in new running shoes (that will be mainly used for walking).
Cooking curry for dinner using already bought items. We've not had an Indian takeaway since January. Now if only I could bake good pizza...