Reclaim Unfair Bank Charges article discussion Part II

N£m£sis

Hi GEOL2,

Just a quick one - How long did it take you from contacting the Ombudsman, to getting your offer? It is just that I am claiming a fairly large amount (£5300) and am considering using them.

Thanks

N£m£sis.

crysta1010

Hi

Have had trouble with alliance & leicester since last week when they took out over £160.00 in bank charges without warning me of the charges. Phoned them up and they said they would reimburse one payment of £34.00, which they did (how generous of them - me thinks not).

My husbands wages went in on Friday and have just checked online and a direct debit was paid on Friday but apparently it went out before my hubbys wages went in which made me over drawn for a while (minutes, hours I don't know) but this made us overdrawn so I will probably be charged again for going over our overdraft.

The banks are getting crafty and would def NOT recommend A & L

:mad:

AhmedWarsame

Hi all
First of all I would like to thank the Moneysaving Expert web, for their advice and guidance.

I started my process in April 15 - 2007. I was claiming 340 from Barclaycard, I won 340 within 6 weeks with out the sending second letter.
Last week Monday 02/07/07, I sent out my second letter to Barclays, asking £2750 with the interest, on Friday 07/07/07 I got offer of £16025. which I accepted :T .

Thanks to you MoneySavingExepert

princesskez26

AhmedWarsame wrote: »

Hi all
First of all I would like to thank the Moneysaving Expert web, for their advice and guidance.

I started my process in April 15 - 2007. I was claiming 340 from Barclaycard, I won 340 within 6 weeks with out the sending second letter.
Last week Monday 02/07/07, I sent out my second letter to Barclays, asking £2750 with the interest, on Friday 07/07/07 I got offer of £16025. which I accepted :T .

Thanks to you MoneySavingExepert

Well done !! You got your offers very quick indeed :T

Kez

cyberman_3

crysta1010 wrote: »

Hi

Have had trouble with alliance & leicester since last week when they took out over £160.00 in bank charges without warning me of the charges. Phoned them up and they said they would reimburse one payment of £34.00, which they did (how generous of them - me thinks not).

My husbands wages went in on Friday and have just checked online and a direct debit was paid on Friday but apparently it went out before my hubbys wages went in which made me over drawn for a while (minutes, hours I don't know) but this made us overdrawn so I will probably be charged again for going over our overdraft.

The banks are getting crafty and would def NOT recommend A & L

:mad:

Crystal, It's about time you got very tough with A&L

Your task is to request by return a complete breakdown of how they calculate the charges. Tell them that you will not accept charges being applied to your account if they are unable to explain them to your satisfaction. Request the charges are refunded immediately otherwise you will deem such charges as unlawful

With regards to A&L, I think throughout these forums, the way they act is enough to put anyone off them for life

tashch31

hi there,
just a quick question!i received my offer letter from NATWEST this mornin of £994,which is what i asked for,YIPPEE!!How long does it usualy take for them to pay out as im desperate to spend spend spend oh and pay my husbands car insurance that runs out soon!

chamb7914

tashch31 wrote: »

hi there,
just a quick question!i received my offer letter from NATWEST this mornin of £994,which is what i asked for,YIPPEE!!How long does it usualy take for them to pay out as im desperate to spend spend spend oh and pay my husbands car insurance that runs out soon!

hope this helps

i got my refund letter on the Fri mornin and posted off the return that day, the money was returned to the Natwest account on the folllowing Thursday so generally about 3-5 working days

Eattherich

Can anyone advise got my statements from Barclays Data Protection and now going to send my second letter making my claim stating all the charges I wish to be refunded. On the template for the letter it says the bank name and address, is this still Barclays Data Protection address or is it the branch address?

Cheers if anyone can advise.

barbara.mary.colgan.1

anyone know how long scam takes to transfer funds over ?

gab55

Hi

Mine only took a week, well infact 5 days.