no idea what to do!!!

shykins

cant move into flat unfortunately its too small for my family. have found another local site to advertise it on so fingers crossed!!!

have re applied for ESA but as i have had a year of it i am not due anymore money. well if they hadnt taken 14months to process it i might have had another application in before it all run out :mad:

benefitbaby

shykins wrote: »

benefit baby thanks for that he is after that date, we can apply for PC from next march. do they use that disregard rule for JSA etc as well? i wil look into that myself too thanks

brassedoff have contacted both companies thankyou

They do use the disregard rule for all means-tested benefits so you are ok for JSA.

The main reason I mentioned pension credit however was because when they do take into account the value/equity in the property the PC capital thresholds are higher in pension credit (ignore first £10k then £1 reduction for every £500) whereas in JSA thi sstarts at £6k and any capital over £16k means no benefit.

shykins

thanks benefit baby, as i said cant apply for PC til next year but if they do the disregard we can probably apply for JSA now. even if they deduct some its still better than nothing

thanks to all of u for your help and concern its really helped me a lot

CKhalvashi

abudabi wrote: »

Ok have it your way, that is a shame people are homeless and it's been empty so long:(

There are properties that won't shift at all. Ours was on the market for about the right money since September, and we've just taken it off the market, as our dream home has sold. Similar properties are on the market for 10-15% more than ours was, and still weren't shifting.

I've also built up over £700k of equity in my property, but that's not necessarily money I could get hold of easily, should I need to.

OP, it may be worth speaking with the local foodbank, to see if they can help at the moment. I'm involved in the running of our local project, and we have more than 5,000 tins/jars/packets etc donated by local businesses to give away, however I'm not aware of the stocks elsewhere.

If you're feeling really down, speak to someone that can help.

CK

abudabi

CKhalvashi wrote: »

There are properties that won't shift at all. Ours was on the market for about the right money since September, and we've just taken it off the market, as our dream home has sold. Similar properties are on the market for 10-15% more than ours was, and still weren't shifting.

I've also built up over £700k of equity in my property, but that's not necessarily money I could get hold of easily, should I need to.

OP, it may be worth speaking with the local foodbank, to see if they can help at the moment. I'm involved in the running of our local project, and we have more than 5,000 tins/jars/packets etc donated by local businesses to give away, however I'm not aware of the stocks elsewhere.

If you're feeling really down, speak to someone that can help.

CK

Your opinion, using my quote does nothing to change mine

bigboybrother

shykins wrote: »

thanks for the constructive suggestions. we ae considering increasing the mortgage but are of course worried how we would pay it if the place is empty

we have offered the flat with various agents, online etc etc, how else do u widen the area? as for the rent i have said to the agents if anyone is interested at any amount let me know

i do appreciate the support and to be able to let off steam a little. i will fill in the forms again

Have you had a look at what the Local Housing Allowance is for your property? There is no point in trying to let it out if people will not be able to get maximum benefits to cover the rent.
http://www.voa.gov.uk/corporate/RentOfficers/lharates/april2013lha.html