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SmlSave's extremely small steps to reducing the mortgage
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Great news.... best of luck with it :jStart Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
All the best smlsave, I'm sure you'll know best re telling hubby0
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Great news Smlsave , congratulations
MFW 67 - Finally mortgage free! 💙😁0 -
Great news! Congratulations
Mtg May 2011 - £127,500/825610% CC - £2211/2211Argos Card 0% - £253.95/208.950 -
Thank everyone.
I'm going to wait a few weeks before telling DH, i'm having enough problems keeping myself positive let alone him too! I promise I'll tell him before the scan
I hope everyone is enjoying the lovely weather. Its so hot and dry that I don't even have enough energy to play in the garden in the evenings!
Down to the money.......
All our allowed savings are gone, there is no extra buffer left in the joint account.
Its time to stop and be extra careful for the rest of the year as we've been generally overspending and there's more large expenses due later this year by way of life insurance, tree surgeon, guttering replacement, car insurance etc...
Damn the boiler for going kaput !Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
You have more self control than me smlsave waiting a few weeks, hopefully it will fly by for you. Don't forget we are always here to listen, and try to relax MFW 67 - Finally mortgage free! 💙😁0
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Congratulations!June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0
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Dr's appointment done and midwife appointment booked for the 30th. Still not told anyone, I think I might wait until I get clear pee tests back first unless DH asked me outright - I have no energy!
I printed out a six month overview of our accounts which I need to show DH as he just doesn't understand where all our money is gone. Here's hoping there's some time to go through it tonight.Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
I'm going to moan......
I'm too hot
I have no energy
I'm working in a office with no air-con
I feel queasy but am eating loads
there, I'm done
But its my birthday tomorrow and I'm off for a spa day which makes work a bit more bearable today. I've asked everyone for money towards my treat so the bill shouldn't be too high at the end.
Made a lovely lunch today of BBQ leftover pitta bread with hummus - nomnomnom.Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Happy Birthday for tomorrow
Mortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)0
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