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bank issued 2 cards when only allowed 1

2

Comments

  • dzug1
    dzug1 Posts: 13,535 Forumite
    10,000 Posts Combo Breaker
    edited 8 April 2013 at 7:03AM
    Are you sure there was a £10K limit on each card? My bank does something similar - two cards, but one account, one credit limit?

    The bank will have followed its procedures anyway - you'll get nowhere claiming it didn't

    What's 'proto-call' BTW - never heard of the word and I bet the bank hasn't either?
  • Hominu
    Hominu Posts: 1,671 Forumite
    So you asked for credit, got given 20K of credit, maxed it out and are now saying its the banks fault for lending you so much?

    Sorry, you decided you wanted to spend it all, now you have to pay it back with interest. Maybe you'll think twice before spending money you don't have from now on.
  • The_Boss
    The_Boss Posts: 5,877 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    dzug1 wrote: »
    Are you sure there was a £10K limit on each card? My bank does something similar - two cards, but one account, one credit limit?

    I had that from NatWest at one point too. Certainly didn't make me think "I need to go out and spend every penny of the limit"
  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    I smell a large amount of bull excrement.

    Just sayin'.
  • dalesrider
    dalesrider Posts: 3,447 Forumite
    jin01 wrote: »
    hi

    just would like a little info if anyone can help.

    i was issued with two credit cards when i should only have ever been issued with one by my bank.

    This in turn has got me in alot more debt than i would have ever been should i have been issued with just the one
    much appreciated.

    jin

    So why did you not address the issue and return one card when it was recieved?
    If you felt that one had been issued in error.

    Many people have more than one credit card from the same provider.
    So just where is your problem?
    Never ASSUME anything its makes a
    >>> A55 of U & ME <<<
  • The_Boss
    The_Boss Posts: 5,877 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    dalesrider wrote: »
    So why did you not address the issue and return one card when it was recieved?
    If you felt that one had been issued in error.

    Many people have more than one credit card from the same provider.
    So just where is your problem?

    Their compulsive spending problem perhaps?
  • benroles
    benroles Posts: 67 Forumite
    dzug1 wrote: »
    What's 'proto-call' BTW - never heard of the word and I bet the bank hasn't either?

    I think this meant 'protocol' (i.e. bank procedures / policies etc.)

    B.
  • thenudeone
    thenudeone Posts: 4,462 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Troll alert?
    We need the earth for food, water, and shelter.
    The earth needs us for nothing.
    The earth does not belong to us.
    We belong to the Earth
  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    thenudeone wrote: »
    Troll alert?

    My detector went off the scale.
  • Gromitt
    Gromitt Posts: 5,063 Forumite
    Gordon_Hose wrote: »
    My detector went off the scale.

    Join Date: 07-04-2013
    Last Post: 07-04-2013 11:37 PM
    Last Activity: 07-04-2013 11:37 PM
    Total Posts: 1

    I would tend to agree with you from the statistics.
This discussion has been closed.
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