Child maintenance and mortgage

bodmil

gizmo111 wrote: »

The only way she could do it through OU is to be sponsored by employer - which is getting less and less of an option each year.

I say go for it if you've been offered a place then do it - in 2/3 yrs time you'll have a decent earning capacity and be able to look forward to some financial security.
If he pays throughout then even better.

Look on www.ondivorce.co.uk for advice

There's always the option to self fund OU courses!

Surely in 3 years time she will only just be finishing, alongside many other graduates, are you quite sure they're all gaining employment, no less employment sure to singularly fund a family?

bigmomma051204

FBaby - you are being unusually harsh today :cool: OP - You can ask... but i reckon you probably wont get! What stands out to me in this whole thing is that OP has said her ex works in the financial sector. Why is it always people who work in that sector who are the WORST with money!?!!

Oh and FBaby - your ex paid you nothing. So if he had said "here have £800+ per month to pay for the kids and help you with the financial burden of a home etc" I guess you would have .... refused him... yeah..? :cool:

DeeDee74

Kayalana99 wrote: »

http://www.hmrc.gov.uk/taxcredits/people-advise-others/entitlement-tables/no-work-child.htm

Three children: 8,715 / 12 = £725.

I belive I said I got £185 working tax credits which is true. I never said to the OP that she would be entitled to working tax credits, link even says tax credits in it.

What an utter idiot. Go back and read my first post. Look at the link I put.

At least I am backing up what I am saying and not just having a go at random people with random figures that seem to have come from mid air.

Starting to think you are just trolling now.

Didnt I allready say I didnt click link or cant u be bothered to read..
As for random figures ive got 3 kids so nowt random about it..

Kayalana99

DeeDee74 wrote: »

Didnt I allready say I didnt click link or cant u be bothered to read..
As for random figures ive got 3 kids so nowt random about it..

Ignorance is bliss.

sharp910sh

Go see a solicitor.

minceforbrains

I did see a solicitor originally- who incidentally started going on about spousal maintenance as well as child but I stopped her there as I thought that was a bit much as I'd always had a job of some description. There is some distant hope that if he sorts out his issues we might get back together but it's a bit of a long shot.

As I said a looooong time ago- I've realised I'm lucky to have the child maintenance and am leaving it at that- not even going to ask him for more unless I end up in real difficulty (which would be if anything continues to go wrong with the house- which is likely).

Didn't expect quite so many replies- just a few 'get on yer bikes' rather than a big debate!

embob74

Kayalana99 wrote: »

Sorry but just have to point out that no court would tell a ex husband he has to pay extra ££ while she studies at home. His duties are to pay for the kids - that is all.

Unless you happen to claim spousal maintenance.....in which case his duty could also be to pay for his ex-wife as she has gave up her career/dreams in order to help him further his.

Maintenance is not included as income for tax credit purposes so it pays to claim it - I think it was probably introduced to encourage women to claim it!!
Good luck OP in following your dreams, I hope you get there.
Open University may seem like a good idea but it is still not always considered as good as a red brick institution and I don't think they would offer the on-the-job training.

I would advise getting a job of 16 hours or more a week as then you can claim childcare costs. I have to admit that when I was a single, working parent I was given so much money and that was with no maintenance! It pays to work if you are a lone parent.

I don't think OP should be slated just because she happens to receive a decent amount of maintenance - this is only because her ex earns a high wage. I certainly wouldn't prefer OP to be be posting how she is struggling due to having to pay all the bills and her ex paying nothing.

gizmo111

bodmil wrote: »

There's always the option to self fund OU courses!

Surely in 3 years time she will only just be finishing, alongside many other graduates, are you quite sure they're all gaining employment, no less employment sure to singularly fund a family?

Its not about funding its about the nature of the course and the employer has to commit to providing on site assessor and placements.

Theres a national shortage of social workers.

SkipE

AS you have no childcare available how are you going to do the 200 days unpaid part of the course?

Could you do the course part time whilst working part time?

Good luck with whatever you decide, my mum worked all sorts of little jobs whilst being at home with kids. Now divorced she lives off state pension whilst my dad has a lovely pension from all his years of working. Sucks a bit really but its the choices we make.

Blackpool_Saver

DeeDee74 wrote: »

Quiet aware she'l get child tax ..kay was saying op have earn un der 5000 k 2 get tax credit not child tax credit u dont

Could you translate that please?