Weekly Spend Challenge W/C 7th April 2013 6 April 2013 at 6:53PM edited 8 April 2013 at 6:52PM in Debt-free wannabe challenges 66 replies 3.2K views

EverTheOptimist

Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

W/C 31st March 2013 Challengers / Pledges / Total Spent

EverTheOptimist - £75 / £86.08
Casperthefriendlyghost - £10 / £11.30
DD265 - £15 / £10.55
32b3in2013 - £50 / £40
Baileys Babe - £5 / £1
Bmma - £15
Munchin - £30 / £15.27
Flyinggiraffe - £40 / £81 ish
MissMelLady - £5 / £11.80
MissE001 - £130 / £116.44
Lottie1987 - £70 / £65.85
Shinner - £75 / £72.20
bt1 - £30 / £69

W/C 7th April 2013 Challengers / Pledges / Total Spent

EverTheOptimist - £65
MissMelLady - £20
32b3in2013 - £50
AGirlWrites - £43
Flyinggiraffe - £50
Casperthefriendlyghost - £10
Katy_ann - £40
Lottie1987 - £70
Munchin - £40
LocalAngel - £10
MissE001 - £50
Trajal - £20
DD265 - £15
Shinner - £75
bt1 - £5
Baileys Babe - £5

EverTheOptimist

Haven't set my budget yet. Will sit and work it out, and post later or tomorrow.

AGirlWrites

I'd like to join please, I have chosen £20 to be my budget for the week. I'm trying so hard to cut back on incidentals that I really don't need.

Thank you!

EverTheOptimist

Welcome along AGirlWrites :wave:

Good luck with the challenge.

AGirlWrites

EverTheOptimist wrote: »

Welcome along AGirlWrites :wave:

Good luck with the challenge.

Thank you ETO. New to this forum so just finding my feet.

EverTheOptimist

I find this challenge really helps to focus the mind on the incidental spends.

Although I tend to include my grocery spends in my challenge, because otherwise I cheat and add incidentals to my grocery spends and spend way to much, but don't account for it.

Casperthefriendlyghost

Thanks ETO for starting us off again this week. Big hugs

This week I'd like to allocate £10.00 again for this challenge. Maybe I'm getting a bit predictable lol! but it seems to work most weeks.

Have a good week everyone!

Cheers
Casper
xx

EverTheOptimist

Casperthefriendlyghost wrote: »

Thanks ETO for starting us off again this week. Big hugs

This week I'd like to allocate £10.00 again for this challenge. Maybe I'm getting a bit predictable lol! but it seems to work most weeks.

Have a good week everyone!

Cheers
Casper
xx

Thanks Casper.

I was going to put you down for your £10 but the week I do you'll have something big going on.

Casperthefriendlyghost

EverTheOptimist wrote: »

Thanks Casper.

I was going to put you down for your £10 but the week I do you'll have something big going on.

LOL! Thanks so much

Cheers
Casper
xx

EverTheOptimist

Right so my plans for the week:

Sun - NSD
Mon - Petrol (separate budget), £25 grocery top up
Tues - NSD
Weds - NSD
Thurs - £25 possible night out for colleague leaving meal
Fri - NSD
Sat - £5 newspaper and bits and bobs.

£55 / £65 planned, but giving myself a small amount over this.

Not going to withdraw the money for the night out in case I don't go then am tempted to spend it.

katy_ann

Hey guys! Id like to join this week and specifically stick to it! hehe Im going to budget £40 as per follows;

Petrol - £20
Groceries - £10
Spends - £0

But I do have some Ebay parcels to post so I will leave £10 for that