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Benefits trap mum on £70k a year says she can't afford to work

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Comments

  • smartn
    smartn Posts: 296 Forumite
    Ah, found it:

    She now receives £32,800 in benefits – which per month includes £1,400 housing benefit, £152 in council tax payments, £403 tax credit, £394 in employment and support allowance, £84 for free school meals and £180 for travel to school. Child allowance adds a further £130 a month.
    On top of that, because she is on benefits, her eldest child qualifies for a grant, which pays for the £3,500 a year fees.

    There is also an £800 a year bursary towards buying books. Her second child, who is off to university in October, will also have the £9,000 a year fees paid by the taxpayer and will qualify for help towards books.

    It's disgraceful that anyone who choses to go to university should have it paid for just because there parents dont work if the majority have to take on debt. This really does need changing if this is the case.
  • michaels
    michaels Posts: 29,221 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 3 April 2013 at 3:47PM
    Google suggests there are college run bursuries and access to leaning funds available to students with low family incomes but that all students are eligible for student loans. Do these funds really cover fees so that students from low income families do not need to take out student loans? If so why?
    I think....
  • I know that student loans are only there to cover fees, not living expenses. The parents are expected to do that (as my peer group are finding to their cost!)
  • jamesmorgan
    jamesmorgan Posts: 403 Forumite
    Part of the Furniture 100 Posts Name Dropper
    andy.m wrote: »
    My point is that there are, whether we like it or not, more highly thought of and more recognised degrees than others.
    I quote Engineering/Law/Medicine as the core 3.

    The country will need Engineers to invent and make things, Law makers to rule over us and Medicine to keep us healthy.

    I think you are confusing training with education. Degrees like Medicine and Law are training - they train you to do a specific job. Numbers are rationed by the appropriate professional bodies and as a result unemployment is low. Most degrees, however, provide generic education. They train you to develop a range of soft skills (eg research, analysis, communication etc). The subject matter covered by each degree is largely irrelevant - it is just a vehicle to be used to develop these soft skills. It is for this reason that unemployment rates across different degree subjects don't vary that much.

    However, according to HESA in the last 2 years they have produced stats, the 6 worst subject by unemployment are as follows:

    2009/10

    IT - 14.7%
    Mass Communications - 13.2%
    Engineering - 11.8%
    Architecture - 11.6%
    Creative Arts - 11.2%
    Business - 10.5%

    2010/11

    IT - 12.7%
    Mass Communications - 11.0%
    Creative Arts - 10.8%
    Physical Sciences - 9.2%
    Maths - 9.0%
    Engineering - 8.8%

    With the exception of the vocational type degrees, the best degrees for unemployment tend to be biological sciences and languages with about 8% unemployment. From the stats, doing degrees in 'respected' subjects such as IT and Engineering doesn't appear to be good from an employability outlook.
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    I know that student loans are only there to cover fees, not living expenses. The parents are expected to do that (as my peer group are finding to their cost!)


    this is incorrect

    SLC provides loans for tuition fees and maintenance to cover living expenses

    there are also grants for people with poor parents.
  • The_Green_Man_2
    The_Green_Man_2 Posts: 217 Forumite
    edited 3 April 2013 at 4:32PM
    CLAPTON wrote: »
    this is incorrect

    SLC provides loans for tuition fees and maintenance to cover living expenses

    there are also grants for people with poor parents.

    ohh a stalker. How exciting! :)

    Have you given up on the other thread and thought you'd try your luck here?
  • grizzly1911
    grizzly1911 Posts: 9,965 Forumite
    michaels wrote: »
    Google suggests there are college run bursuries and access to leaning funds available to students with low family incomes but that all students are eligible for student loans. Do these funds really cover fees so that students from low income families do not need to take out student loans? If so why?

    Children from low income families can take out top up loans but the bulk is paid for out of the grant element. there is a sliding scale as per my previous post.

    Bursaries are on top. for "qualifying" cases based on need and ability AIUI. Additional funds are made availcnle as a sop to charging the maximum fees again based on need.
    "If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....

    "big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham
  • grizzly1911
    grizzly1911 Posts: 9,965 Forumite
    From the stats, doing degrees in 'respected' subjects such as IT and Engineering doesn't appear to be good from an employability outlook.

    Sad really because we need a good dose of it to balance the work portfolio.
    "If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....

    "big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham
  • grizzly1911
    grizzly1911 Posts: 9,965 Forumite
    CLAPTON wrote: »
    this is incorrect

    SLC provides loans for tuition fees and maintenance to cover living expenses

    there are also grants for people with poor parents.

    You are right but the loans directly cover the fees and barely cover the accommodation costs at anything like reasonable parental income. Above £42K ish the maintenance loan tails off quite quickly.
    "If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....

    "big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham
  • grizzly1911
    grizzly1911 Posts: 9,965 Forumite
    edited 3 April 2013 at 4:42PM
    ohh a stalker. How exciting! :)

    Have you given up on the other thread and thought you'd try your luck here?

    You were incorrect.

    If you refer to your peer group, as parents, if their children aren't entitled to grant or loan assistance then the parental income is assessed as too high.

    I don't agree with the system.
    "If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....

    "big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham
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