We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Time to be completely honest

11011131516204

Comments

  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Thanks Amani - knew someone would know :)
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi Sea ..sorry to hear about the marking and about the horrible man from the bank...I don't know where the letter is on here sorry...hope SW went well
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    HI - thanks hon, I found the letter and have copied it ready to be sent.

    I lost 4.5lbs tonight! So the 4 off that I put on last week and a little more too. :)

    Like the new sig - it's soooo motivating being able to change it every month :)

    sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Well, not done much today - went to work this morning and have completed 2 flylady quick missions.

    Feeling a bit rubbish today about the debt - People were talking about their summer hols today and I felt a bit rubbish about not being able to afford one, or the centre parcs hol that the in-laws are all planning and going on together, but we can't. :( Not so much for me, but the kids would love to go away- DD would be soooo excited. Ah well. In a few years.

    Used a £9 off voucher that came through from Tesco on an online order - made sure I got lots of BOGOF and offer things so the total came to over £60 (required for the offer) but I know it'll be much less than this when delievered due to all the offers that aren't applied at the time. Got things I'll need - nappies deals, OH crap, yogurts etc. So feel good and actually don't have to go to the supermarket - yippeeee! :D

    Need to get a lot done today - HSBC have tried to ring me a few times but have cancelled the call and they haven't tried yet today (usually it's from about 3.00-8.00.

    Found a bottle of Evian from old ways lurking at the back of my cupboard, hidden by loads of stuff - was joyous and am now enjoying 'posh' water lol.

    The board is so busy today! Hope everyone is well.

    Sea xxxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Sea

    That's great weigh loss!! I'm impressed... already think I'm going to lose our challenge!

    As for holidays I think other people should be banned from having them!! Or at least complaining that they can only afford 1 or 2 a year! Anything would be nice. I'm looking forward to meeting OH's parents as they live in Lincolnshire and thats like on the other side of the country!!! It's a holiday. Jumping for joy!!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    :D

    Glad to see I'm not the only one when it comes to the hols! I do plan to make the most of the summer hols and take them out places and things, and usually I'm not bothered really, it's just hearing about others plans!

    been v busy here - ironing done, managed to have a very boring game of build a tower, knock it down, build it again, knock it down etc etc with DS who LOVED the attention! (dd is at nursery). He's much more content now I've spent that 20 mins with him and I can have a guilt free 15 mins on the comp - only 5 mins to go though - timer is ticking lol!

    Load in machine so hope it finishes soon so I can hang it out while this weather is still so gorgeous!

    HSBC just tried to ring me again. *sigh*


    Lucy- only lost 6.5lbs so far, and only 4.5lbs count towards our challenge - since loads of time (and I have a weekend with a friend soon so that'll be a gain lol)

    Sea xxxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    We'll see. I weigh in tomorrow night, so I'll let you know how I get on.

    Good luck with the washing. I have 2 loads on the line at the moment.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • newlywed
    newlywed Posts: 8,255 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sea, you've lost 6.5lbs more than I have!! I was hoping being without a car would have made me lose weight.

    Unfortunately I am so tired at getting up early, getting home late etc that I eat biscuits and rubbish to try and get energy. :o

    So well done. Every .5lbs means it's going in the right direction. Must stop buying and eating biscuits and sweets ;)
    working on clearing the clutterDo I want the stuff or the space?
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I know what you mean about the tiredness- I've been forcing myself to go to bed at a decent hour as otherwise, I get tired and end up stuffing my face with anything! :) And then not being bothered to cook homemade food and spending more money.
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi again - can't keep away it seems!

    Been checking through and have fouind a few things I haven't yet done -
    *photos of lawnmower
    *upload photos!
    *Spreadsheet for daily spends - or at least work out how PH's one works!!
    *Need to complete a little worksheet for yr 8 but that shouldn'[t take long.
    *Do another flylady thing today
    *Put away ironing, bring in dry washing (when dry obviously)


    Sea xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.