Refusal of debit card

Bethseda

I have been refused a debit card from Barclays, all I need it for is the cash machines so I can withdraw my money at a hole in the wall instead of going down to the bank all the time. Is there a card that will do this for me, my ex messed up my credit but I don't want a credit card. Please help this is wearing me down.:(

surrey_jim

Have you asked for a cash card as opposed to debit card? Cash cards cannot be used in shops etc only at ATM.

dr_adidas01

Bethseda wrote: »

I have been refused a debit card from Barclays, all I need it for is the cash machines so I can withdraw my money at a hole in the wall instead of going down to the bank all the time. Is there a card that will do this for me, my ex messed up my credit but I don't want a credit card. Please help this is wearing me down.:(

Depends on your account, ask them just for a cash card it will allow you to withdraw your money from cash machines.

Bethseda

Thank you, why didn't they tell me this at the bank ?

matttye

Bethseda wrote: »

Thank you, why didn't they tell me this at the bank ?

Did you explain clearly what you needed a card for?

If so they should have mentioned it!

Bethseda

I am going to the bank tomorrow, if they fob me off can I come back to you & see if you can help any further, please.

LaLashes

When you go to Barclays tomorrow, ask to open a Cash Card Account.

http://www.barclays.co.uk/Otheraccounts/Cashcardaccounts/CashCardAccount/P1242557963900

You get a visa debit card (you can even personalise this), online / internet banking and all the usual other 'standard features' of a current account.

They offer to customers from all credit histories. But you have to ask specifically for this, staff will always try and sell you another account (in my opinion)

Hope this helps!

dr_adidas01

LaLashes wrote: »

When you go to Barclays tomorrow, ask to open a Cash Card Account.

http://www.barclays.co.uk/Otheraccounts/Cashcardaccounts/CashCardAccount/P1242557963900

You get a visa debit card (you can even personalise this), online / internet banking and all the usual other 'standard features' of a current account.

They offer to customers from all credit histories. But you have to ask specifically for this, staff will always try and sell you another account (in my opinion)

Hope this helps!

You don't automatically get a debit card on this account as they now credit score you for a debit card, and I believe they are now also starting to credit scoring for the Cash Account.

Go into a branch ask to speak to an advisor and see if they can arrange for a cash card on your account.

What is the account you have with Barclays called?

LaLashes

dr_adidas01 wrote: »

You don't automatically get a debit card on this account as they now credit score you for a debit card, and I believe they are now also starting to credit scoring for the Cash Account.

Go into a branch ask to speak to an advisor and see if they can arrange for a cash card on your account.

What is the account you have with Barclays called?

Thanks for clearing this up!

Sorry for the misinformation OP! It seems to have been changed since I last opened a new account.

richard9991

I just opened card account at Barclays and was asked which card would be best for me an ATM Card or visa debit I said visa debit and that is what they sent me

dr_adidas01

richard9991 wrote: »

I just opened card account at Barclays and was asked which card would be best for me an ATM Card or visa debit I said visa debit and that is what they sent me

Then you must have a reasonably OK score with Barclays for them to allow the Visa Debit card.

As stated before not everyone gets it many are just allowed a cash card.