False impressions

flowerofscotland

SuSu1871 wrote: »

It is frustrating when you see people getting themselves further in to debt, and for what? To say they've got the latest this/that? But, while they're still in denial there are the saintly MSErs who chip away chip away and whilst ending up with, technically, nothing to show for it, we're so much better off. I know which camp I'd rather be in!

As long as you don't let Mrs Friend's behaviour undermind yours, you'll come out triumphant. Just try not to get pressured into slipping up.

(sorry if this sounds patronising, but I'm a natural worrier!)

This has been a very interesting thread as it shows how much we DFWs have gained from this site (and I don't just mean cashwise).

When I read the comment above about "ending up with technically nothing to show for it" I thought that seeing my DFD on snowball moving closer and my total debts spreadsheet coming down is actually very satisfying. It wouldn't have been until I found this site and this great bunch of people of course. The best part of being a DFW is having people to share these peculiar pleasures with and like so many of us my only regret is not having my LBM earlier.

SuSu1871

Dear flowerofscotland

I'm sorry, I didn't make myself clear when I said "ending up with technically nothing to show for it".

What I meant was that personally, although I'll have been forking out £1,000 a month for around two years, by my debt free date I'll have nothing tangible to show for it other than no more debt. Technically, I'll have £0 to show for it, but it's a lot better than having -£20,000.

I'm not complaining about it (in fact I relish the challenge), it's just that we're all aiming to get back to ground zero and be in the black.

Hope that's made it clearer. It's difficult to get things across in writing sometimes...

SuSu1871