Batten down the hatches.....

Orange_Ena

It's all flying by so fast! I'm quite tired after all the working so I've just been relaxing when I've had the chance, hence the AWOL. I had a terrible week last week in my main job. I spent most of my week in tears after being messed about, overbooked, stressed and hassled. Not really my bosses fault, it goes like that, but it was horrible. More determined than ever to get out of it. I read something on the Internet last week about depression not really being caused directly by work. It said because people need money, they stay in jobs crushing their spirits, which creates a resentment. This is the beginning of depressive symptoms that can mutate into aggressive and maladaptive behaviours which creates a cycle of someone feeling angry, resentful and trapped. Very me :eek: We gotta get out of this place, if it's the last thing we ever do.........:D

Time for a catch up.

Monday 30th Nov
* £6.46 in the farm shop for a few nice bits
* 2 PA surveys
* Youg0v survey
* VO survey
* £3.43 sweep into overpayments account

Tuesday
* £25.19 on a few groceries and receipt scanned on checkoutsm@rt
* £9.99 on a secret Santa pressie in TKM@xx, all budgeted for
* £23.95 on a few bits for myself in TKM@xx, all sort of nceeded. Maybe a wanted or two! 4 of the 5 items would have cost £45 full price (I know because I have previously paid full price!) but they only cost £19.
* £17.60 on a Christmas jumper via TCB. Delivered to store so saved £2.95 on delivery and the jumper was reduced down from £22. Bargain!
* £10 won on the postc0de lottery, so a free month. Will transfer to my overpayments account once it's paid out
* VO survey
* 102SB earned!

Wednesday
* NSD
* PA survey
* VO survey
* 300SB earned

Thursday
* £30 on fuel
* PA survey
* 39SB earned

Friday
* £23.84 on groceries and drinks for Christmas and receipt scanned on checkoutsm@rt
* 320SB earned
* VO survey
* Youg0v survey
* £1.17 sweep into overpayments account
* £1.11 sweep into FD savings account

Saturday
* NSD
* PA survey

Sunday
* NSD

Monday 7th Dec
* £14.50 on lunch and 3 small Christmas presents and receipt scanned on checkoutsm@rt
* £8.55 at the farm shop on few bits for a work buffet on Tuesday

Tuesday
* £7.24 in H0me Barg@ins, some of which were small Christmas presents for family cats!
* Youg0v survey
* 189SB earned
* £2.11 sweep into overpayments account

Today
* £16.69 for cat food
* £67.37 in the supermarket where I currently work (got a quadruple points coupon). Includes £25 on Christmas gift cards for Christmas presents and £14 on some pyjamas for myself. The rest is groceries,! cat litter, cleanser, the usual! Got £1.18 off my next shop too :T
* Collected my Christmas jumper but it's a bit short so I'll send it back and will get the £17.60 refund
* 506SB earned and a £10 Am@zon voucher redeemed. All those SB earned today make up for not doing any over the weekend

Today was my last day off until Christmas Eve! Oh gawd, just got to get through it. Think of the money Ena, think of the money :rotfl::D

My wages were right for the 2nd job but one of the Sundays I work will be carried over to this month. Their cut off is the Saturday before the Friday of payday so that has cheered me a little. The next pay day will be s bumper one :money:

Hope everyone is well. I'll catch up with diaries as soon as I'm more awake

GoingToDoIt

Hi Ena, you seem to be on top of things MSE wise, would never have known you were so upset last week, you sound cheery!
My job is looking like it's time to go...it's really sad but I think I have to depart as soon as I can get better...I wonder if they have accidentally overpaid me this month hmmm

Orange_Ena

GoingToDoIt wrote: »

Hi Ena, you seem to be on top of things MSE wise, would never have known you were so upset last week, you sound cheery!
My job is looking like it's time to go...it's really sad but I think I have to depart as soon as I can get better...I wonder if they have accidentally overpaid me this month hmmm

Haha I think I'm top of things thanks to YNAB and having no time to spend money! :rotfl: I feel a bit better this week but work gets me really down sometimes. Back to cheery me. Christmas must be coming.........:p

Oh sorry to hear that. Would you do the same sort of job?

Orange_Ena

Day 1 of 14 without a day off done and dusted. I will get through this one day at a time I worked out earlier that I've almost got enough to clear the £558 on the Nati0nwide CC that I used for the radiators, and in my back of the fag packet maths, I think I'll very nearly have enough to clear the Barcl@ycard CC too, by the end of January, thanks to job number 2. My debt then will be down to less than £4800. Sounds amazing. Not quite as amazing as £3000 debt but better than £6330 like it was in July!

Today
* £30 on fuel
* VO survey
* 309SB earned
* £1.60 sweep into overpayments account which now stands at £467.37 :T
* £2.20 sweep in FD savings account!

:):)

GoingToDoIt

Yay that's a massive debt reduction in just 6 months!
I would do the same job. We have a new manager and she's clearly got no time for me and it not good at what she does. She's not allowing me to work from home (despite dr's note).
Nevermind- at least I'm in a job!

Orange_Ena

GoingToDoIt wrote: »

Yay that's a massive debt reduction in just 6 months!
I would do the same job. We have a new manager and she's clearly got no time for me and it not good at what she does. She's not allowing me to work from home (despite dr's note).
Nevermind- at least I'm in a job!

Thanks Gonna. Although I've just updated my signature as it is right now and I've only paid off £211. I don't have to pay the Nati0nwide CC until January so I'm hanging on to the money in my overpayments account for now. Maybe I should just pay it off! By the end of January, it will look better! I think I'm also forgetting that I have had my radiators, doors and shower done at a cost of £1000 so it's not too bad I guess

Ah its amazing how some people get manager's jobs. Some (including me) just aren't cut out for it. Yep at least you're in a job, think of that

catriona79

Happy 2016 Ena!

Amazing amount cleared last year, and even more to come. I imagine you've done amazingly well after your second job earnings. Are you staying on for January? All the best.

Orange_Ena

catriona79 wrote: »

Happy 2016 Ena!

Amazing amount cleared last year, and even more to come. I imagine you've done amazingly well after your second job earnings. Are you staying on for January? All the best.

Ah thanks Catriona, happy new year to you too. Hope you've had a lovely Christmas break :beer:

Oh there's more to come for sure! The second job money has definitely helped and I've one more bumper payday to come from that on the 22nd but it's over now. Quite relieved as I am so blimming tired

A hope you're doing ok, will come over to your diary and catch up in a bit x

Orange_Ena

I'm baaaccccccckkkkkkkk...........

And I haven't stayed away due to going completely off the rails, I've still been quite focused, but I have been working my little thermal socks off in job number 2 over Christmas. As a result, I am completely and utterly cream crackered :rotfl:

That job has come to an end as there were no vacancies for the hours I could do. There was no way I could maintain working 7 days a week so they couldn't keep me on which took the decision out of my hands. I think if they'd had offered me slightly better hours, my head would have said yes, but my body would have said !!!!!!? :rotfl::D I still earned more than I had hoped at the beginning which will help clear my Barcl@ycard!

I've now completely cleared my Nati0nwide CC and at the end of January, my Barcl@ycard will be paid off too :T That leaves 2 credit cards and a balance of £4605. In July my debt was £6330 and I found a notebook the other day in which I'd written down my debts as of April 2015 and back then it stood at £6895. Somehow, I've paid off, or will have paid off £2290 and had a grands worth or work done at home in only 9 months! :j I've probably worked something out wrong somewhere

I'm still set on leaving my job and thinking of the future and what I need to put in place. I've got an appointment with a careers adviser soon so I'm hoping that helps me clarify things. I also need to sort a remortgage out and get a lodger so that this is the year I finally pay off my debt. I really think this is going to be the year!

I've also decided to buy a new sofa. I know I know! But it's quite cheap, very much needed and it's on 0% interest free. I'll pay it off over 2 years so it's very reasonable but I intend to overpay if I can. If I leave my job, I doubt I'll afford a new sofa or possibly qualify for an interest free loan so it's a chance to get it now.

My dad has also kindly given me some money. It's enough to get a few much needed jobs done around the house so that leaves me free to totally focus on debt repayments, rather than splitting my money between debts and house stuff. Feeling really good about this year :T

Anyway, I've still kept track of my day to day spends and surveys for my own records. Here it is:

Friday 11th December
* £26.25 in Sainsbobs on lunch and a Christmas jumper to replace the one I'm sending back and receipt scanned on checkoutsm@rt
* £37.84 on groceries and a few stocking filler pressies and receipt scanned on checkoutsm@rt. Only 3 bigger pressies left to buy which I've budgeted for
* VO survey
* Youg0v survey
* Pinec0ne survey
* 412SB earned

Saturday 12th December
* NSD
* VO survey

Sunday 13th December!
* NSD
* 154SB earned
* PA survey
* £1.91 sweep into overpayments account

Monday 14th December
* £7.70 on lunch and a few other bits and receipt scanned on checkoutsm@rt
* £5.29 on medication
* £17.49 on one Christmas pressie via TCB (£1.89 tracked)
* £41.60 on theatre vouchers for a Christmas present
* £21.58 on a present from Am@zon and gift balance used
* £3 on car parking
* Youg0v survey

Tuesday 15th December
* £10 for my very yummy works Christmas meal (£10 deposit paid last month)
* £41.80 on groceries and a few more little extra Christmas presents. I really must stop with the extra little pressies and stick to my budget! Maybe next year.........
* £1.62 sweep into overpayments account

Wednesday 16th December
* £30 on fuel
* £14.98 in TKM@xx on 2 presents and a bargain top for myself. Oops!
* £6.50 on cakes for work
* Youg0v survey
* Reached payout on PA so £20.02 requested
* VO survey

Thursday 17th December!
* NSD
* Pinec0ne survey
* PA survey
* 429SB earned

Friday 18th December
* £1.65 charity donation.....all I had in my purse
* £10.75 on lunch and a few groceries
* £24.99 on N0w TV with a 6 month entertainment pass. It was on offer on Am@zon so I used my gift balance. I have been really happy with Fr33view but sometimes I just want a bit more to watch and it will be nice to watch catch up TV on the telly instead of my tablet screen!
* £20.02 received from PA and transferred to my overpayments account
* £1.72 sweep into overpayments account
* Youg0v survey
* VO survey!
* 368SB earned and a £10 Am@zon voucher redeemed!

Saturday 19th December
* £30.67 on groceries
* My N0w TV box arrived today....amazing service seeing as it was ordered Friday lunchtime. It was free delivery and should have been here Christmas Eve and I could have paid £4.75 for a quicker delivery - glad I didn't bother!

Sunday 20th December
* NSD
* Youg0v survey

Monday 21st December
* £35.99 on a few groceries and bits for Christmas
* £4.20 sweep into FD savings account
* £1.58 sweep into overpayments account

Tuesday 22nd December
* £15.07 on cat food
* 2 Youg0v surveys

Wednesday 23rd December
* £400 withdrawn from overpayments account to pay towards Nati0nwide CC
* £26.01 on a few bits for Christmas
* £27.01 on fuel

Thursday Christmas Eve - Sunday 27th December
* NSD
* No surveys

Monday 28th December
* £3.63 on lunch
* £51.89 on groceries including a £20 gift voucher and card for a friend who's had a baby
* PA survey
* Nationwide CC paid off

Tuesday 29th December
* £6.90 on top up groceries

Wednesday 30th December
* £25.13 on groceries!

Thursday 31st December
* NSD
* 92p interest earned from Nati0nwide accounts and moved to overpayments account!

Friday 1st January
* NSD

Saturday 2nd January
* £3.15 on top up groceries

Sunday 3rd January
* NSD

Monday 4th January
* £3.65 on lunch
* £14 on a top and a cardigan in the sales
* £16.80 on groceries
* PA survey
* £1.52 sweep into FD savings account

Tuesday 5th January
* £30 on fuel
* Youg0v survey
* 101SB earned
* £1.55 sweep into my overpayments account

Happy new year!

GoingToDoIt

Happy new year Ena!!!!
You're so meticuolus in keeping track of pounds and points! I thought you'd fallen down a work-hole, good to see you back.