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Payday Loan Hassle My Employee's
Comments
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Maybe, but if that was the case the company would be far better for it.
What do you do, sounds very public sector?
I work for a huge and very profitable multi-national oil company. We are not going to invest time and money into staff development and then sack them for receiving a phone call at work from a loan shark, especially in a market place where there is a dearth of skills.
How would the company be in a better place. new staff would be needed along with all the costs that involves.
you sound very 1980s.0 -
Not really, just expect employees to take responsibility for their actions and deal with the without affecting their work
If this really is a problem at your company, rather than a theoretical debate, then it would appear that your recruitment processes aren't sufficiently robust to select te correct candidates in the first place.0 -
Not really, just expect employees to take responsibility for their actions and deal with the without affecting their work
If this really is a problem at your company, rather than a theoretical debate, then it would appear that your recruitment processes aren't sufficiently robust to select te correct candidates in the first place.
thanks, we shall start credit checking our employees going forward.
On a serious note, we have 47 employees, three of them have problems with Payday loan companies calling work.
It's unlikely to be our recruitment process.
The post someone made before was correct, some payday lenders will find your works number (even if it was never given to them)
Payday loans are the most aggressive debt collection I've never known.CC1 - Owed £4500 ( Now owe £0)
CC2 - Owed £4700 ( Now owe £0)
CC3 - Owed £1800 (Now owe £0)
CC4 - Owed £1500 (Now owe £0)
CC5 - Owed £553 (now owe £0)0 -
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Get your employees to report the PDLs to the OFT and Ombudsman, it is against the debt collection guidelines to chase a debtor through their employment.
I raised a complaint when Marshall Hoares Bailiffs were chasing me over a speed credit PDL I have left my complaint with the OFT and the Ombudsman has upheld my complaint and is in the process of awarding me cash compensation to the tune of £100s. As soon as the ombudsman written to Marshall Hoars, the telephone calls to work magically stopped.0 -
opinions4u wrote: »Many employers do.
for the type of business we are, it's unheard of.
In my position I cannot make a decision like that, as I'm just Assistant Manager of one club of +140 clubs in the country that all follow the same policy.
I sometimes apply for other jobs, similar to mine for the intention of keeping my interview skills sharp.
I've been successful a few times, and failed a few.
Not once have I come across a credit check, it must be relatively rare for employers to do it.CC1 - Owed £4500 ( Now owe £0)
CC2 - Owed £4700 ( Now owe £0)
CC3 - Owed £1800 (Now owe £0)
CC4 - Owed £1500 (Now owe £0)
CC5 - Owed £553 (now owe £0)0 -
The post about paying employees more so they won't have to resort to PDL's is a bit naive to say the least. There are many posts on this forum from people who earn many times the national average, and are still in financial difficulties, due to their gross mismanagement of their finances.
It is very little to do with people's pay packets and more to do with ignorance of how to budget. Probably due to a lack of education on the subject of money management.
Unfortunately the difference between "need" and "want" has also passed them by.
Completely understand your point on money management and spending more than you earn, etc. However, I have to say that the difference between "need" and "want" has passed all of us by whether we have money available to us or not. The availability of money to us (whether through our own savings or credit against furture earnings) doesn't alter what we need, just the extent of our wants...Santander Loan [STRIKE]£3003[/STRIKE] £2100AA Credit Card [STRIKE]£3148[/STRIKE] £2676Natwest OD [STRIKE]£1500[/STRIKE] £1370Cahoot OD [STRIKE]£1000 [/STRIKE]£650Capital One Card [STRIKE]£641[/STRIKE] £400Total [STRIKE](Jan 12)[/STRIKE] [STRIKE]£9546 [/STRIKE] £7196 (Now)0 -
Why not take a radical step of asking your employer which number to use in your application?
Your post demonstrates the difficulties facing Management. It's a very fine balance between achieving performance goals and allowing the lunatics to overtake the asylum.
You can't drive people too hard but you can't give them a free reign.
Some of the most successful Managers will have a fearful reputation of dismissals. Some of the best Managers to work for are in the Job Center queuing up for work after failing to deliver.
I don't think an expectation that employees will not bring these distractions to the workplace is too much to ask, but maybe it is for you afc80.....
Just out of curiosity, where do you stand on employees giving their work number to family members/schools to be contacted in an emergency? I.e. partner/parent/child suddenly taken ill? If employees shouldn't bring personal distractions to the workplace how are these things different to PDL's?
Or would you only employ single, childless people, from only child families whose parents and grandparents (and any other relative) are dead?
I mean, its not like these PDL companies are calling to ask how their day is going and what they would like for their tea is it?
And while we're at it, how about talking to colleagues? Or do you advocate working in silence unless it is absolutely necessary to speak to someone about work related matters (and nothing else)?Santander Loan [STRIKE]£3003[/STRIKE] £2100AA Credit Card [STRIKE]£3148[/STRIKE] £2676Natwest OD [STRIKE]£1500[/STRIKE] £1370Cahoot OD [STRIKE]£1000 [/STRIKE]£650Capital One Card [STRIKE]£641[/STRIKE] £400Total [STRIKE](Jan 12)[/STRIKE] [STRIKE]£9546 [/STRIKE] £7196 (Now)0 -
pheonixrising21 wrote: »Just out of curiosity, where do you stand on employees giving their work number to family members/schools to be contacted in an emergency? I.e. partner/parent/child suddenly taken ill? If employees shouldn't bring personal distractions to the workplace how are these things different to PDL's?
Or would you only employ single, childless people, from only child families whose parents and grandparents (and any other relative) are dead?
I mean, its not like these PDL companies are calling to ask how their day is going and what they would like for their tea is it?
And while we're at it, how about talking to colleagues? Or do you advocate working in silence unless it is absolutely necessary to speak to someone about work related matters (and nothing else)?
Brilliant, rarely seen a better piece of conflation.
If you can't see the difference between your examples I'm just glad I'm not your employer, though you have gained a limited notoriety on this site for some eccentric views.0 -
I think phoenix is so hell bent on flaming posters.and condemning anyone elses opinion she loses her own point of view.
That's why we luv ya phoenix :-)0
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