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£75,000 care home cap - retrospective help!?

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  • SEE
    SEE Posts: 722 Forumite
    shegar wrote: »
    I quite agree it is a hard job caring for someone who needs nursing care, you have to be in this situation to realise just what it entails........
    My hubby is only 53 and I have to do all his nursing needs, every night I have to get up with him, and im 24/7 7 days a week..........

    In nursing care homes the rates are higher due to the amount of care needed than residential care homes.........

    I also dont think it cost £800 per week for one persons care , but I also dont think it would under £500 ish , if you work it out, and take this lot into consideration , you have qualified nursing staff, a matron, senior carers, cooks , cleaners, laundry, heating, caretaker, kitchen staff, cooks, office staff, etc, the lists go on, its not cheap employing people........But you have to have a certain amount of staff to look after the home.........
    £500 is more acceptable and I actually know of one home that charges £6000 per week for the first two months until the person settles in. The elderly are being robbed blind after years of contributions and the only people who support such disgusting charges are the care home owners themselves.
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    Halifax, taking the Xtra since 1853:rolleyes:
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  • mumps
    mumps Posts: 6,285 Forumite
    Home Insurance Hacker!
    The care home owner also has to provide the building, either a big investment of their capital or more likely mortgage payments. Then registration costs, staff training, insurance. The list goes on and of course if it is a big home then all these things cost more.
    Sell £1500

    2831.00/£1500
  • SEE
    SEE Posts: 722 Forumite
    mumps wrote: »
    The care home owner also has to provide the building, either a big investment of their capital or more likely mortgage payments. Then registration costs, staff training, insurance. The list goes on and of course if it is a big home then all these things cost more.
    Want to know how many other grants are available to nursing homes?
    Since 2001, people receiving nursing care in a care home have been entitled to the registered nursing care contribution (RNCC); a sum of money paid by the NHS to the care home for the care provided by a registered nurse.
    http://www.alzheimers.org.uk/site/scripts/documents_info.php?documentID=104
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    Halifax, taking the Xtra since 1853:rolleyes:
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  • mumps
    mumps Posts: 6,285 Forumite
    Home Insurance Hacker!
    SEE wrote: »
    Want to know how many other grants are available to nursing homes?

    http://www.alzheimers.org.uk/site/scripts/documents_info.php?documentID=104

    Not everyone gets the nursing care contribution. What grants are you talking about?
    Sell £1500

    2831.00/£1500
  • SEE
    SEE Posts: 722 Forumite
    mumps wrote: »
    Not everyone gets the nursing care contribution. What grants are you talking about?
    Very true, and those people shouldn't be ripped off for the cost of their care. Those entitled get their nursing free, once again, they too are being ripped off because people here seem to think they are required to pay for registered nurses. Time for a complete overhaul for caring for the elderly, and time for more community action in their care too.
    Registered Nursing Care Contribution is a tax-free, non-means-tested benefit, paid by the NHS to cover nursing or medical care. It’s paid whether you’re self-financing your care or your local authority or trust is paying for it.

    To be eligible, you must:

    need nursing care, and
    stay in a care home or residential home that can provide nursing care.
    https://www.moneyadviceservice.org.uk/en/articles/registered-nursing-care-contribution
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    Halifax, taking the Xtra since 1853:rolleyes:
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  • mumps
    mumps Posts: 6,285 Forumite
    Home Insurance Hacker!
    SEE wrote: »
    Very true, and those people shouldn't be ripped off for the cost of their care. Those entitled get their nursing free, once again, they too are being ripped off because people here seem to think they are required to pay for registered nurses. Time for a complete overhaul for caring for the elderly, and time for more community action in their care too.

    https://www.moneyadviceservice.org.uk/en/articles/registered-nursing-care-contribution

    The nursing care is paid for to reduce the fee that needs to be paid. You haven't explained about all the grants that homes get. By the way not everyone in care/nursing homes is elderly.
    Sell £1500

    2831.00/£1500
  • SEE
    SEE Posts: 722 Forumite
    mumps wrote: »
    The nursing care is paid for to reduce the fee that needs to be paid. You haven't explained about all the grants that homes get. By the way not everyone in care/nursing homes is elderly.
    There are govt grants for repairs and updates to nursing homes and nursing homes are lucrative businesses, if they weren't no one would open one. You sound like a care home owner, yes?

    Correct again, nursing isn't just for the elderly, but also for the disabled and that is where the largest sums of money are screwed from the govt to feed the private sector. Have you ever researched how many NHS doctors are directors of these homes and how many have the power to ensure a patient gets placed into a home of which they financially gain themselves?

    I'd like to see more community care, residential home owners don't like that as it spoils their business. Think of all the jobs that could be created in the community with carers visiting people in their own homes and those people paying the right and affordable prices.
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    Halifax, taking the Xtra since 1853:rolleyes:
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  • mumps
    mumps Posts: 6,285 Forumite
    Home Insurance Hacker!
    SEE wrote: »
    There are govt grants for repairs and updates to nursing homes and nursing homes are lucrative businesses, if they weren't no one would open one. You sound like a care home owner, yes?

    Correct again, nursing isn't just for the elderly, but also for the disabled and that is where the largest sums of money are screwed from the govt to feed the private sector. Have you ever researched how many NHS doctors are directors of these homes and how many have the power to ensure a patient gets placed into a home of which they financially gain themselves?

    I'd like to see more community care, residential home owners don't like that as it spoils their business. Think of all the jobs that could be created in the community with carers visiting people in their own homes and those people paying the right and affordable prices.

    No not an owner but I work in the secotr. Easy to find if a doctor is a director of a home, just look at the CQC report and you will find all the details. There is alot of community care but it can be a lonely life with a carer popping in for 15 minutes two or three times a day but it suits some people.

    The only grants I know of for homes is for elderly (primarily dementia) but that is not the sector I work in. I do know that the cost of purchasing the building, getting it registered, insurance, fire certificates, equipment etc and then recruiting and training staff is a considerable investment. If you think it is such an easy thing to do have you considered doing it yourself? You could show us all how it should be done.
    Sell £1500

    2831.00/£1500
  • mysterywoman10
    mysterywoman10 Posts: 1,666 Forumite
    vigman wrote: »
    My wife and I have looked after both sets of parents in their own homes for the last 10 years. When dementia and incontinence sets in it really takes a toll on your own health and professional nursing care is needed. It becomes impossible to look after these patients in their own homes when they start to need 24 care every day of the year.

    I admire the sentiment, but in reality things can become very difficult and unpleasant, and much more than a spare room at home is needed.

    As for continuing national health care, we attended all the meetings, filled in all the forms BUT did not get it. Apparently dementia and physical incapability is not enough to meet the 12 points assessed to get CHC!!

    Vigman

    I agree with this we tried to keep my father in his own home as long as possible, it is extremely difficult I don't want to go into some of the things he did, because I find it very upsetting thinking about it.

    He probably only got CHC because the nurse on discharge was very helpful (she had been through the same thing with her own mother) plus he was then going to another authority as he was admitted locally when he came here for New Year. The other factor was he did have advanced prostate cancer as well.

    When it came for review 3 months later, they turned him down saying his condition was stable. This turned out to be complete nonsense as he passed away 3 weeks later :( The nurse doing the review quite frankly was ruthless and they didn't follow all the procedures correctly. He definately scored enough but that doesn't necessarily mean you will get it because it is still down to the assessor's recommendation.

    When the Social Worker came on to the ward for discharge all he said was is there savings above £23,000 etc had I not known so much about CHC he probably wouldn't have got it. I told him to go and look at the file and that we wanted the checklist done, then the Discharge Nurse got involved.

    A lot of relatives don't even know what CHC is.

    I believe that you don't have a care need without a health need anyway. Social Care should have been merged with Health years ago and you find in Teams where they are merged you get a much better service. Sadly there was a big push for it and now it is going backwards again. :( I'm not saying that it would be possible to make it totally free for everyone but I do think Social Care should not be a LA responsibility. :( We might get a much better UK system if it was part of Health completely.

    It would also be less subject to polictical changes within Local Authorities. I know many professional workers share this view as well in Social Services and Health. Health & Social Care go hand in hand or should do.

    Sorry gone a bit off topic ;)
    The most wasted day is one in which we have not laughed.
  • mysterywoman10
    mysterywoman10 Posts: 1,666 Forumite
    The other point is sorry I'm on my hobby horse now ;)

    When they reliquish helping families who have over the amount in savings, I have issues with this because who pays for it does not mean they do not have a "duty of care". I.e. to make sure the appropriate care is going into someone's home or their needs are being met elsewhere.

    Sadly again this seems to have become the norm and Social Workers have become financial brokers for their clients, rather than concentrating on the actual care needed regardless of who pays for it.
    The most wasted day is one in which we have not laughed.
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