Creating new Natwest with ILR Biometric

tyw7

agrinnall wrote: »

To be honest I would be taking my business to a bank that is up to date with the regulations, having to check with the Home Office is ridiculous when the information is clearly available for everyone to see.

Well NatWest is the only bank that offer debit cards for saving accounts

stclair

tyw7 wrote: »

Well NatWest is the only bank that offer debit cards for saving accounts

These debit cards will be replaced by cash cards by August 2013.

agrinnall

tyw7 wrote: »

Well NatWest is the only bank that offer debit cards for saving accounts

So open a current account that offers a debit card and a savings account either with the same provider (so you only have to confirm your details once) or another provider (if you want to shop around for the best rate - which I doubt if you'll be getting from NatWest at the moment).

grumbler

agrinnall wrote: »

So open a current account that offers a debit card and a savings account either with the same provider (so you only have to confirm your details once) or another provider (if you want to shop around for the best rate - which I doubt if you'll be getting from NatWest at the moment).

You seem to underestimate the problems that some people have with getting a bank account with a debit card.

Not that I am saying that the OP does have such problems. Possibly they have other reasons for wanting this particular account.

tyw7

grumbler wrote: »

You seem to underestimate the problems that some people have with getting a bank account with a debit card.

Not that I am saying that the OP does have such problems. Possibly they have other reasons for wanting this particular account.

I think it's easier to have an account with a saving + debit. This is my first account. I will probably open another saving account with another bank later (once I got this sorted out just in case the other bank decides to email Home Office as well ).

stclair wrote: »

These debit cards will be replaced by cash cards by August 2013.

Really? How about existing customers?

agrinnall

grumbler wrote: »

You seem to underestimate the problems that some people have with getting a bank account with a debit card.

Not that I am saying that the OP does have such problems. Possibly they have other reasons for wanting this particular account.

I don't underestimate it. But I would have expected the same credit checks to be carried out to open a savings account with a debit card as would be done for a current account with one, so if the OP qualifies for the former with NatWest then I would have thought that it might be possible to qualify for the latter elsewhere.

stclair

tyw7 wrote: »

I think it's easier to have an account with a saving + debit. This is my first account. I will probably open another saving account with another bank later (once I got this sorted out just in case the other bank decides to email Home Office as well ).


Really? How about existing customers?

Yes all the cards are being replaced so on expiry or replacement of your card from August you'll just be sent an ATM card.

BRIANCARSON

stclair wrote: »

Yes all the cards are being replaced so on expiry or replacement of your card from August you'll just be sent an ATM card.

I received the letter yesterday and its a major inconvenience as I have a D/D so I had to sign up for a NatWest basic account and then I spot the new debit card will only work in NatWest/RBS ATM's so I end up with less than what I have just now.

I have to wonder why NatWest is going backwards.

I also have to take my passport in even although the same NatWest branch checked the same passport when I opened the account and I have not moved for ten years so its a lot of hassle that I don't need.

grumbler

Why do you think that a change of the card affects DDs?

BRIANCARSON

grumbler wrote: »

Why do you think that a change of the card affects DDs?

its in the letter Customers will only have a ATM card - you have to move your D/D's to another account.

just now I have a Visa debit card which I can use online to buy goods - from august they replace the Visa debit card with a ATM card

why I don't have a clue all I know is its a right hassle