We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Thistlewhistle makes a dash for Mortgage Freedom!
Comments
-
Girls, girls!!!!
Omg, i've started something now!!!!!
Anyway back in the real world:rotfl: I've just had a an email offering me a credit card at........627% APR:eek::eek::eek:
How is this even allowed???:shocked::shocked::shocked:Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Right - a mini update:
Jobs to do today:
1. Transfer £62 to my credit cards
2. Chase up the last 2 outstanding debtors (little monkeys!!!)
3. Pop into town to buy £30 of fruit and veg to be 3 x raffle prizes in my Slimming World group this evening. (Don't think I've mentioned that this is what I do....I help all my lovely ladies and gents to lose weight!)
4. Load car
5. Go to run group (3 sessions) 3:30pm, 5:30pm, 7:30pm
6. Get back home (10:30pm) and do all my financial stuff for group
7. Bed!!
Wednesdays are very long but lots of fun. It's 08:20 but I think another coffee and a lie in til 09:00 will be OK.
ThistleMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Tilly_MFW_in_6_YRS wrote: »LOL, I may be off to the world of costc@ tonight as loo rolls are on offer at 27p each :T
Tilly x x
Oh Tilly, you're an angel:A
You've just reminded me that I'm on the last roll!
Rats! Was hoping today would be an NSD.
I'm taking it that spends for work don't count?:think:Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Sympathy needed!!
I need a new hip (but can't have one til I'm 50!!!) and it's REALLY giving my gyp today.
Always on a Wednesday!!!Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Wow you are doing really well and 2018 is soooo close. I think you'll end up like me and do everything you can to knock a week off here and there. It's amazing how much money you can save when you take a look at everything you spend! I have brought mine down from 25 years to 4 years. Ok it's not easy but when there is a finish line in sight it really motivates! Sorry about your hip though, it all must be much harder to stay motivated with pain
Mortgage starting balance 2011 ... £170k today £1.5k
Savings: £3k
Aim: 100k by Dec 20210 -
Wow you are doing really well and 2018 is soooo close. I think you'll end up like me and do everything you can to knock a week off here and there. It's amazing how much money you can save when you take a look at everything you spend! I have brought mine down from 25 years to 4 years. Ok it's not easy but when there is a finish line in sight it really motivates! Sorry about your hip though, it all must be much harder to stay motivated with pain
Thanks LauraJo,
It is painful, but I'm riding along on a cushion of analgesics!! :rotfl::rotfl:
I've been told I have the onset of arthritis on top of a vascular necrosis of my right hip. Basically the blood supply doesn't reach the end of my leg bone so it's dying off and crumbling into my hip socket. Result of chemotherapy in 2005.
I'm chipper about it (carping on doesn't help and neither does worry) but it's frustrating when it stops me doing stuff. I can't go fell-walking as I used to.
I'm due a steroid injection in a few weeks to try and reduce the inflammation and give a bit of pain relief so here's hoping. Until then, it's hobble, hobble, hobble!!:rotfl:
Gotta keep positive though. :A
There's people on this forum alone, who have it much worse than me.
ThistleMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
09:01
Time to start the day!Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Popping in to say hi and its a great read already.
Fantastic start to moving the debts downwards. I'll keep an eye open for updates. Well done!Mortgage at Highest- £126.995 Aug 2006
Mortgage- (Lightbulb moment, Sep 12) £95,571. (Jul13) £92,616 (Oct14) £88,224
OP Since Sep 12- £11,401.13, currently £8,416
Original Finish Date- Aug 2032
Target Date Aug 2020
0 -
Jobs to do today:
1. [STRIKE]Transfer £62 to my credit cards[/STRIKE]
2. [STRIKE]Chase up the last 2 outstanding debtors (little monkeys!!!)[/STRIKE]
One cheque was on the doormat - came in the post.
Other debtor will pay cash when I see her on Sunday
3. [STRIKE]Pop into town to buy £30 of fruit and veg[/STRIKE] to be 3 x raffle prizes in my Slimming World group this evening. (Don't think I've mentioned that this is what I do....I help all my lovely ladies and gents to lose weight!)
4. Load car
5. Go to run group (3 sessions) 3:30pm, 5:30pm, 7:30pm
6. Get back home (10:30pm) and do all my financial stuff for group
7. Bed!!
8. Phone Dad to wish happy birthday
All coming along fine!
Bit of breakfast and then load the car!
ThistleMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Matt_The_Chippy wrote: »Popping in to say hi and its a great read already.
Fantastic start to moving the debts downwards. I'll keep an eye open for updates. Well done!
Cheers Matt,
I was on the DFW forum for a bit but reading your post was one of the things that made me switch to MFW. Thinking Big Buddy!!:rotfl:
TMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards