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Thistlewhistle makes a dash for Mortgage Freedom!
Comments
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Thistlewhistle wrote: »
I've calculated that if I TillyTidy, I'll save £6.23 per month off my fixed direct debits, plus a little extra on the variable ones.
Annoyingly, two of the DDs are already of the form £xx.00 which is vexatious!!
By rounding to next £5 (a TillyTidy Deluxe!!), it would be £32.23/per month plus a little extra. That'll soon add up!!:T
You've only been here 5 minutes and you've fitted in perfectly :rotfl::rotfl::rotfl:.
Hello to the mad world of OP'ing, don't encourage GG to much, she can be a bit of a monkey and fill your diary with lots of these
:D
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
You've only been here 5 minutes and you've fitted in perfectly :rotfl::rotfl::rotfl:.
Only because you've made me feel so "at home":beer:Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Will join you as I've decluttered the red wine and am now decluterring the whiteThistlewhistle wrote: »Only because you've made me feel so "at home":beer:
. A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Well I recieved a bottle of kid on baileys as a lovely present today for being nice to a cashier
Help yourselves everyone
Thistle I pay as I go... I'm going to be honest with you, I'm looking forward to my next mortgage statement ... I'm thinking 10/12 pages long with lots of pennies ... Welllllll it tickles my funny bone 0 -
I transfer all over to my 'house' account where the btl's run. And in turn, that gets transferred out elsewhere - regular savers and now Flexdirect. In reality the 23p's etc get absorbed in day to day spends and I transfer out what not is needed for the current month.
Luckily the highest mortgage rate is only 2.5% so I can get higher from reg savers and Flexdirect :TA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
I think I'll set up my savings account and pay into that and then do a once a month overpayment. It'll help me to ensure I'm on target each month for a double payment. If I do it on a PAYG basis, I'll have to keep totting it up and that'll drive me bonkers.
Each to their own I suppose!
I saw your freebie on your thread, elantan. Enjoy!!Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Thank thistle * hands over a wee glass and a chocolate* here ya go me dear I like to share my good fortune around 0
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:beer:Ooh ta! Don't mind if I do!Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Wowee! Well proud of myself! I've paid off nearly £2000 off my CC debts this month and it's only the 17th. If I can manage another £387.02 by 31st March, I'll have halved the debt!!!Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
That is very very impressive 0
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