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Thistlewhistle makes a dash for Mortgage Freedom!
Comments
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Thistlewhistle wrote: »5. eBay sales (have I got some junk to sell!!)
I think you mean treasured possessions :rotfl::rotfl:
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Tilly_MFW_in_6_YRS wrote: »I think you mean treasured possessions :rotfl::rotfl:
Tilly x
Oh yes, of course. Not exactly the best strap line for a budding salesman, was it!!:rotfl::rotfl:Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Wowee!!
Just won £11.10 off a £4 stake Euromillions ticket. 3 numbers and a star!
Happy Dayz!!
TxMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Struggling to get my month end done so I can drive to a friends for the rest of the holiday weekend. It's taking forever.
Popping to the shop to cash in my ticket, then back to the grindstone.
Will a bottle of fizzy pop help?
TxMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Thistlewhistle wrote: »Any ideas on with whom I should open my savings account?
Needs to be instant access, no penalty, and manageable online.
Now where's that Lois.........?
Hey! I'm not an expert on everything, just an excel geek.
However, I can make some suggestions based on what I've decided to do myself. Have you got a Ntionwide "current" account yet? It will pay 5% (taxable) on balances up to £2,500. Make sure you don't go over the £2,500, though, or you get no interest at all. Also, have you got a Santandr 123 account? It pays 3% on balances between £3,000 and £20,000, and gives you cash-back on DDs to utilities & council tax. If you've already got those and filled them up, then you'll have to look at Martin's savings article on the main site.
HTHStarting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Hey! I'm not an expert on everything, just an excel geek.

However, I can make some suggestions based on what I've decided to do myself. Have you got a Ntionwide "current" account yet? It will pay 5% (taxable) on balances up to £2,500. Make sure you don't go over the £2,500, though, or you get no interest at all. Also, have you got a Santandr 123 account? It pays 3% on balances between £3,000 and £20,000, and gives you cash-back on DDs to utilities & council tax. If you've already got those and filled them up, then you'll have to look at Martin's savings article on the main site.
HTH
Hey, I meant to come back and say to you, found the link:
http://www.nationwide.co.uk/current_account/flexdirect/rates-fees-charges.htm
Little line at bottom of table, you get 5% up to 2,500, but 0% on any balance over that, but still 5% up to from what I read?0 -
Hey, I meant to come back and say to you, found the link:
http://www.nationwide.co.uk/current_account/flexdirect/rates-fees-charges.htm
Little line at bottom of table, you get 5% up to 2,500, but 0% on any balance over that, but still 5% up to from what I read?
Thanks Calfuray. I misunderstood what the big type said, and didn't see the small print (or was looking at a page that didn't have it). That's excellent news. I can keep mine close to the £2,500 limit and not worry that the interest might take it slightly over.
Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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You guys are amazing!!
TxMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Have to admit I put £2.5k into my nationwide account and just leave it there ... I then add to it for the bills etc, sometimes it sits at over £4k in it but I don't get interest on anything over £2.5k ... But still £8 a month is handy0
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Wishing all my new found MoneySaving friends a joyous and peaceful Eastertide. Alleluia!
TxMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0
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