They are defending my claim

volcano123

can anyone tell me wat papers and documents i need next waiting for questionaire from the courts as hsbc have defended my claim

21martyn

LLOYDS TSB have defended after 24 days of the online court process.
I am now waiting for a court hearing date.
What happens next and how can i prepare?

LozBingley

Its standard practice for bank to file a defence!

Click above to see a helpful post of mine & click below to see this sites Help Forum

Reclaim Help

Stephen_Leak

Firstly, don't panic! The bank does have every right to defend your claim against them. However, the legal jargon their solicitors use is designed to intimidate you into giving up.

The next step is to start getting your court bundle up together. This is basically three copies of everything you already have: your list of charges, your letters to the bank and any letters from the bank. Depending on the actual defence, you might need some other more legal documents, but we can tell you what you need and where to find them. One set of copies will be waste paper, because the bank’s solicitors won’t turn up. They daren’t. The last thing they want is to have to answer some potentially very expensive questions, such as just how little it does cost them to administer a late payment, overdraft, etc.

Please read the Reclaim Bank Charges Help thread for information and the Reclaimed Bank Charges Success Stories and Reclaimed Bank Charges Success Stories II threads for inspiration.

becks.989

my bank defended right at the last minute last thursday afternoon. so i can't do anything else online. i have waited and checked every day but their has been no change. what happerns now. i don't want to waste time. should i be doing something. please help...

Stephen_Leak

Just remember that “the wheels of justice grind slow, but they grind exceeding small.”

The court will now write to you, giving a date for the hearing and enclosing a copy of the bank's defence. They might also enclose a form called an Allocation Questionnaire, but a lot of courts aren't using these any more, as they now know what these cases usually involve, how long they usually take and that the bank’s solicitors usually don't turn up.

When the defence arrives, read it carefully, but don't panic! The bank does have every right to defend your claim against them, but the legal jargon their solicitors will use is designed to intimidate you into giving up.

The next step is to start getting your court bundle up together. This is basically three copies of everything you already have: your list of charges, your letters to the bank and any letters from the bank. Depending on the actual defence, you might need some other more legal documents, but we can tell you what you need and where to find them. One set of copies will be waste paper, because the bank’s solicitors won’t turn up. They daren’t. The last thing they want is to have to answer some potentially very expensive questions, such as just how little it does cost them to administer a late payment, overdraft, etc.

Please read the Reclaim Bank Charges Help thread for information and the Reclaimed Bank Charges Success Stories and Reclaimed Bank Charges Success Stories II threads for inspiration.

becks.989

Thanks for that. I am set then. Just a waiting game. oh hum

jasonpaget

Hi

I have request around £600 from Abbey in bank charges. I paid £50 to take them to court via moneyclaim.

The stage I am at now is Abbey have sent me a copy of their defence dated 29.05. However, I have not submitted any sort of evidence. I have waited for Northampton Court to contact me but this has not happened.

Should I send copies of my bank statements to court? What covering letter? Is there a template?

I'd appreciate any help.

lavidaloca

You will receive a notice from Northampton court but bear in mind they are very busy lol. You should be able to track your MCOL on line.

lindilou39

jasonpaget wrote: »

Hi

I have request around £600 from Abbey in bank charges. I paid £50 to take them to court via moneyclaim.

The stage I am at now is Abbey have sent me a copy of their defence dated 29.05. However, I have not submitted any sort of evidence. I have waited for Northampton Court to contact me but this has not happened.

Should I send copies of my bank statements to court? What covering letter? Is there a template?

I'd appreciate any help.

If you look at your claim online you will see that you can go no further with your claim online as your claim has been defended, I have noticed on my mcol that lloydstsb have entered defence, I as yet have had nothing from solicitors, but no doubt will, it may be worth getting a court bundle together but It could be worth your while phoning northampton court to let them know that you have received a copy of the defence and at this stage should you do anything or wait for court response,(basically to put your mind at ease). The court will be in touch with you and tell you when to respond with a further Particulars of claim to both the defence and the court. We are all at the waiting stage process now.


Lin