We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
bad news santander declined me
Comments
-
nope gonna try halifax0
-
I'm confused. I thought you'd already applied elsewhere?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
-
kingstreet wrote: »I'm confused. I thought you'd already applied elsewhere?
yes kingstreet
Santander declined as you are aware so we went with HALIFAX
just based on my income but with 30 yrs
but am stilled baffled as to where i am , broker says full app is done however experian report shows
4 quotation searches, thts it0 -
Ah, okay.
I thought things had moved on.
You're going to have to talk to your broker about this.
When the application is submitted, it gets one of three decisions, accept, refer or decline.
Ask him outright what the screen said when he hit the submit button. If it's refer or decline, he should not have been asked for fee payment details, but I don't know if he was. He'd obviously asked you for them, but I don't know if the Halifax system asked him for them.
Can we go back to the other thread on this, otherwise it's going to get even more confusing?
Case now continued here, with smacky's agreement;-
https://forums.moneysavingexpert.com/discussion/comment/59841905#Comment_59841905I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.5K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.5K Work, Benefits & Business
- 599.7K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards