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bad news santander declined me
Comments
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It does all sound very odd indeed, although here we go again with Estate Agent advisors...!
It certainly sounds like there will be a solution out there, good luckI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
It does all sound very odd indeed, although here we go again with Estate Agent advisors...!
It certainly sounds like there will be a solution out there, good luck
thx guys , i have now gone to my old broker whom i wanted to go with in first place but due to EA tactics we couldnt afford to lose 3rd property just bcoz we werent using their inhouse broker
tbh the whole charming experience of owning a house is becoming a nightmare
gonna give one more try i guess0 -
hey guys
just wanted an opinion , say if another high street lender declines , wud i have chance with higher interest rates mortgage by any chance ?0 -
Slow down..
What did Halifax say?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Halifax are more flexible than Abbey, although would suggest you get some independent advice before firing off applications as you may be wasting your time depending upon the detail of your case.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
broker is gonna come back to me with what can be done... i dont mind going in with a bit higher rate for initial 2 yrs , just dont wanna miss this property :-(0
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Why are you not adding your wife?
With her income you should ok, stop messing around changing lenders/advisors, and get the job done properly.I am a mortgage adviser.You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
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thats what we are doing, a Joint application, but awaiting confirmation from broker yet as to which lender hez gonna pick for me
Ok, I would assume as Abbey was the best choice previously, they still would be now?I am a mortgage adviser.You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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