How can you drive home when buying a car from private seller?

jonj123

Hi

I know if you buy a car from a trade seller you will get 7 day insurance but what if you buy from a private seller? How can you drive the car home? Do you have to get day insurance?

Thanks

Torry_Quine

You don't get insurance automatically buying from a trade seller either. It's your responsibility to be insured and taxed before driving it home.

lesalanos

ring your insurance when buying it. they can add you for a short period

thegirlintheattic

Ring your insurer when you decide to buy, they can usually sort the insurance then and there.

forgotmyname

You put a deposit down and go and phone the insurer, They start the cover and you pick the car up.

adonis

When I sold my wife's car I let the buyer use my phone to call their insurance company to get immediate cover, the only problem might be if the car wasn't insured before you bought it it might not be on the MIB database and you could get stopped by the police.

Chopper_Read

Just drive it on your full comp.

jonj123

Thanks. Just to clarify is it solely the buyers' responsibility to make sure they're insured or must the seller ensure that the buyer is insured otherwise the seller will also get in trouble?

Also what if the seller isn't insured at the time of selling the vehicle?

[Deleted User]

jonj123 wrote: »

Thanks. Just to clarify is it solely the buyers' responsibility to make sure they're insured or must the seller ensure that the buyer is insured otherwise the seller will also get in trouble?

Also what if the seller isn't insured at the time of selling the vehicle?

Buyers responsibility - nothing to do with the seller unless they let the proposed buyer test drive the vehicle and it has a crash of course!

Buzby

The buck stops with the buyer. Even with fully comp this will NOT automatically provide any level of cover. Most policies allow you to drive a car not belonging to you and only TP cover. If you bought it - there's no cover.

Your insurer needs to confirm to you that you are covered temporarily until you make a switch or add it to your policy.

cb1979

When i bought my Daughter a car last year i just bought a 1 day comp insurance for it to drive home on,as the car was 80 miles away and got a friend to take me to collect it while she was at work, cost about £15, she then arranged her own insurance to start the next day, could have driven it on my comprehensive cover but it only gives third party to drive other cars, and not worth the risk on a £6000 car