Halifax Clarity card credit limits

bsms1147

I got my first credit card, a Halifax Clarity, about three months ago; £3800 limit.

I have no idea how their departments are working these out since you guys above seem in a better position than me.

fultime

Used this card on holiday and although we had a £1200 limit they stopped us withdrawing cash after £600, after calling them from abroad which was most inconvenient we were told that you can only have £600 in cash the rest as 'goods' so it was rubbish, don't use them they are rubbish and Martin should not be promoting them.

gardner1

got card 18 months ago with £4000 and 12.9% just gets used on holidays and paid straight away

HoneyAndLemon

fultime wrote: »

Used this card on holiday and although we had a £1200 limit they stopped us withdrawing cash after £600, after calling them from abroad which was most inconvenient we were told that you can only have £600 in cash the rest as 'goods' so it was rubbish, don't use them they are rubbish and Martin should not be promoting them.

Most credit card companies limit cash advances to 50% of your credit limit...

YorkshireBoy

HoneyAndLemon wrote: »

Most credit card companies limit cash advances to 50% of your credit limit...

And some have an even lower 'advance limit'. Tesco have set mine at 30% of my credit limit.

[Deleted User]

I just got this card for holiday use; £9000 limit at 12.9%

bigadaj

Missu wrote: »

I just got this card for holiday use; £9000 limit at 12.9%

Same here.

The_Boss

Missu wrote: »

I just got this card for holiday use; £9000 limit at 12.9%

You're rubbing it in now

The_Boss

jen245 wrote: »

My account was opened in July 2011, with a starting limit of £3350, and I got an automatic increase in August 2012 up to £4100, which was nice. I use my card regularly and pay off in full each month

Yeah, same here - no late payments in the 14 months I have had the account too. Very annoying. Still, no foreign exchange fee and £5 in account with £300 spend mean it is worth holding onto.

learningaboutinsurance

YorkshireBoy wrote: »

And some have an even lower 'advance limit'. Tesco have set mine at 30% of my credit limit.

Me Too:j

was quite surprised, never had someone limit cash advances.

does any know what percentage they charge for cash advance on a bank transfer and would this be considered as a purchase and would not be charged interest each month as its a 0% on 16 months