Mulligan1 wrote: »
Interestingly I used the contactless feature of my Halifax Debit Card for the first time in the Co-Op this morning for the princely sum of £2.18 and it didn't ask for my PIN number. I'm sure that I read on here that the first time you use contactless you would be prompted to enter your PIN?
I had already used the card several times for Chip & PIN transactions though.
reclusive46 wrote: »
No I think you misunderstood. You have to have done 1 chip and pin transaction before the contactless feature will work. This makes sure its you that has the card and that someone didn't steal the card in the mail to you.
ChiefGrasscutter wrote: »
So the chip on the card is not a "read only" chip?
It can be written to as well if holds an incrementable counter?
Bosie wrote: »
I have 3 contactless cards, Smile, HSBC and M&S but my friend has put some doubt about their safety.
She said, say I lost one and didn't realize it, if a person who found it, they could use it at shops a few times and would I have to pay for the transactions?
I've used mine in a co-op store, M&S and McDonalds's.
rb10 wrote: »
Firstly, there is a limit to the number of consecutive contactless transactions that a card can perform before a PIN transaction is required. So that limits the potential loss to under £100.
However, you can be >99% certain that the bank will refund any fraudulent transaction on your account, even if the transactions happen before you notice that your card is missing. It's not something to worry about.
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