The Mad March NSD Challenge

Sazzie23

Freeby , :Athanks for the updates are you on tremendous 24? You fulfil an amazing role keeping us up todate, thanks are not really enough I bought you a golden egg instead :easter_ba - its hidden in this basket:rotfl:I noticed your new rules for April, similar tomine as I can’t be trusted --:eek:

Now to the update - phew

BaileysBabe a superb16 plus an extra target exceeding spectacular 17 :j:j

Beanie – Surprise, we cancelled April Fools day – haha - Lovely end to the month tremendous 24:j:j

Candlewick – target met with a fulfilling 14:j:j

CharleyB - Secondtarget reached an Easter bonus for fantastic 15:j:j

Cheryl – love the choccy pic and a nifty 19 is :j:jegcellent

DebtBuster 2 more in March than Feb? You came so close togiving up this month, egcellent 8:j

EMS Brilliant work–keep it up reaching a terrific 23:j:j

EvertheOptimist, so sorry about bunnikins, at Easter toosomehow seems worse –sounds like he had a lovely life with you, but you did gain that extra NSD, and an fantastic 15 :j:j

Fedup – forgiven for diddy numbers tapping in at terrific 23 :j:j

Flower - thanks forstopping by for a moment or two – fantastic 15& superb 16/16:j:j

IfWishes- Happy Easter to you too – Spectacular 17:j:j

Kerri – Were those the woodblocky things I saw on DragoonsTV? I looked them up & they do look fab but well over my non-existantbudget too ..Gardeners special for Spectacular 17:j:j

Marmite – Welcome back, hope you are feeling better, anotherover target at nifty 19:j:j Look forward to seeing you again in April
MissE Impressive eggmuching emoti, wish I knew where you lot find these gems, and a fantastic 15:j:j to finish – well done

Modesty being catered for helps to reach that terrific22 :j:j
MrsCautious - 50% overtarget – fantastic 15, :j:jwell done

MummaF - mystery to me where the month goes, well done for an earlymorning check in for a thrilling 21 :j:j
TheBoss - last minute grabbing and bagging reached a spectacular 17:j:j

And for me Sazzie…I just checked the front page to find Ihad declared 9 already – plus today’s declaration of 7 ..= 16 missed target and defo can do better but a super 16 is not bad – no prizes though :mad::j

Hope you all join us in April we’re no fools :rotfl:

karenccs67

Managed to sneak in one yesterday, 7/14 NSD what a rubbish result !

freebyfifty

Good Morning

The front page is all up to date and looks fabulous. Well done to everyone :j:j


Have a brilliant Monday

freebyfifty

There were

62

of us taking part in the March NSD Challenge

and together we collected an amazing

678 NSDs

:T:T:T:T:T

freebyfifty

Back again

ETO - I am sorry to hear about your bunny, I could tell how much you loved it. Sending you a massive (((hug))) :A

Spoon - Brilliant to see you back. We missed you :A

Sazzie - Thank you for my golden egg. It is lovely to be appreciated :A


It is a gorgeous day out there. The sun is bursting out of the sky and it looks like it is going to be a scorcher. It is already 23 degrees in my corner of Scotland. I'll have to get the paddling pool out for the dogs and am contemplating a barbeque later if it cools down a bit

IF

April's NSD thread - Click here

Hiya my No Spendy chums :hello:
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could we ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, Marmite, Cheryl and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

donna_dynamo

NSD 13 gained yesterday as predicted missed out by 1 had to get the car a new battery.

BigMummaF

freebyfifty wrote: »

....ETO - I am sorry to hear about your bunny, I could tell how much you loved it. Sending you a massive (((hug))) :A Me too Petal If you were not so upset, that little bundle of bunniness would not have had the loving, caring human to watch over their safety. Sadly, there are so many "pets" who can't say that
....It is a gorgeous day out there. The sun is bursting out of the sky and it looks like it is going to be a scorcher. It is already 23 degrees in my corner of Scotland. I'll have to get the paddling pool out for the dogs and am contemplating a barbeque later if it cools down a bit

Mmm..what time shall I tell my pilot to log a flight plan to yours? The Byzantium chinook could do with a run out, where we've been using the Phantom & citrus Harrier quite a bit.
What can I bring

kerri_gt

Thanks for the update Sazzie23 - yes, those blocks were apparently on Dragons Den, although I didn't see it. 'Unfortnately' part of what we need to replace is planking, so unless we rip the whole middle section out (which was what I replaced previously and is sound) and start all over again, I don't think they' fit where I need them to go. Think we just need to be sensible on this one.

The_Dragon

and made #20 yesterday (right at the end lol)