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The Mad March NSD Challenge

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  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    The front page is all done :D
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    There are

    62

    of us taking part in the March NSD Challenge

    and so far we have collected

    641 NSDs

    :T:T:T:T:T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • I'm ending March on 23 NSD's - hope everyone has a nice easter
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    For the April thread, please click


    HERE
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    15 for me for the whole of March x

    No more NSDs for me this weekend, with giving my children money :)
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Happy Easter my no spendy buds hello_zps7758e686.gif



    WishingYouAHappyEasterBunnyEgg_zpsa3a5f821.gif

    Got my 17th NSD

    Thank you Freeby, Spoon, Marmite, Cheryl and Sazzie
    IF…x

    Got my prize :dance:

    th_wreast18_zpsc90c1b4c.gif?t=1361516609
    "If wishes were horses, then beggars would ride"
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    Happy Easter NDS buddies :easter: - hope everyone got lots of chocolate :EasterBun
    Just popping on for motivation to stay focussed and get my last NSD of the month to meet my target....I'll report back later - keep your fingers crossed for me :A
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    I can declare a final NSD for March today bringing me to a total of 23 for March.

    Thanks guys for running the thread and keeping me on track. Will be aiming for April to be as successful. Sorry no enlarged font or colours - on my phone
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    not spending today, so declaring the month done with NSD #19 :T

    90c5384b-f308-4325-ba2b-e80bd16e85e3.jpg
    Cheryl
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    April's NSD thread - Click here



    2ym65q8.gif

    Hiya my No Spendy chums :hello:
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could we ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, Marmite, Cheryl and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.
    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

    NO SPEND CHALLENGE.


    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
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