The Mad March NSD Challenge

freebyfifty

There are

58

of us taking part in the March NSD Challenge

and so far we have collected

258 NSDs

:T:T:T:T:T

BigMummaF

Morning..I'm just wondering..if I'm now, still indoors (but admittedly the heating is not up to capacity yet)..what on earth happens when I've got to go out in a bit _pale_ Had a call around 6 yesterday evening from a very confident--& competent--driver to say the local roads were bad, so if they say it's bad...it is reeeeally bad ...even the taxi drivers are going slow


Prob make the most of being out to pick up the essentials for the next coupla days, but yesterday brought no 8 along with the snow. I would say silver cloud etc, but it's more like pinky grey ones out there

The_Boss

Can confirm that yesterday was NSD 4

Today and Thursday are definitely not going to be NSDs so am targetting Wednesday and Friday as the next possibles.

beanielou

NSD no 12 today.
Snow snow go away.

charleybear

#NSD 5
yeah finally getting back on track.
I didn't even bring a purse to college today.

IF

Afternoon all, blinking chilly eh!!

Nicked this from the troll thread as it made me smile

fedupandskint

NSD 7 in the bag today.

MrsCautious

Hello everyone, I am reportingNSD #7 .

Quite pleased with that, I know it's earlyish in the day but I won't be going anywhere to part with any cash, hoping for the same for the next couple of days. Friday will be time to hand over some money to school so hoping all other spends can wait til then.

HeadAboveWater

Spending!!

Will hopefully get another 2 in (minimum!) before the end of the week. Would say 3 but that's pushing it...

IF

Hiya my No Spendy chums :hello:
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could we ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, Marmite, Cheryl and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!