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*soa*advice Needed

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Comments

  • disco_3
    disco_3 Posts: 64 Forumite
    Gas and Electricity is based on the last bills and no outstanding payments.
    Thanks
  • Red1708
    Red1708 Posts: 843 Forumite
    Hiya,

    I am also single with a 15 year old daughter so my accepted expenditure would probably be very close to yours. I'm at work at the moment but will gladly post my figures tonight to give you an idea of what I was allowed
    BSC Member 59 - AD 29th March 2008


  • disco_3
    disco_3 Posts: 64 Forumite
    Thank you RED1708 That would be appreciated.

    Disco.
  • black-saturn
    black-saturn Posts: 13,937 Forumite
    10,000 Posts Combo Breaker
    Could you cut down on hair cuts? £15 a month seems a lot for a haircut. Could you also cut down on the food bill by shopping wisely and doing a meal planner and sticking to a list?
    2008 Comping Challenge
    Won so far - £3010 Needed - £230
    Debt free since Oct 2004
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Could you cut down on hair cuts? £15 a month seems a lot for a haircut. Could you also cut down on the food bill by shopping wisely and doing a meal planner and sticking to a list?

    From:

    http://www.insolvency.gov.uk/freedomofinformation/technical/techmanvol1/Ch25-36/Chapter31/part7/part2/part_2.htm#27
    31.7.27 Hairdressers

    It is reasonable to allow a monthly allowance up to £10 per adult and £3 per child to pay for hairdressing requirements, but any expensive hair treatments must be funded from the surplus income remaining with the bankrupt after deduction of the assessed IPA/IPO contribution.

    BTW, SOA in the context of this forum refers too:

    http://www.insolvency.gov.uk/pdfs/forms/6-28.pdf

    'Statement of Affairs (Debtor's Petition)' which is a legal document

    Thanks for the money saving tips though.......
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • NekoZombie
    NekoZombie Posts: 1,664 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Could you cut down on hair cuts? £15 a month seems a lot for a haircut. Could you also cut down on the food bill by shopping wisely and doing a meal planner and sticking to a list?

    BS

    How about £35 a month? Thats how much I pay, and I doubt I could get it cheaper. Bear in mind, not everyone has lovely 'I need to do nothing to it' hair!

    Actually, girls, I'd quite like to know where one can get their hair done for a tenner? Is that normal or is this amount based on 1970s figures?
    BCSC Member 70:j
    .
  • Bakeybadoo
    Bakeybadoo Posts: 810 Forumite
    I was going to say, for women, it's not a £7.50 barbers job is it? I pay between £30 and £40 for my hair and I don't do anything fancy to it.
    :: BCSC #71 but now discharged! ::
  • Mike_St_Helens
    Mike_St_Helens Posts: 3,414 Forumite
    That SOA looks perfectly fine to me... Infact, show me a teenager who only gets through £220 of food and £40 of clothes (Heck of a lot more i'd imagine) !! I think its a really good SOA and your friend should be proud to have someone that cares so much and is going through this with her.

    Well done disco !
  • NekoZombie
    NekoZombie Posts: 1,664 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Bakeybadoo wrote: »
    I was going to say, for women, it's not a £7.50 barbers job is it? I pay between £30 and £40 for my hair and I don't do anything fancy to it.

    Exactly! So where does this tenner come from??? - it advantages men (who no doubt pay *less* than a tenner then have change) and kicks us women when we're down! No money, and we have to look like a mangled mutts because we only get a tenner to go to the hairdressers!!! What the *&$%???
    BCSC Member 70:j
    .
  • Mike_St_Helens
    Mike_St_Helens Posts: 3,414 Forumite
    NekoZombie wrote: »
    Exactly! So where does this tenner come from??? - it advantages men (who no doubt pay *less* than a tenner then have change) and kicks us women when we're down! No money, and we have to look like a mangled mutts because we only get a tenner to go to the hairdressers!!! What the *&$%???

    Us chaps dont have wired boufonts !

    My 'beauty allowance' as I like to call it.. for my SOA includes waxing and everything !! :rotfl:
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