*soa*advice Needed

disco_3

Hi
As ive had a very good response on this forum for my friend i am now posting her SOA so any advice or some thing that can be added would be appreciated.

1 Adult and 1 teenager (aged 14)this is based on.

All per month.

DLA £249
Income support £521
Child benefit £73

Outgoings

Water rates £41

Gas £50

Electric £50

Building and contents insurance £16

Telephone/mobile/Internet £40

Tv Licence £9

Public transport £40

Food/Toiletries/Cleaning £220

Medicines/precriptions £7

Hairdressing £15

Clothing and footware £40

Newspapers/magazines £10

Sports/hobbies/entertainment £10

Childrens pocket money £20

Sundries/emergencies £25

This is the sort of thing she would want to submit. Is this do you think acceptable or is there things that should be added. Creditors below

Credit card 1 £2800

Credit card 2 £5000

Credit card 3 £10000

Loan 1 £3000

Loan 2 £9000

Ok there it is.
Telephone/mobile and internet @ £40 pm includes it all.
Public transport @ £40 pm she cant drive and cant use buses, this figure can sometimes be £18 per week it all depends on hospital appointments etc but is based on average.

Any thoughts..

gettingitsorted

Hi disco
i didnt notice any form of house rent or mortgage on there

disco_3

No because she is on benefits.

gettingitsorted

Ok that explains it thanx,the SOA looks fine to me .

user55

TV licence is £11 a month according to my bank statements - nearer £12 actually!

Other than that, I'm a novice and have no right being on a thread asking for advice!

disco_3

Thanks for the info but tv licence is paid quarterly and works out at £8.53 per month. So i put £9 to round the figures, Perhaps by paying quarterly its slightly cheaper.

Remmer

If on benefits, I think the prescription allowance may be queried as may the newspapers

AlanD_3

disco wrote: »

No because she is on benefits.

Still got to pay rent though surely? Even if covered by housing benefit.

disco_3

Thanks for your input..:beer:

catewithers

Forgive me, but I would suggest that the gas and electric seems very high...

There are 2 adults in my household in a 3 bedroom house and we pay £30 a month for gas and £30 a month for electric.

Bakeybadoo

It depends on how much in their house is electric/gas.

We only have electric in our 2 bedroom house. We have no central heating, badly fitted double glazing and bare walls and we use £100 at least every month.