Catriona's Credit Card Countdown

catriona79

I woke up at 3am this morning, and been looking at ynab, which now shows my net worth stand at only -£906! Obviously that's before any bills have gone out

It's scary to think of how much of my life has been spent worrying about debt - and being in debt!!

I've recently read this and found it enlightening:

A surprisingly common regret - an article from the Independent

AspiringButAnxious

Thanks for the advice! Hmmmm... I think I'm in a "can't be bothered atm" frame of mind Might change at some point, but we'll see...

Orange_Ena

Hey Catriona, how are you?

Happy payday for Thursday, mine was too! Seems rather a long time until the next one though

May is going to be a good month, your birthday and becoming debt neutral. The good times are nearly here! Are you going to treat yourself to something to honour this magnificent occasion?

That was an interesting article, thanks for posting. I must try to worry less, although at times I think I definitely worry less than I did 10 years ago. I wonder if becoming debt free will make me not worry at all.....looking forward to find out for sure!

Hope you've had a lovely Easter and not eaten too many eggs :rotfl:

catriona79

AspiringButAnxious wrote: »

Thanks for the advice! Hmmmm... I think I'm in a "can't be bothered atm" frame of mind Might change at some point, but we'll see...

All in its own time, ABA. X

catriona79

Orange_Ena wrote: »

Hey Catriona, how are you?

Happy payday for Thursday, mine was too! Seems rather a long time until the next one though

May is going to be a good month, your birthday and becoming debt neutral. The good times are nearly here! Are you going to treat yourself to something to honour this magnificent occasion?

That was an interesting article, thanks for posting. I must try to worry less, although at times I think I definitely worry less than I did 10 years ago. I wonder if becoming debt free will make me not worry at all.....looking forward to find out for sure!

Hope you've had a lovely Easter and not eaten too many eggs :rotfl:

Happy payday to you too. We are moving in the right direction.

Ah, yes, I'm going to celebrate birthday and my debt-neutraldom by going yo Morocco for three nights. Can't wait! Flights and accommodation already paid for, and accounted for in my budget. Now I will only need to find about £300 for food whilst there and some souvenirs or similar. I've always wanted to go - cannot wait! It's a really happy occasion I have to say

Ha, re worry, I think with me it's just in me and will always be there one way or another, but I guess I have to work with it. I am sure becoming debt free counts as working towards it

Amazing morning in bed and I've got the whole of next week off, it's an amazing feeling!

Hope you're enjoying your Sunday - I'm off to read your news now.

catriona79

:money:April 2016 money update

B@rcl@yc@rd: 12,450
TSB savings: £4,000
FD regular saver: £2,700 (only 4 more months and this can be cashed in and hopefully not spent immediately, as before
TSB regular saver: £250 (new)
M&S regular saver: £2,050
HSBC ISA: £383
Friends: £920

So, all in all I'm about £2,200 off being debt neutral. Now that's definitely doable for my birthday. Phew!

Orange_Ena

catriona79 wrote: »

Happy payday to you too. We are moving in the right direction.

Ah, yes, I'm going to celebrate birthday and my debt-neutraldom by going yo Morocco for three nights. Can't wait! Flights and accommodation already paid for, and accounted for in my budget. Now I will only need to find about £300 for food whilst there and some souvenirs or similar. I've always wanted to go - cannot wait! It's a really happy occasion I have to say

Ha, re worry, I think with me it's just in me and will always be there one way or another, but I guess I have to work with it. I am sure becoming debt free counts as working towards it

Amazing morning in bed and I've got the whole of next week off, it's an amazing feeling!

Hope you're enjoying your Sunday - I'm off to read your news now.

Woo hoo, that sounds like an amazing plan :T:j Where in Morocco are you going? I went to Casablanca and it was amazing.....but I can't go back........I disgraced myself I was in a shop looking at tagine, wandering around, and I didn't notice a load of mini tagine ornaments stacked in the corner on the floor. My foot hit something and I honestly thought I was about to fall down a hatch in the floor, I lost my balance and my other foot crushed about 20 of these ornaments to smithereens. :rotfl::rotfl: How embarrassing Anyway, I digress. You'll have a fab time

Sooooo jealous of your week off Have a lovely relaxing time

Sooo jealous of your closeness to debt neutraldom too :)

Orange_Ena

Hey, hope you're ok. Payday creeping ever closer........12 days for me :T:D

Orange_Ena

I guess you've had a payday or 2 by now! So happy payday :beer:

Have a lovely bank holiday Catriona. Pop in soon

clearmydebts

Hi Caitriona!

Hope you are having a brilliant time in Morocco. Looking forward to an update