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Treasury seeks to boost 95% mortgages

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Comments

  • :)

    Is this your latest attempt at a smear campaign?

    Not at all, and I apologise if I have it wrong.

    So are you saying that you haven't wanted an increase in regulations around mortgage lending since the credit crunch?
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Amazing, nothing has even happened, and yet people are still claiming victory.
  • Amazing, nothing has even happened, and yet people are still claiming victory.
    It's not disagreeing I take umbridge at.

    It's the put downs.

    Am I right in thinking that you only take umbridge at put downs if they are aimed at you, rather than aimed by you?
  • I just take umbrage at the word 'umbridge'
  • Victory for the home owner, victory for houses victory for the country
  • Victory for the home owner, victory for houses victory for the country

    you need to stop being so bearish :rotfl:
    Ex HPC fool
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    because i dont think that the financial institutions have learnt from their previous mistakes.

    Is that why UK mortgage lending capacity is down 50% since 2008 and membership of the CML by over a third.

    As lenders have either left the market. Or in the case of German, French, Irish, American , Belgium and Dutch banks simply packed up and closed their operations.

    I didn't include Spanish on the list. As Santander are obviously very much visible in the High Street. Having made a 19 billion Euro provision in their 2012 accounts against Spanish property loans. Looks like they are struggling and in fact are now cutting UK lending hard. The deal to buy RBS branches may be a dead duck too.
  • Percy1983
    Percy1983 Posts: 5,244 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Victory for the home owner, victory for houses victory for the country

    Is it a victory for future generations?
    Have my first business premises (+4th business) 01/11/2017
    Quit day job to run 3 businesses 08/02/2017
    Started third business 25/06/2016
    Son born 13/09/2015
    Started a second business 03/08/2013
    Officially the owner of my own business since 13/01/2012
  • Percy1983 wrote: »
    Is it a victory for future generations?

    Percy we are both home owners, come and join the home owners marching band and let's march up and down the streets to the sound of home ownership
  • Percy we are both home owners, come and join the home owners marching band and let's march up and down the streets to the sound of home ownership

    Do you actually own the house or is your name simply on the title followed by by a charge to a lender, to whom you owe a shed load of wonga?

    Perhaps mortgagor would be a more suitable definition?
    "If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....

    "big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham
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