Why are you a DFW?

Penny2myName

I'm luckily in the fact that both my children are having swimming lessons through their respective schools at the moment, but this will end at end of summer term. My daughter being the active person she is, now bikes it part way to school and uses the train. (which leaves her less tired than when she got the bus all the way there, when having to get up at silly hours).
Still touches me to think of her coming into my room at 4am the morning after I gave work up and offering to bike/train it to school so as to save us some money. (£1.60 a day bus fare v's £0.45 maximum train fare).

SarahNeedle1872

I'm here because I want to build a future for my child.
We don't have many debts compared to most, but that doesn't make me any less determined to pay them off ASAP.
I want to be able to afford a half decent car (mine is pretty much hanging on by the skin of its teeth - MOT next month too :eek: . I want to able to afford a decent deposit for a house.
I want to able to buy stuff without thinking 'oh my, how am I gonna pay for that when the CC bill comes in' the second I step foot out the shop door.
Mostly I just want to set my son in good stead for his future, so he has a bit of money behind him, and I can use the shared wisdom of everyone here to show him how to manage his money well, rather than waiting til he's 26 to have a LBM like his Mum!

I wanna say a big thank you to everyone here. I may not post a lot, but reading other peoples threads has helped me on my way to being debt free.
Life throws a lot of challenges at us, and whilst some may beat us, I WILL NOT let my debt beat me!

PS - I know he won't read this, but I'd like to say a big thank to my darling OH who since I joined here has managed to give up smoking, gambling, has SERIOUSLY curbed his social life, and puts up with me running his bank account and stealing all the small change out of his pockets! I love u DS x

~evanesco~

I'm DFW because in January 2006, I had no debts and £2000 in the bank. now I've got nothing in the bank and £5000 of debt. Not all of it mine, some is my new partners, but as I work I take responsibility for it. She is looking for a job, not that it will make much differenece to our income, but it would be nice to be self sufficient and not rely on state welfare. Apart from that we want to be able to take our kids on holiday, I want to learn to drive, but I want to be DF first.

clarab_3

I want to be debt free because I have tried the opposite and it's scary. I dont want to go back to sleepless nights and girding myself to open the post or make phone calls.

With a good salary, my life can be very comfortable with no debt and a little squirrelled away for a rainy day. I want to get into the saving habit.

ani*fan

I'm here because I'm trying to resist the consumer/capitalist socity we live in. I think we are all actively encouraged to get into debt by being constantly sold overpriced stuff that we don't need and told it will make us happier, better people. If you want to keep up, then you need to get into debt.

It's all rubbish!!!

I'm learning skills on these boards that will hopefully last a lifetime annd not just my period of debt repaying. I'm actually learning the value of what I have and appreciate things so much more.

Here's to MSE!!!:beer:

this_year_2

Morning,
The reason I am here is to clear my debt's, I blame myself for the mess that we are in and always will but saying that we all are (Wife And Kids) commited to being debt free This Year, and up to now it is going well should be clear by the end of 2007 if our plans go right... :T
Even if it takes another 6 mths after the end of 2007 then so be it, we can only do our best, taking one month at a time sorting one debt at a time thats all we can do......

Penny2myName

SarahNeedle1872 wrote: »

I'm here because I want to build a future for my child.

Mostly I just want to set my son in good stead for his future, so he has a bit of money behind him, and I can use the shared wisdom of everyone here to show him how to manage his money well, rather than waiting til he's 26 to have a LBM like his Mum!

x

Yes this is also another motivating force for me, due the the fact that when my eldest two children hit their majority, they are due substantial inheritance from their paternal grandmother's will (minimum £10k) my son is also due a £2k court fund pay out, so I don't want them just blowing their money on useless frivolities.