Contactless Cards

gusgorman

dalesrider wrote: »

But you will still monitor you account if you did not have a contactless card....
No diffrence.

Agreed I'll still monitor my account. Good point.

The difference is the increased chance of fraud from a feature I don't want/need.

dalesrider wrote: »

Well the reverse is true in my group.

Fair enough. Thats inconclusive then isn't it. btw a huge number of people in the UK still don't even know about contactless.

dalesrider wrote: »

Also all the figures both Visa & Mastercard (They intorduced contactless, not the banks) said the public want them.

Well I'd say they didn't question a suitable cross section of society then. Because most people I know think its stupid.

dalesrider wrote: »

How is contactless cards making it easier for the staff to take details?
The issue is the staff and their access to details. how the transactions are processed makes no diffrence.....

I didn't say anything about it making it easier for the staff to take details. You may have been thinking about that, I wasn't. Reading your post made me think you were trying to draw attention to retailers as being untrustworthy and responsible for fraud. I simply pointed out that contactless opens another avenue for them to commit it.

dalesrider wrote: »

USA are big on contactless... Yet the ysay chip/pin is insecure... Go figure that one out.

reclusive46 has answered this.

stclair

I wonder if the industry will look at ways to turn the feature on and off as mentioned in this article here:

http://www.cardsinternational.com/news/us-a-switch-on-off-contactless-card

deedee71

I had a Virgin Money credit card for two years that was set up for contactless payments. I never found one retailer that was set up to use it.

I use my credit cards for stoozing so every time I popped in to the local co-op (on a nearly daily basis) this would have been great for me.

Where does accept contactless payments??

stclair

deedee71 wrote: »

I had a Virgin Money credit card for two years that was set up for contactless payments. I never found one retailer that was set up to use it.

I use my credit cards for stoozing so every time I popped in to the local co-op (on a nearly daily basis) this would have been great for me.

Where does accept contactless payments??

WH Smiths, McDonalds, Co op, M&S, & The Post Office is where I use mine personally.

However you can use the visa website to find your nearest retailer that accepts contactless payments:

http://www.visa.co.uk/en/products/contactless.aspx

pmduk

stclair wrote: »

I wonder if the industry will look at ways to turn the feature on and off as mentioned in this article here:

Only when/if they start losing too much through fraud.

Hominu

gusgorman wrote: »

Well I'd say they didn't question a suitable cross section of society then. Because most people I know think its stupid.

It might possibly be that those people have only read media scare stories and actually know nothing about the technology itself. The media is well known for blowing things out of proportion.

I can understand other people being cautious of new technology, specially when its touted as "You can pay for things just by moving your card near the reader" (like in the Barclays advert where someone pays for a banana whilst on a slide).

dalesrider

Hominu wrote: »

I can understand other people being cautious of new technology, specially when its touted as "You can pay for things just by moving your card near the reader" (like in the Barclays advert where someone pays for a banana whilst on a slide).

Just look how many people use the technology already use it in other forms.

Oyster card.
Secure door passes.

ChiefGrasscutter

and ski lift passes....
For those of you who have never used them, you put the ski-pass contactless card in your top left hand ski jacket upper pocket.
As you pass by the lift entrance 'gates' the card reader on your left automatically reads your card in your jacket, checks its validity in all respects and then if OK it opens the turnstile thingy in front of you.

Jack_Griffin

dalesrider wrote: »

Just look how many people use the technology already use it in other forms.

Oyster card.
Secure door passes.

I had an oyster card, no problem as I never had more then £25 on it at a time, so very limited possibility of fraud.

Secure door passes do not give access to bank accounts, so I'm cool on them.

The ski lift example shows that range of readers is not as limited as some people would like to imply.

reclusive46

Jack_Griffin wrote: »

I had an oyster card, no problem as I never had more then £25 on it at a time, so very limited possibility of fraud.

Secure door passes do not give access to bank accounts, so I'm cool on them.

The ski lift example shows that range of readers is not as limited as some people would like to imply.

The skii cards are based on the same technology but are specifically designed for a further range.