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Green Deal MSE Guide Discussion

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  • sheffield_lad
    sheffield_lad Posts: 1,990 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    All I can say is where some see 'risk' others see opportunity. If the GD had been rolled out as a personal loan as you suggest ther first thing a poster on here would ask is "what happens when I move" "trapped by a loan" etc. Whenever new legislation first comes out it is open to concerns. Back in the HIP days the Mail labled it as "a burgleras charter" lol and ex cons would be doing the surveys. All based on fear.

    If we think back to why GD was brought about it's the 'option' note option to improve your heating/insulation and reduce your bills. For some like you its not worth the risk, but for many who live in cold homes where they also have high bills it is a way to improve their homes. Some of the folk I have met care not one jot if someone will buy their home if this is attached they just want either cheaper heating, lower bills or both.

    I have met Caroline Flint on a couple of occasions and while she is no drum beater for GD she and Labour are in favour of pay as you save schemes.

    There does not seem to be a better option. To the posters above are having trouble with getting access like I said I would be patient as this is a new scheme and it needs to find it's feet. If it's not up and running by the time RHI arrives then the system will need re looking at.
  • Thank you MSE for a very useful resource.

    The one thing missing at the moment is the non-domestic angle. I realise that's not ready yet so it's hard to answer the questions, but government sites are very unclear on it; sometimes it's mentioned, and sometimes not. A simple extra question could help, such as:

    Q. Can I use the Green Deal for my business?
    A. Yes, but not yet. An equivalent scheme for non-domestic properties is due to launch in the Autumn, but based on experience from the domestic version this may be delayed

    I believe this is right - I can't find a clear answer anywhere.

    Also, as some of the other commenters have said, this is a Q&A on how it is supposed to work, and there is some cause (both from past experience and early reports) to suspect it won't work as well in all cases. Might be worth making that clear up front in some way.
  • Can anyone tell me if what can be done if you feel a Green Deal DECC registered organisation is not behaving well. I have paid the money for an assessment but 8 weeks later and many calls, including to the Managing Director, I have not had an accurate report.

    I think they may be taking peoples money when they are not able to fulfil the contract. I have been refused a refund. Is there anywhere I could complain to?

    Thanks
  • sheffield_lad
    sheffield_lad Posts: 1,990 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    JSL1959 wrote: »
    Can anyone tell me if what can be done if you feel a Green Deal DECC registered organisation is not behaving well. I have paid the money for an assessment but 8 weeks later and many calls, including to the Managing Director, I have not had an accurate report.

    I think they may be taking peoples money when they are not able to fulfil the contract. I have been refused a refund. Is there anywhere I could complain to?

    Thanks

    https://www.epcregister.com/home.html

    Look on here to check if the EPC has been done on your home. Then contact the assessor (his name will be on the EPC).

    GL
  • Me_fishy_u_chippie
    Me_fishy_u_chippie Posts: 20 Forumite
    edited 17 April 2013 at 5:59PM
    Howee - you hit the nail on the head! Its an opportunity for;

    - the government to hit their own carbon emissions targets
    - the big 6 to profit from a reduction in energy consumption
    - bankers to profit from usury rates of interest
    - GD Providers to profit from shoehorning their "clients" into buying only their products
    - Local councils to use taxpayers money to meet devolved emissions targets
    - The opportunity for someone else to pay for it - Mr Poor-Pleb

    There seems to be some opportunities here for sure! The fact of the matter is simple. Its all down to who pays. If this was so good for ALL concerned the government would have rolled this out ages ago. And, why did they offer cash back if this is so good its going to run out the door?

    May I ask you one simple question Howee? If anythings better than nothing why dont you suggest people go to loan sharks like Wonga to borrow money - afterall, its in your bank in 15 minutes.

    Because its a terrible deal that's why! I repeat myself till Im blue in the face. This is a "MONEYSAVING" forum. Geddit?
  • sheffield_lad
    sheffield_lad Posts: 1,990 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 17 April 2013 at 6:14PM
    Howee - you hit the nail on the head! Its an opportunity for;

    - the government to hit their own carbon emissions targets
    - the big 6 to profit from a reduction in energy consumption
    - bankers to profit from usury rates of interest
    - GD Providers to profit from shoehorning their "clients" into buying only their products
    - Local councils to use taxpayers money to meet devolved emissions targets
    - The opportunity for someone else to pay for it - Mr Poor-Pleb

    There seems to be some opportunities here for sure! The fact of the matter is simple. Its all down to who pays. If this was so good for ALL concerned the government would have rolled this out ages ago. And, why did they offer cash back if this is so good its going to run out the door?

    May I ask you one simple question Howee? If anythings better than nothing why dont you suggest people go to loan sharks like Wonga to borrow money - afterall, its in your bank in 15 minutes.

    Because its a terrible deal that's why! I repeat myself till Im blue in the face. This is a "MONEYSAVING" forum. Geddit?

    Yep I do get it (been here since 2005 but nice to see a new face ;)). Speaking of this site I did not hear Martin calling it bad or avoid in fact in principle he thought the scheme may help people.

    And why should poor old mr Plebb not pay for his/her own improvements (I am sure there is not a political bone in your body btw). Putting my political head on a may suggest the magic money tree in the garden does not have any money on it currently. The 'big 6' rip us all off I forgot (or are we one of the cheapest places in Europe for gas & electric), I will let you google that one, (hint 4th cheapest and cheaper than France or Germany), but there are better places to debate that sort of thing. Here is what Labour think.

    http://www.labour.org.uk/government-should-focus-on-improving-green-deal

    So we will have to agree to disagree. I think for the right person (and all main political parties agree), the GD offers folk a way of improving their home, if they take it up or not it's up to them there is nobody forcing it down their throats, how can that be a bad thing an option to improve your home while you save if you want.
  • Blackdeal
    Blackdeal Posts: 27 Forumite
    To be honest all the arguments are irrelevant if no providers will quote and no one offers the finance!
  • sheffield_lad
    sheffield_lad Posts: 1,990 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Blackdeal wrote: »
    To be honest all the arguments are irrelevant if no providers will quote and no one offers the finance!

    Yes you are correct. As I said earlier just give it a couple more months for the issues to be ironed out or do a bit of research and see if you can find a company willing to quote you.

    GL
  • Blackdeal wrote: »
    Me too! Starting to think this is a bit of a con designed to keep those who used to do HIP packs in work!
    I would say the government doesn't give a fig about the old HIP's inspectors - what do you think happened to their income and career when HIP's were abolished? They may turn out to be victims again, while the overcharging trainers win, again. Mind you, back then some of them thought they were going to earn £60,000 a year from compulsory Home Information Packs, and expectations among some G. D. Advisors (largely the freelance ones i think) seem to be very high again...
    A cynic is not merely one who reads bitter lessons from the past; he is one who is prematurely disappointed in the future. Sidney J. Harris
  • John_Pierpoint
    John_Pierpoint Posts: 8,401 Forumite
    Part of the Furniture 1,000 Posts
    howee wrote: »
    So we will have to agree to disagree. I think for the right person (and all main political parties agree), the GD offers folk a way of improving their home, if they take it up or not it's up to them there is nobody forcing it down their throats, how can that be a bad thing an option to improve your home while you save if you want.

    Unless they are landlords and have failed to improve their worst properties before 2018:D
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