Green Deal MSE Guide Discussion

emsca

Yes! I have! And it is really frustrating.
I registered from Green Deal back in autumn 2012, had the survey done in January and the report appeared in March.
I have had such a hard time finding people to quote for works, people who will arrange finance - people who can tell me anything, really!

Richie-from-the-Boro

Cardew wrote: »

What price are these firms charging for an installation? Are they competitive or £thousands more than prices for self funded panels?

Ditto interest rates?

As far as I'm aware the domestic RHi URL="http://www.guardian.co.uk/environment/2011/sep/30/renewable-heat-incentive-withdrawn"]supposed to start Sept last year[/URL delayed again from this Easter re-launch doesn't go live till later this year, in fact the very starting point of eligibility for the domestic RHI scheme households have to have (1) had a Green Deal assessment and (2) have actioned all ‘green ticks’ that Green Deal finance is available for.

So we are not talking green deal per se, but green deal minimum passport into RHi covering biomass boilers, solar thermal panels and heat pumps etc. There's a lot of up front money and commercial packages for LA's & group / heat network schemes but I've seen no actual evidence of a 'domestic' renewable heat opportunity along these new RHi lines. If anyone has any evidence of the new domestic RHi scheme - put it up and we can all see it. I can see no evidence whatsoever from WS Systems that they are part of the domestic RHi.

sheffield_lad

https://www.gov.uk/government/policies/increasing-the-use-of-low-carbon-technologies/supporting-pages/renewable-heat-incentive-rhi

As I mentioned earlier the go live date is Sept 2013 (this paper says the summer but I have been told defo not before Sept 2013).

I don't think ws systems are anything to do with RHI they have sorted (by the look of it), there own package with a finance company.

As you will see in the link RHI works with other renewables not PV solar.

Forthe 2posters awaiting GD providers I would say just be patient the scheme is in its infancy and teething problems will soon be ironed out. GL to you both.

Coulsdon_Town

howee wrote: »

A few folk are having solar fitted with no up front costs (not rent a roof), how it works is via a finance agreement where the FIT payment pays off the initial loan. When the loan is finished (10yrs ish), the FIT goes to the homeowner. This may be what the poster is thinking about I know a few installers doing this with Hitachi finance as partners.

Here's the link again
http://www.wssystems.co.uk/solar-finance
This looks to me like potentially a good option. Financially better than rent-a roof which only gives you some of your electricity free, if you can switch things on when the sun happens to be out (i.e. you are at home all day, or use timers and hope for the best!).
This is the same concept as green deal but far, far simpler. I.e. the panels pay for themselves over time (from the FIT payments), after which you make some money from them.

Green Deal does not currently exist! I say this because the Green Deal Finance isn't yet in place - G.D. advisors on their forums confirm this. You can have the visit; if you can actually get the report back you can install green deal measures (if you can find anyone to do it yet), and if you pay yourself or finance them another way; you can install some measures using ECO grants if you and / or your home qualifies; but you can't use the green deal loan mechanism!
Anyone know what the delay is? I'm beginning to think G.D. is being sabotaged. It was conceived by Chris Huhne (now in jail), some top tories are up front about hating it, and although i've seen concept ads for the reluctant promotional campaign, i haven't seen the actual ads anywhere. Have you?
ECO stands for Energy Companies Obligation and i believe this will happen on a big scale (and it has started). The 'Big 6' are legally obliged to put many millions into this. The concept and process is green deal but it's the funding that's different. The green deal idea has started to spawn alternatives such as the link above, the Nationwide and Ecology B. Societies deals for their customers etc. This and ECO could be what the green deal idea becomes, and G.D. loans as such may possibly never happen, i'm starting to think.

Coulsdon_Town

Further to my post #338, here's some evidence. Energy Saving Trust blog followed by a story in local press :
http://www.energysavingtrust.org.uk/blog/2013/04/17/making-scamming-a-waste-of-energy/

http://www.thetelegraphandargus.co.uk/news/local/localbrad/10295075.Warning_is_issued_over____green_scams___/

Blackdeal

howee wrote: »

https://www.gov.uk/government/policies/increasing-the-use-of-low-carbon-technologies/supporting-pages/renewable-heat-incentive-rhi

As I mentioned earlier the go live date is Sept 2013 (this paper says the summer but I have been told defo not before Sept 2013).

I don't think ws systems are anything to do with RHI they have sorted (by the look of it), there own package with a finance company.

As you will see in the link RHI works with other renewables not PV solar.

Forthe 2posters awaiting GD providers I would say just be patient the scheme is in its infancy and teething problems will soon be ironed out. GL to you both.

Interesting British Gas told me last week that the finance will be ready in May? Fact is they never mentioned pre me making an enquiry and agreeing to the survey that the finance would be delayed. I only had it done because of the finance and cashback. Think I should ask for my money back?

Blackdeal

emsca wrote: »

Yes! I have! And it is really frustrating.
I registered from Green Deal back in autumn 2012, had the survey done in January and the report appeared in March.
I have had such a hard time finding people to quote for works, people who will arrange finance - people who can tell me anything, really!

Me too! Starting to think this is a bit of a con designed to keep those who used to do HIP packs in work!

Blackdeal

Coulsdon_Town wrote: »

Here's the link again
http://www.wssystems.co.uk/solar-finance
This looks to me like potentially a good option. Financially better than rent-a roof which only gives you some of your electricity free, if you can switch things on when the sun happens to be out (i.e. you are at home all day, or use timers and hope for the best!).
This is the same concept as green deal but far, far simpler. I.e. the panels pay for themselves over time (from the FIT payments), after which you make some money from them.

Green Deal does not currently exist! I say this because the Green Deal Finance isn't yet in place - G.D. advisors on their forums confirm this. You can have the visit; if you can actually get the report back you can install green deal measures (if you can find anyone to do it yet), and if you pay yourself or finance them another way; you can install some measures using ECO grants if you and / or your home qualifies; but you can't use the green deal loan mechanism!
Anyone know what the delay is? I'm beginning to think G.D. is being sabotaged. It was conceived by Chris Huhne (now in jail), some top tories are up front about hating it, and although i've seen concept ads for the reluctant promotional campaign, i haven't seen the actual ads anywhere. Have you?
ECO stands for Energy Companies Obligation and i believe this will happen on a big scale (and it has started). The 'Big 6' are legally obliged to put many millions into this. The concept and process is green deal but it's the funding that's different. The green deal idea has started to spawn alternatives such as the link above, the Nationwide and Ecology B. Societies deals for their customers etc. This and ECO could be what the green deal idea becomes, and G.D. loans as such may possibly never happen, i'm starting to think.

How can they launch half a program?!

Me_fishy_u_chippie

Howee, Hello to you. You seem to be a firm and dedicated believer in GD in its present format, that's your judgement, but you wanted suggestions to improve it or, as has been said on this thread, V.2 of the GD. The structural flaws have been discussed many, many times already, so Ill only take one practical issues and explain further.

Here goes; the mechanism of attaching a loan to a building, to be passed on from one person to another to pay, is something that rings warning bells for many, especially those in the poorest strata in society (the main target group). Who knows how it will be received?

But, and here's the thing, this socio-economic group has a higher reliance on the proceeds from the sale of this investment, and in many cases this will be the sole financial benefit poorer people are relying on in their old age, either as security or, to pass on to their children and grand children. So, for H.M. Govt to use them as financial guinea pigs when, in some cases, literally, their "house is on it", seems to be very irresponsible.

Where is there safety net - oh yes, I remember, its called the Golden Rule! A vague and unenforceable or indeed an unquantifiable basis in fact, to underwrite a loan. Why - that's simple. The GR is set at a time in the past at the signing of the contract. The behaviour within a dwelling or building directly affects the consumption of energy and the resulting bills. Change behaviour, number of people living in the house and the activities they undertake and the GR becomes meaningless. This is an issue. If Mr Poor-Pleb follows the advice you, and others like you offer, this is what might happen.

Now if this was a loan to a person then that changes everything. Lets face it if I add a conservatory to my house I get repaid on the sale of the house. Based on the assumption that it has been beneficially and materially improved. (Why not reflect this in the sale price of a GD dwelling then???).

I won't take on a mortgage and a loan and nor should I. With the GD I take on a loan based upon a set of someone else's circumstances, but my activities, my family, my circumstances and the resulting demand for energy are different, however, the liability remains the same! This is unjustifiable.

I would never advise someone in these circumstances to "risk" their primary investment on an untried and untested novelty. I hope this makes sense.

west_wales_idiot

Can anyone advise if green deal is actually worth it ? I live in a detached stone walled dormer bungalow with single story flat roof extension, I would need EWI and flat roof insulation I doubt that the ECO or green deal will go any where near covering the costs.
My wife claims DLA, my daughter claims income support and carers allowance to look after my wife, however my earnings are just over the 16k limit for tax credits.
I don't want to spend £100 or more on an assessment to be told it is not viable.