My S.O.A

gustob

I would suggest looking to reduce the Car Insurance, last year you paid £2200 for a £1500 car? I know you have got it down to £1600, but have you tried all the different insurers? Maybe you could source 0% interest and pay monthly?

Good luck

Gus

braddy970

It's always been high because he is a young male driver, first year it was over 1000 for a rover metro worth 100 lol, ive used several comparison sites then going onto the cheapest insurers site then re doing the quote and the cheapest is 1161 x What do you mean source 0% please Gus? xx

gustob

I thought that maybe there was an insurance company that offered interest free payments of their premiums. Maybe I am wrong...

braddy970

I'm not sure gustob I've never heard of it xx

braddy970

Positive day today, sorted through some baby things to list on e*ay x

braddy970

I have just checked mine and my OH's mobile phone bills and they have already changed his plan to take affect last month so his bill for this month is only £11.53 so have saved £32.44 already xx

braddy970

£38.04 paid to argos today and £50.00 paid to halifax x

[Deleted User]

Are the amounts you have just paid to Argos and Halifax, the minimum required payments, or are they additional amounts?

braddy970

No Bob they are additional. Going to try and make an extra payment each week, really want to reduce halifax as it's £31 ish interest and £15 to have the account so once it's paid off I want to close it and save that extra money, hoping by May it will be paid off in full.

braddy970

If I have the money in march I will see about getting rid of the WONGA , by then it will be £481 after this months payments, luckily they froze intertest and fees so I didn't have any extra amount to what was needed.