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DVLA / Inter-Credit International Fine
Comments
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To reiterate: I've not received ANY letters from the DVLA re: fine/penalty (or for any other reason!).
I've decided to pay up because I cannot risk anything showing on my credit file a month before I apply for my first mortgage
The call is obviously yours BUT nothing would go on your credit record unless it went to court, you lost and then didn't pay what the court ordered in the time that they gave you.
Fully appreciate why you're going to pay though.All aboard the Gus Bus !0 -
Rover_Driver wrote: »There are no documents involved in the creation of the debt.
There may have been letters sent by DVLA which were not replied to, so they employ a DCA to deal with matter on their behalf, which is common in similar commercial cases.
To which they sent onto the wrong address, so how can they be acted upon or known? If you read the OPs posts he is willing to pay, but has had no notification of said penalties from the DVLA, so is asking for them to provide details. Its up to them to provide this.
They have got to prove the money is owed, the way to do that is provide the information requested.When posting a parking issue on MSE do not reveal any information that may enable PPCs to identify you. They DO monitor the forum.
We don't need the following to help you.
Name, Address, PCN Number, Exact Date Of Incident, Date On Invoice, Reg Number, Vehicle Picture, The Time You Entered & Left Car Park, Or The Amount of Time You Overstayed.
:beer: Anti Enforcement Hobbyist Member :beer:0 -
They have got to prove the money is owed, the way to do that is provide the information requested.
The way that it is proven that the money is owed is a case in County Court.
At this stage, the DVLA - via their DCA - are claiming the Late Licensing Penalty, the information and authority for that claim is in their letter - s.7A, V.E.R.A.1994.
If the OP reads that section, he would see what is all about.0 -
Rover_Driver wrote: »The way that it is proven that the money is owed is a case in County Court.
At this stage, the DVLA - via their DCA - are claiming the Late Licensing Penalty, the information and authority for that claim is in their letter - s.7A, V.E.R.A.1994.
If the OP reads that section, he would see what is all about.
With respects, how is he to know this if they haven't told him ? You can point to the legislation all you want, if they don't tell him how is he supposed to know ? And as the OP hasn't said why they would have written to his former address, whether by mistake or that he didn't update his vehicle details on a move, we are in the dark .
But it's besides the point as the OP is going to pay, which is his prerogative. If I was in his place I would do things differently.When posting a parking issue on MSE do not reveal any information that may enable PPCs to identify you. They DO monitor the forum.
We don't need the following to help you.
Name, Address, PCN Number, Exact Date Of Incident, Date On Invoice, Reg Number, Vehicle Picture, The Time You Entered & Left Car Park, Or The Amount of Time You Overstayed.
:beer: Anti Enforcement Hobbyist Member :beer:0 -
With respects, how is he to know this if they haven't told him ?
They have told him, it's in the letter:
'The intended action will be made in accordance with Section 7A of the Vehicle Excise and Registration Act 1994.'
That legislation explains the liability for the Late Licensing Penalty, all you have to do is read it.0 -
Rover_Driver wrote: »They have told him, it's in the letter:
'The intended action will be made in accordance with Section 7A of the Vehicle Excise and Registration Act 1994.'
That legislation explains the liability for the Late Licensing Penalty, all you have to do is read it.
No they haven't told him!! A dca has but not the creditor (dvla) , we all know that dca's are barrel scraping scumbags, so nothing they say can be taken as gospel!
For example if I took what iqor said as gospel I would be out of pocket by a couple thousand pounds, because they were chasing a vat bill that didn't exist. Just because they are government agencies it doesn't mean that they are above the law!When posting a parking issue on MSE do not reveal any information that may enable PPCs to identify you. They DO monitor the forum.
We don't need the following to help you.
Name, Address, PCN Number, Exact Date Of Incident, Date On Invoice, Reg Number, Vehicle Picture, The Time You Entered & Left Car Park, Or The Amount of Time You Overstayed.
:beer: Anti Enforcement Hobbyist Member :beer:0 -
No they haven't told him!! A dca has but not the creditor (dvla) , we all know that dca's are barrel scraping scumbags, so nothing they say can be taken as gospel!
It doesn't matter who tells the OP, as long as he is informed and the information is correct. Not all DCAs are barrell scraping scumbags, and what they say (as in this case) may be correct.
The letter the OP received explains the situation and that the DCA as acting on behalf of the DVLA and that any action will be taken by the DVLA.
From the letter:
'The DVLA is currently preparing a claim against you as the registered keeper of an unlicensed vehicle.'
Explains who is making the claim
'Should you wish to avoid this action, you must pay an out of court settlement of £80 immediately, otherwise legal action through the Courts may commence and your vehicle may be clamped and impounded.'
Explains what to do if you want to avoid the action
'The intended action will be made in accordance with Section 7A of the Vehicle Excise and Registration Act 1994.'
Explains the reason and authority for the action.0 -
Some people are so gullible...
There is no way I would pay anything to a DCA without proof from the original creditor. Just because a DCA has written to me saying I owe money and quoting a few bits of legislation does not mean it's true.
Although I suppose a DCA has never lied before...0 -
Rover_Driver wrote: »It doesn't matter who tells the OP, as long as he is informed and the information is correct.
And there we have the crux of the argument here.
All the OP is asking is that DVLA or the DCA prove what they are saying is correct and then he would have paid.0 -
Fergie my point exactly, a dca cannot be trusted as they are all lying barrel scraping scumbags, there is no good one out of them they are all the same! I would be the same as you and not pay them until I have proof that they are required to give per the oft guidelines on demand.
The dvla has not given this to the OP for whatever reason, I wouldn't trust notification from a dca unless they can prove first the debt exists, and then prove that they have the authority to collect.When posting a parking issue on MSE do not reveal any information that may enable PPCs to identify you. They DO monitor the forum.
We don't need the following to help you.
Name, Address, PCN Number, Exact Date Of Incident, Date On Invoice, Reg Number, Vehicle Picture, The Time You Entered & Left Car Park, Or The Amount of Time You Overstayed.
:beer: Anti Enforcement Hobbyist Member :beer:0
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