We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Can you believe this

Muscle750
Muscle750 Posts: 1,075 Forumite
in Employment, jobseeking & training
The company agreed to lend me some money to enable me to do something that they want me to do yet I can't afford to do at the moment it was agreed that they would lend me the money and I would pay it back at £100 per month today I get my wage slip they've took the first instalment but they haven't lent me any money yet even thou it was agreed it would be paid in this months payroll
Going to find it very hard to keep calm tomorrow when I inform them
«134

Comments

  • bitsandpieces
    bitsandpieces Posts: 1,736 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Be very polite! Could well be an honest mistake, and they don't have to lend you the money.
  • Takeaway_Addict
    Takeaway_Addict Posts: 6,538 Forumite
    Part of the Furniture 1,000 Posts
    They made a mistake....geez
    Don't trust a forum for advice. Get proper paid advice. Any advice given should always be checked
  • miduck
    miduck Posts: 1,800 Forumite
    I can't believe the lack of punctuation in the OP!

    OP, before speaking to your employer, calm down.
  • ValHaller
    ValHaller Posts: 5,212 Forumite
    1,000 Posts Combo Breaker
    bitsandpieces wrote: »
    Be very polite! Could well be an honest mistake, and they don't have to lend you the money.
    If they don't lend the money, they have no basis to deduct repayments!

    I think we need to remember that very many people are on lowish pay and tight budgets where being £100 short on a paypacket risks not only leaving them without the money to get them through the month but also could put them in the position of having their credit trashed.
    You might as well ask the Wizard of Oz to give you a big number as pay a Credit Referencing Agency for a so-called 'credit-score'
  • skintandscared_2
    skintandscared_2 Posts: 2,781 Forumite
    ValHaller wrote: »
    If they don't lend the money, they have no basis to deduct repayments!

    I think we need to remember that very many people are on lowish pay and tight budgets where being £100 short on a paypacket risks not only leaving them without the money to get them through the month but also could put them in the position of having their credit trashed.

    Obviously they have made a mistake and not included the loan (OP - speak to HR tomorrow and I'm sure they will be able to sort that out) BUT presumably the loan isn't for rent or bill payments, so if the OP can't manage with this £100 deduction they can't afford to take the loan anyway!
    DMP Mutual Support Thread member 244
    Quit smoking 13/05/2013
    Joined Slimming World 02/12/13. Loss so far = 60lb in 28 weeks :j 18lb to go :o
  • AP007
    AP007 Posts: 7,109 Forumite
    OP Did you sign anything for the deductions to take place?

    Notmally if a company give you a loan say for a season ticket you sign a form and a copy is sent to payroll. If they have no such form who told them to deduct from you.

    Go and ask!
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • AP007
    AP007 Posts: 7,109 Forumite
    bitsandpieces wrote: »
    Be very polite! Could well be an honest mistake, and they don't have to lend you the money.
    I am sure the OP said they havent lent any money yet and it can not be a mistake its an illegal deduction
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • skintandscared_2
    skintandscared_2 Posts: 2,781 Forumite
    AP007 wrote: »
    I am sure the OP said they havent lent any money yet and it can not be a mistake its an illegal deduction

    Why can't it be a mistake?
    DMP Mutual Support Thread member 244
    Quit smoking 13/05/2013
    Joined Slimming World 02/12/13. Loss so far = 60lb in 28 weeks :j 18lb to go :o
  • AP007
    AP007 Posts: 7,109 Forumite
    skintandscared wrote: »
    Why can't it be a mistake?
    So with not giving the OP any loan the payroll team just deducted an amount under whos authority?
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • ValHaller
    ValHaller Posts: 5,212 Forumite
    1,000 Posts Combo Breaker
    skintandscared wrote: »
    Why can't it be a mistake?
    I can see AP007's point. The mistake was not paying over the loan. The illegal deduction is taking a payment for a non existent loan.
    You might as well ask the Wizard of Oz to give you a big number as pay a Credit Referencing Agency for a so-called 'credit-score'
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture