Any advice greatly appreciated!

lazer

Firstly - are you paying any maintenance for your son?

If you are - then I would say the mortgage is now entirely your ex's responsibility

If not - then I think you should still be contribuiting to the mortgage.

The equity in the house would probably be spilt 50/50 in a divorce settlement as even though the income was all your, your husband seems to have been a stay at home dad and is entitled to a fair share of the equity.

As your husband has the child they may now have the right to reside in the house until your son is 18 (if he can afford the repayments) and any equity you have in the house at present will be frozen until the house is sold.

Are you asking for the residency of your son or is he to remain with the father indefinately.

Realistically - I think you cannot do anything until September 2014 as otherwise the repayment of the discount is a factor

Good luck with your new partner (although I second the advice of an earlier post - that 6 months is very soon to be moving in with someone after a the end of a marriage - just make sure you do what is right for you long term)

Tiddlywinks

So, where does your older son live now?

ETA - I have just gone back over all of your posts and you barely mention your older son... where has he been living when you have been staying over with your BF?

What provisions are you making for him for the next few years? He is in FT education so needs a stable home for study etc.

As an aside, but an important thing to consider... why are you both imposing really new partners on your children? You have been with your BF for 6 months yet you get your younger son to stay over with you... and he has already been moved in temporarily with his dad's GF as well... that's not really great for him is it?

Tiddlywinks

Where is you 16yo living at the moment?

pixie76

Tiddlywinks wrote: »

Where is you 16yo living at the moment?

With me, my ex does not bother with him at all...

Tiddlywinks

pixie76 wrote: »

With me, my ex does not bother with him at all...

So you've moved him out of his home as well and in with your new boyfriend?

How does that give him any stability?

Shouldn't you be thinking about renting your own place just 'til things settle a bit? Moving your kids in with someone you've only been going out with for 6 months is a bit premature really... it just seems from your posts that it's all about you and your youngest and no real thought for your 16yo.