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Sat 26th and Sun 27th - What small DFW things will you do this weekend?
Comments
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Hello all, late post from me as been at work 0700 -1700 today, there should only be one 5 o clock in the day and 5 am shouldnt be it !
Had breakfast at home at 5am ( pleased with myself as declined to join the rest of my shift eating in cafe)
Took lunch from home
10 hour shift at work
commute home still another trip left in car before I need to fill up again.
Had dinner at my mums so free !
Spent 12.09 in sainsburys on a few bits en route home ( cat was starving!) but managed to avoid the temptation of a half price duvet.
Bedtime soon as up at 5am again, only 8 hours instead of 10 tomorrow, yay."The greatest wealth is health"
Bank of Mum and Dad - £20,000 - 3 years fixed at 3.25% and 2 years variable rate, estimated £22,21 due to end November 2017
Car finance - £10,250.92 over 60 months 9.7% APR, Interest £2612.08, Total £13,906.08 November 2017
HP £1999.47 - 36 months at 0% -March 20160 -
annoyed with self as tonight turned out to be £50 because I was drinking non-alcoholic beer which I drank 6 of and came to almost £20!!!!!
Means have gone £3 over this month which isn't a disaster but am still annoyed at myself.
That said, I had a fab night even off the booze - everyone was on top form and also walked there and back (prob about 30 mins each way) so good exerciseI want to be a writer0 -
Morning Everyone
well its cold ,windy and wet
i think i will need to repair my fence again
so all meals from stores
i must total up my shopping spends i might be near the total
i do have plenty in
also to do
Tax return
ebay sales
wash on
i better get my finger out i start at 2pm xxxdebt total £71k AGE 47 TRY TO BE DEBT FREE BY 500 -
Morning everyone
I just want to say thank you so much to those people who gave suggestions and their opinions on my job situation. It means so much to me that you've taken the time to help me, and actually it's helped me come to a decision that IF I get offered it I will take it. Having worked out the money it's do-able with £300 spare (after CC minimum) each month, plus when my loan finishes in September that's another £142 per month.
Best of all, I won the award last night (and £250 of Capital Bonds) but I also got second place in another, which was another £100 of Capital Bonds!!! So an awesome night, I will use some of the vouchers to buy another suit for my second interview (if I get a second interview!!!). Though that is kind of two fingers up to my current employer! :rotfl:
OH and I have spoken about living arrangements and will move *slightly* closer to my new job if I get it (this is still all very theoretical) to cut 20 minutes off the journey, taking it down to an hour each way. Rising you were very right to mention the type of roads, it's all pretty much major A Roads. Staying over night is a brilliant suggestion as well!
Enough rambling...so this is my list for today:
- HOUSEWORK!!!!!
And that's it!
Thanks all, big love to everyone
J xNothing to report as yet...give me a minute...!0 -
Well done Josie
on the job and the awards
hope you dont have a sore head lol
have a great day xxxdebt total £71k AGE 47 TRY TO BE DEBT FREE BY 500 -
Morning All,
Haven't posted for a week or two, but need to get organised again, so today I will:
Hang washing out - its sunny and windy
Ironing
Finish complaint letter to Anglian
Walk/run dog with DS2
Min of 30 mins knitting for DS3
Help DS2 with literacy and mental block of 'I hate writing' - he's 8!
Check online banking vs spreadsheet - DONE - they match!;)
Children's dinner - chicken and tom pasta & syrup sponge cake - all homemade - nom nom
Us - treat of chinese takeway - a lovely gift from parents :T
Look after DS3 who has been poorly last couple days with temp & hacking cough - lots of hugs and time with him
Have for the FIRST TIME stuck to grocery budget of £270 for January for family of 5 + dog & cat - WHOOO HOOO :rotfl:
General tidy up of house
Have a lovely Sunday everyone.
xJan GC £267.47/280, Fuel:£40.60/£40; Cafes: £28.35!!/£20, NSD: ?/20
Walk /10miles/week,
LBM £14,000 :eek: 01/02/18. Loan: £14960.40/4 years
Emergency: / £1000, Vouchers: One4All £20, HairSalon £50, Caffe Nero £15.62, Pizza Express £90, Other Restaurant £60. DS1 owes camera/car ins.£800.0 -
well done Josie - that's brilliant! And I am sure well deserved!
And how exciting - a new job and a possible re-locate! I think that's really exiting and shiny new!
Am still annoyed at self for going over and have a banging headache so think that the non-alcoholic beers are not worth drinking! Today I'm going for a cliff walk with a friend so no spending involved at all as have everything in I need from my shop yesterday!
I'm also determined to limit spending next week as far as I can. I have a lunch out on thursday but will book the set menu so £10 then have date on saturday so that will be taxi and train fares etc but am hoping not to spend too much other than that as have planned meals for the week and have everything in!
It just seems so hard to stick to a budget, especially because most of my friends don't really have a budget! I no longer have any debt but I know I've p1ssed money up the wall over time so although I don't "need" to budget I am very conscious of my choices and my aim is to save as much as possible as I have very little by way of savings and no pension!
It may also be that if I don't meet anyone by 38 I decide to go down the route of sperm donor which would mean bringing up a child by myself and bearing all the costs myself so want to prepare for that eventuality (I'm 35 this year so whilst I don't want kids right now as my career is building it is something which is on my radar)I want to be a writer0 -
determined_new_ms wrote: »La E your posts are always so inspiring and have given me a nudge into raising some cash rather than continually seeing is disappear! Where are you registered as a MS and also your surveys? Hope the house party is great
Uh, thanks chick. Trying to keep positive about things.
Check out emysteryshopper - all from the comfort of your home too.
Good luck with the job Josie - I know people who travel as far and they've found folk to car share with to cut their fuel bills.
I'm just continuing with the mystery shops and going to venture out in a bit to get groceries and meeting some friends in the pub for a couple. Walking there so no taxis etc.
Happy Sunday! xx0 -
Feeling really proud of myself. No spend what so ever this weekend! :T WOW! :T
And my DD1 is bringing me a bag of MrT. goodies for lunch for DD2 later.
My list for today to continue the theme...
1. French toast with remainder of bread in fridge for brekkie and a pot of herbal tea! May be broke but still have class :-)...:o
2. Washing folded put away and bathrooms shiny as new.
3. Easy lunch and another portion of yesterdays steamed pudding and hinds custard for lunch.
4. Movies on Demand for entertainment with a pot of French Roast coffee for the afternoon.
5. Big pot of tomato soup for dinner and lunch portions x4
Thats it weekend overReturn and Restart August 2016
22 Months to be debt free Aug2016 £12971.00:p:o:p By Jun2018
PAYDBX2016 #155 = £2268.93/£3414.93 00% paid
UK Debt #00 = £9857.23/£13039 6% paid
EmSavFund #204 = £85.00/£1000 6% paid
Mortgage #00 = £183084/£183093 00% paid0 -
Good afternoon my lovelies
josie - Congrats on the award and I think you have been given lots of great ideas re: the new job and lots to think about and consider
Hi :wave:to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people - and I am proud to call them my friends.
Not a lot planned for today as still feeling rubbish, made up with a stonking cold and sore throat so will be taking it easy. Most of snow has now disappeared, sun is shining but we are seeing lots of heavy rain/hail showers. Today's small things:
Check Banks - Done
Check swapits - Done
List lots of swap cards on swapits for LO -
Check www.freepostcodelottery.co.uk -
General Tidy up - Done
Ironing - All done
Up to date on main email account -
Surveys -
Update Food Tracker - In progress
Meals from stores -
Enter a few comps -
Read/knit -
Hope you all have a great day, love to you all.
C xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520
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