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The Love is in the Air February NSD Challenge

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  • kerri_gt wrote: »
    I wish it was, it's actually Aerie - which isn't a super expensive brand there but I've bought a couple of pieces from them before so know the size / style and what their sizing is like. Unfortunately one of the bra's I got from there longer ago than I care to admit is really on it's last legs, it's got a great little inbuilt hook to make it racerback without having to cross the straps over which I never really find comfortable.

    Oh ok, thanks for clarifying. I've not heard of them before and have just googled them. Their site looks remarkably similar as well! I know what you mean when you find something you really like and fits so well, even if it does come from abroad! One of the reasons why I took out my Halifax credit card because of no commission (and why I am reluctant to give it up! :rotfl:) because they do have really good offers on sometimes and it can work out cheaper buying from over there than here sometimes. I do like to have options.......

    CW
    NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row) :D

    Lesson learnt from 2012: I cannot be trusted to credit card stooze!

    Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Evening everyone :wave:
    Hope you've all had a good Saturday and well done for all the NSDs flying in :j:j:j

    flubberyzing - fantastic news about the job, well done:j:j:j:j

    dizzie lizzie - and fantastic news about the PPI:j:j:j:j Beanie's right (as she always is) a little treat wouldn't hurt at all, fingers crossed re OH's job as well.

    Sazzie - sorry DH isn't too well again and sorry about his job, that must have been a blow to him :(

    beanie - take care hun, you're really going through it atm

    marmite - good news about your back being OK today, fingers crossed it stays like that

    NSD no 2 nabbed here Freeby, like marmite I'm avoiding the kick up the wotsit:rotfl:
    :) The time you enjoy wasting is not wasted time :)
  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    kerri_gt wrote: »
    ....a grease stain (must be from cooking) on a pair of joggers that I thought I'd got out last night (soaked in coke) is still there - better than it was so another soaking to come....
    A splodge of washing up liquid helps; work it into the stain just as you're ready to put the clothes in the machine...

    No2 has been gotted..didn't even get dressed as a jippy tum persuaded me it wasn't a good idea to stray too far today, & if I had thought about online consumerism it would have been crimbly/b'day cash I would be spending, so not a sd either..IYSWIM :p

    I think I'm safe sleepy-goodnight-smiley-emoticon.gif to sleep now *crosses fingers, toes & especially knees :eek:* so I'll say TTFN; Nite-nite Fellow Peeps...x
    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • Pleased to report in with NSD no. 1!
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning :)

    Well done to everyone who has claimed NSD #1. :j:j It is a great feeling to get off the mark and on your way to smashing that target.:T

    And a big woop woop :T:Tto those who managed to capture NSD #2. What a brilliant start to the month :T:T


    I know it is a bit of a cheat to do the update like this but my post would just say the same thing over and over.:o

    The front pages should be up to date. Well done everyone :T:T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    There are

    86

    of us taking part in the February NSD Challenge

    and so far we have collected

    38 NSDs

    :T:T:T:T:T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Sazdaz
    Sazdaz Posts: 241 Forumite
    100 Posts
    been a bit slow updating Friday was NSD 1. Hoping tomorrow will be another and ideally tuesday.
    APR NSD - 0/10
    Paid off in 2013 so far £125.00
    April Money made - £18.00
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Morning all :hello:


    d6c33974-a3ae-4c41-b503-5c9b8aca0946.png
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Ooops forgot to add my NSD!! :doh:


    Got my 1st NSD

    Thank you
    IF…x
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    2ym65q8.gif


    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.


    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

    NO SPEND CHALLENGE.


    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
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