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first direct regular saver 8% to be withdrawn

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Comments

  • huw01
    huw01 Posts: 402 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    My guess (or hope) is it will be relaunched at 6%
    It always used to be same as the HSBC Reg saver rate for their Premier customers. HSBC Premier customers used to get 8% on regular savings but it dropped to 6% some time ago. I can't see them dropping it to 4% as this is the same as HSBC's ordinary bank account reg saver rate and the FD brand always beats these rates. Discuss
  • Bummer mine matures on the 5th April, got no chance of getting another one now at 8%
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    How do you know that is what they are doing? Not that its a problem anyway.

    All self righteous again I see. Read this thread by Mr MSE himself.

    Not sure what the link is about in this context - it's talking about married couples. In this country, that involves 2 people.

    Nine_Lives was talking about 3 FD Regular Savers he opened recently. So he is either married illegally to more than one person, or he has opened bank accounts in other people's names and broken the T&Cs.

    You may or may not know that Nine_Lives has previously posted about running other people's accounts (usually his wider family). The fact remains that it is against the T&Cs of any bank to open and operate someone else's bank account without power of attorney.
  • Is it gone already then

    v7qA5kg.png


    Its still showing as an option once you log in.
  • ColdIron
    ColdIron Posts: 10,010 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    When you apply for a 1st account it only offers those 2 ordinary savings accounts, I chose the Everyday e-Saver to waive the monthly fee
    Once you have opened a 1st account then you can apply for the Regular Saver
  • checkly
    checkly Posts: 55 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    We have a joint bank account with FD but only one Regular Saver (which mature son 4th February - grrrr):mad:. Does anyone know if we can open a second RS in my wife's name?

    Learn from the mistakes of others - you won't live long enough to make them all yourself.
  • checkly wrote: »
    We have a joint bank account with FD but only one Regular Saver (which mature son 4th February - grrrr):mad:. Does anyone know if we can open a second RS in my wife's name?

    You can, yes.
    I was a DFW, now I'm a MFW :T
  • OnlyMe_08
    OnlyMe_08 Posts: 283 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I'm interested in this but have a couple of questions.

    Has anyone, not banking with HSBC and being a new customer to FD, successfully opened an account all done electronically?

    When you have your monthly salary credit the account to satisfy their £1500, can you just move it out straight away?
  • I chose the Everyday e-Saver to waive the monthly fee

    Does it need another account to avoid the fee, I thought that was linked to money paid in
    Its still showing as an option once you log in.
    It gave me a sort and ac no. for the current account but I need to wait for a posted username and password to setup the 8% ac I think.
    Wonder if I will get that before 31st
  • checkly wrote: »
    We have a joint bank account with FD but only one Regular Saver (which mature son 4th February - grrrr):mad:. Does anyone know if we can open a second RS in my wife's name?

    We also have one RS and I have I just tried to do this and it wouldn't allow it.
This discussion has been closed.
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