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help or advise needed

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  • hmm...you're prepared to commit fraud to get out of paying a debt for the upbringing of a child and you question other people's ethics?

    No. Im not going to commit fraud. It was merely a comment showing how hacked off and desperate we are at the moment.
  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    But surely the difference between what he pays now and what it will be is not going to be ££££ different. Is it worth all this trouble for what might be a few more pounds? It's not as if that rule came about yesterday. Her partner would have known about csa rules, surely they should have discussed and planned accordingly before deciding to have a child together.
  • Yes the reason we are now in such a struggling situation is that we were unable to get our child into childcare full time. We searched all over. Hence ive reduced my hours at work and my wages have now decreased we have cut back everywhere else and we were just tryimg.to check his assessment is correct. Its isnt as it doesnt show his has a dependant and partner. Csa have verified chb in payment re daughter and are asking for proof of my earning. The reason I ask the questions is if the payment go up, we are going to have serious problems.
  • CSA 1 has been around a long time, and I don't think anyone understands how it is worked out, which is why it is such an unfair system because you cannot plan your future when you have to pay a 'Bill' that no one understands how to work out and you only find out how much it will be once you have commited youself.

    I know there are people on here who have put any thought of moving forward with their life on hold because they can't afford to on CSA1

    OP, only my opinion but I would be very surprised if your payments go up because you have a child who has to be protected, as long as your OH is not earning a lot more money or paying less in rent than on his last assessment you should be ok, if your wages are very low you may even get a nil assessment, but they will not care how much you pay for child care so you can go to work

    CSA3 is supposed to come in this year, a lot fairer system, although after spending years on CSA1 paying more than we would on CSA2 we are now in the position where we would pay more on CSA2 or 3 than we are now paying on CSA1, so sorry I am in no rush to be transfered over.
  • clearingout
    clearingout Posts: 3,290 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    No. Im not going to commit fraud. It was merely a comment showing how hacked off and desperate we are at the moment.

    Never occurs to you that there are desperate and hacked off PWC out there?

    You have a partner you love. Your children are growing up in a stable environment with two loving parents. Take the advice you have been given, make sure the assessment and therefore the debt your partner owes are correct and be very clear on your financial situation with the CSA so that you off the debt over as long a period of time as possible. And accept that if you are going to post about 'other people's children' in a negative and derogatory way, those 'other people' may take offence. It's a public forum - you won't always hear what you want to but that doesn't make those comments wrong.
  • Yes it occurs to me but im not commenting or aiming at them I was simply after adviceon our situation.

    Id be hacked off as a pwc if nrp wasnt paying but on thd ootherrhand if I was a pwc I would wamt nothing from the nrpp.

    Im not saying we dont wamt to contibute I just want to know its fair and we are paying what we should
  • Refering back to the OP's comment about not wanting to pay for other people's children, I don't see why this should cause such a problem, they are not her children and she should not want to pay for them, neither do I, I don't think anyone would happily pay for somone else's child, nothing derogatory there as far as I can see.

    I suppose many PWC are hacked of but there is no need have a go at someone new to the forum asking about delclaring her wages to the CSA.

    Perhaps when someone asks a question if you know the answer and want to share the do so, but if you only want to speculate on their situation and have a go because of your personal problems then don't post it does not help.

    Remember the be nice to Newbies rule,
  • I know there are people on here who have put any thought of moving forward with their life on hold because they can't afford to on CSA1

    It's not just NRPs who are screwed over on CS1/old Rules, there are a lot of NRPs who are on a nil-assessment on old rules when they'd be paying at least a flat rate of £5 on CS2/2012 Scheme.

    Regarding your other comment about NRPP not wanting to pay for other people's children, that's all well and good, but what about the situation where an NRP pays less due to having NRPP's children in his household? In those situations he's paying less to the PWC due to someone else's children.

    The cases work both ways, its easier said than done but I think everyone would benefit from seeing things from the other person's point of view every now and then.
  • clearingout
    clearingout Posts: 3,290 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Refering back to the OP's comment about not wanting to pay for other people's children, I don't see why this should cause such a problem, they are not her children and she should not want to pay for them, neither do I, I don't think anyone would happily pay for somone else's child, nothing derogatory there as far as I can see.

    I suppose many PWC are hacked of but there is no need have a go at someone new to the forum asking about delclaring her wages to the CSA.

    Perhaps when someone asks a question if you know the answer and want to share the do so, but if you only want to speculate on their situation and have a go because of your personal problems then don't post it does not help.

    Remember the be nice to Newbies rule,

    so being new allows you to be derogatory about other people's children and suggest that committing fraud is the answer to having to pay maintenance which is legally (let alone morally) due?

    It's a two way process. Or at least it should be. Unfortunately, there are way too many NRPs and NRPPs who are only too willing to find away around paying any maintenance. Just as there are PWC who are willing to use the CSA as a stick to beat decent NRPs with or refuse access to children etc. Two wrongs don't make a right. But if you can't accept that other people will see your situation differently to how you might see it, you really shouldn't be posting in public forums.

    I am sorry OP - I am not without empathy regardless of what I might have written. I can understand your point of view and am sure would feel just as frustrated in the same position. However, I do hope that I would be able to see it from the other side which, as Prelude is saying, something we would all benefit from doing more often.

  • Regarding your other comment about NRPP not wanting to pay for other people's children, that's all well and good, but what about the situation where an NRP pays less due to having NRPP's children in his household? In those situations he's paying less to the PWC due to someone else's children.
    .


    The OP has no other children in her household so it makes no difference to her original question, I also have no children in my household so it does not effect me and I have no experience of this situation and as such do not feel able to offer an opinion.
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