Bank Accounts

dalesrider

RevTheory wrote: »

its my work we cant have any other account has a wage account other then mine...

That does not make sense.

RevTheory wrote: »

HSBC i have debt with... the only building societies i have is cumberland which require a clean credit score

I'm not talking about a current acc with a debit card.
You may have to look at savings accounts, or at best a account with a cash card.

There are only so many options out there and by the sound of it you owe money to most of them already.
So you need to lower your sights and look at maybe acounts with a passbook. Which will allow payments into. But stop you spending more than you get...

grumbler

RevTheory wrote: »

i didnt miss the point my work do a modulus check on all bank details which checks the name and detail match with the bank...

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They might do a more serious checking, but modulus checking is only for the sort code and account number, not the name:

Available in printed form with a data table on diskette, or incorporated in payment software packages, these tables confirm that the account number quoted is valid for the accompanying sort code. (They do not verify that the account is correct for the named beneficiary).

http://www.bacs.co.uk/Bacs/Businesses/BacsAcademy/UsingDirectDebit/BestPractice/ValidatingBankInformation/Pages/ValidatingBankInformation.aspx

RevTheory

dalesrider wrote: »

That does not make sense.




I'm not talking about a current acc with a debit card.
You may have to look at savings accounts, or at best a account with a cash card.

There are only so many options out there and by the sound of it you owe money to most of them already.
So you need to lower your sights and look at maybe acounts with a passbook. Which will allow payments into. But stop you spending more than you get...

hear post 11

try there is no banks or building soc. around which do passbooks anymore

if your going to make me feel like crap dont bother posting here again.. i know i have issues but speaking to me like that doesnt help

grumbler wrote: »

They might do a more serious checking, but modulus checking is only for the sort code and account number, not the name:
http://www.bacs.co.uk/Bacs/Businesses/BacsAcademy/UsingDirectDebit/BestPractice/ValidatingBankInformation/Pages/ValidatingBankInformation.aspx

i know they do modulus i cant remember the name of staff id vetting on bank accounts

dalesrider

RevTheory wrote: »

hear post 11

try there is no banks or building soc. around which do passbooks anymore

if your going to make me feel like crap dont bother posting here again.. i know i have issues but speaking to me like that doesnt help

Don't get why your employer would care where you have the wages paid too.

Sorry.....

B/S do still offer passbook accounts. In fact my mother still has 2 passbook accounts with santander.

I'm trying to help by giving you other options.....

Clearly you are not liking the options being provided.

I could not careless about your situation.....

pmduk

RevTheory wrote: »

hear post 11

try there is no banks or building soc. around which do passbooks anymore

Many building societies offer passbook accounts.

RevTheory

dalesrider wrote: »

Don't get why your employer would care where you have the wages paid too.

Sorry.....

B/S do still offer passbook accounts. In fact my mother still has 2 passbook accounts with santander.

I'm trying to help by giving you other options.....

Clearly you are not liking the options being provided.

I could not careless about your situation.....

i have spoken to santander and they said no passbooks at all its always a debit card and credit score

my work need it inyour name because of the way they pay the shops there float payments every 2-3 weeks

RevTheory

pmduk wrote: »

Many building societies offer passbook accounts.

my only building societies cumberland have said they stoped passbooks for new customers about a year ago in favour of visa debit cards

pmduk

dalesrider wrote: »

I'm not talking about a current acc with a debit card.
You may have to look at savings accounts, or at best a account with a cash card.

There are only so many options out there and by the sound of it you owe money to most of them already.
So you need to lower your sights and look at maybe acounts with a passbook. Which will allow payments into. But stop you spending more than you get...

Nobody's trying to make you feel crap, but you need to appreciate the situation you're in. It's not an enviable one, but that's not our fault. No account you can get will allow you to get further into debt, hopefully you already realise that. What is so different about your job/employer that they are so extra-vigilant.

pmduk

RevTheory wrote: »

my only building societies cumberland have said they stoped passbooks for new customers about a year ago in favour of visa debit cards

Then you need to put yourself out and find a bank/building society further afield. We can't conjure up a bank/building society where there isn't one.

RevTheory

pmduk wrote: »

Then you need to put yourself out and find a bank/building society further afield. We can't conjure up a bank/building society where there isn't one.

how can i get to another place i dont drive and i cant travel...

my work have float payments paid into senior staff accounts for payment into the till system..