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determined....2013

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  • haybel19
    haybel19 Posts: 1,332 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    edited 28 January 2013 at 8:51PM
    What a day... still getting over my cold, but now my rheumatoid arthritis is playing up, so trip to the Dr and a steriod injection into my right knee cap... ouch... painkillers and feet up for me... Scuppered most of my plans for this week as i will be pretty immobile, injections tend to make it worse for a few days before it gets better so fingers crossed will be on mend next week.

    Have sold a few small bits on ebay today, did a valued opinions survey, paid £1.95 into my sealed pot for the challenge and £5.00 for the payment a day challenge...:j:j:j

    Won a Johnsons Baby mini toiletries set today.:j:j:j
    Going to enter lots more comps once I've got little lady settled. :j

    Got lots of presents to buy between now and April, a stag do, a wedding to attend as well as car MOT and Tax... so have written a list of 'extras' and off to write budget to include...
    Make £10 a day challenge November £125.60/310
    December 417.35/310 January 512.33/310

    £1000 emergency fund challenge 0/1000

    Rule of 3 challenge 13/365
  • Sounds like a busy few months, now we've got kids do you ever think there will be a quiet month?:eek:

    It's good your budgeting for it all as that's where I was coming unstuck, forgetting birthdays or planned nights out etc:mad:

    We will get there :beer:
    Loan £19,728 £1,541 Virg £14,273.81 £8,228 @0% Barc £10,056 £0 NatW £3,682.73 £2,917 MBNA £9,624 £8,654 @0% Overdraft £3,500 £2,000Starting Jan 20 Total Debt £51,239 Mar 23 £23,341 DFD Jan 25 22mths to go Mortgage £248,011.94 £239,659 - MFD Nov 2047 Nov 2046 - LTV 66%EF £0/£300My diary{/URL}
  • haybel19
    haybel19 Posts: 1,332 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    Sounds like a busy few months, now we've got kids do you ever think there will be a quiet month?:eek:

    Lol no I don't think there will be a quiet month... ! Thats where I used to come unstuck too, forgetting about things like birthdays, planned outings etc...

    Im trying hard to be a good girl and put some listings on ebay- got one on so far tonight lol...

    Trying hard not to take painkillers, they make me drowsy, which worries me as other half works nights so just me and my princess... so using MSE and ebay as a distraction...
    Make £10 a day challenge November £125.60/310
    December 417.35/310 January 512.33/310

    £1000 emergency fund challenge 0/1000

    Rule of 3 challenge 13/365
  • Ouchie :( hope you feel better soon. Defo no quiet months with a baby in tow! Xx
    Snowballing my way out of debt!
    Catalogue [STRIKE]£1600 [/STRIKE] £1502 - Catalogue 0% [STRIKE]£900[/STRIKE] £860 - CC £2390 - OD £3500 - Family £1050 - Laptop £280.81 - Loan £3485.81 - Wescott £2814.56
    TOTAL OCT 12 £16021.18:eek:
    Member of the Sealed Pot Challenge #1840
  • haybel19
    haybel19 Posts: 1,332 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    Ouchie :( hope you feel better soon. Defo no quiet months with a baby in tow! Xx

    Thank you - few days rest and some anti-inflammatories and painkillers and hopefully be on the mend...

    In the meantime plenty of ebaying, surveys etc to make some pennies...:j
    Make £10 a day challenge November £125.60/310
    December 417.35/310 January 512.33/310

    £1000 emergency fund challenge 0/1000

    Rule of 3 challenge 13/365
  • haybel19
    haybel19 Posts: 1,332 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    Knee is still very swollen and painful. So have been taking it really easy today, just resting knee and playing with my princess.

    Signed up to clickworker late last night, got to finish activation tonight. Seems to be very popular on the up your income board.

    Sold an item on ebay for £5 today, got lots more listings so fingers crossed for more bids/sales soon. Put £3.45 in my pot for the sealed pot challenge and my payment for the payment a day challenge today was £5.00...

    Going to read the up your income board for more ideas and inspiration later. Haven't entered any competitions for a few days i need to catch up...

    In the meantime going to watch last nights Mrs Brown's boys :rotfl:
    Make £10 a day challenge November £125.60/310
    December 417.35/310 January 512.33/310

    £1000 emergency fund challenge 0/1000

    Rule of 3 challenge 13/365
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Morning Haybel, I spotted you on my diary so I thought I would nip across and wave at you!

    Well done with your progress so far. You have inspired me to have a look on the competitions board later - that's the one MSE thing I haven't got round to yet. Well that and Swagbucks - I've heard the word bandied round a lot but have no idea what it is! I will investigate.....

    I'll keep popping by to cheer you on x
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • haybel19
    haybel19 Posts: 1,332 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    HappyNow wrote: »
    Morning Haybel, I spotted you on my diary so I thought I would nip across and wave at you!

    Well done with your progress so far. You have inspired me to have a look on the competitions board later - that's the one MSE thing I haven't got round to yet. Well that and Swagbucks - I've heard the word bandied round a lot but have no idea what it is! I will investigate.....

    I'll keep popping by to cheer you on x

    Brilliant thank you.

    Competitions are great fun- just the thought of winning is lovely but I have been very lucks and had lots of lovely prizes over the years.

    Swagbucks is well worth a go- Ive made £20 in a fortnight- using it to buy presents.
    Make £10 a day challenge November £125.60/310
    December 417.35/310 January 512.33/310

    £1000 emergency fund challenge 0/1000

    Rule of 3 challenge 13/365
  • haybel19
    haybel19 Posts: 1,332 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    Been resting lots but have used swagbucks, done a survey on valued opinions, joined crowdology and packed all my ebay parcels. About to add a few more listings, before settling down to some cardmaking.

    Must catch up on my competition entries tomorrow.

    Put a pound in my pot for the sealed pot challenge, £8.50 payment for the payment a day challenge... Have paid an extra 90 off my debt over last three weeks thanks to this challenge- very motivating.

    Managed a NSD (lol this was a fluke didnt leave the house). Friend brought her baby girl round to play which was lovely.

    My princess has decided she likes Paolo Nutini pencil full of lead song... soothes her...

    Very apt- "I got food in my belly and a licence for my telly and nothings gonna bring me down"
    Make £10 a day challenge November £125.60/310
    December 417.35/310 January 512.33/310

    £1000 emergency fund challenge 0/1000

    Rule of 3 challenge 13/365
  • haybel19
    haybel19 Posts: 1,332 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    Well had a lovely day visited friends wth OH and Little princess before he went to work. Had craft time fun with their daughters, whilst mine smiled and giggled at everyone. She has just learnt to suck her thumb. Bless her. Everything else goes in her mouth too- including Raymond Rabbit.

    Had few sales on ebay today -another £12 in the pot. Got five listings closing tomorrow so fingers crossed for lots of bids/sales. Keep finding lots more to put on... Hoping to get lots of motivation after auctions close tomorrow.

    Got offered my first survey on crowdology so going to complete that in a bit.

    Joined the make £10 a day in February challenge... Wish me luck. Potted a pound for sealed pot challenge, and £10 payment for payment a day challenge. Well proud of myself thanks to this challenge I have paid an additional £100 off my debt and only started around the 12/13th Jan. Hoping to beat this total in Feb.

    Right off to enter some competitions...(Ive got rather behind :o)
    Make £10 a day challenge November £125.60/310
    December 417.35/310 January 512.33/310

    £1000 emergency fund challenge 0/1000

    Rule of 3 challenge 13/365
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