Speeding ticked (39 in a 30), offer of driver awareness course

[Deleted User]

Got nicked this morning on the way to work, was traveling at the speed of the rest of the traffic, but they clearly liked the look of me :-(

Anyway, I have the option of £60 and 3 points, or £105 and half day off work for a driver awareness course.

Usually I would have taken the £105 option, but when I renewed my insurance a few months back, they specifically asked if I had any points on my license, or taken a driver awareness course.

I am now wondering if it makes no difference when it comes to renew, if I have points or not, if I now have to disclose I have taken a course. Should I just do the £60/3 points route. (it's a otherwise clean license).

Sgt_Pepper_2

Only you can make that choice.

There are other insurance companies.

[Deleted User]

Aren't ALL companies now doing it? (the 5 or so I phoned all asked)

Does admission of a driver awareness course, equate to a SP30 in insurers eyes in terms of my premium?

Sgt_Pepper_2

No..........

kingstreet

No. Only Admiral Group (Admiral, Bell, Diamond, Elephant?) ask about a SAC. No others have started to ask yet AFAIK.

Quentin

mgillespie wrote: »

Aren't ALL companies now doing it? (the 5 or so I phoned all asked)

Does admission of a driver awareness course, equate to a SP30 in insurers eyes in terms of my premium?

Do dummy quotes online (with no course, with the course, then with the points) and see what difference there is to the premium.

These days just 3 speeding points usually makes little difference.

muddyl

I have attended one if these and was informed by them that you do not have to inform insurance of attending.
Its classed as further training, not a punishment.

Wh05apk

muddyl wrote: »

I have attended one if these and was informed by them that you do not have to inform insurance of attending.
Its classed as further training, not a punishment.

But if the insurer asks the question, I think you will find you HAVE to declare the course.

Sgt_Pepper_2

muddyl wrote: »

I have attended one if these and was informed by them that you do not have to inform insurance of attending.
Its classed as further training, not a punishment.

They told you wrong then. If the insurance company ask you have to disclose it.

LandyAndy

muddyl wrote: »

I have attended one if these and was informed by them that you do not have to inform insurance of attending.
Its classed as further training, not a punishment.

I was told that, albeit several years ago. Insurers are evidently starting to change their minds.

I thought the course was interesting and informative.

Quentin

muddyl wrote: »

I have attended one if these and was informed by them that you do not have to inform insurance of attending......

This is no longer the case:

http://www.dailymail.co.uk/money/cars/article-2237011/Admiral-hikes-premiums-drivers-attend-speed-awareness-courses.html

Until now, police forces across Britain who offer speed awareness courses to first-time speeding offenders as an alternative to 3 points and a £60 fine have told participants that this ‘will not affect insurance premiums’.

But police across the country have removed from their websites that very promise for fear of prosecution by disgruntled drivers.